Arrgggh! Why Does Debt Make People So Twitterpated?

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And I'm including "myself" in 'people' this time. example: years-&-years ago, I ordered some magazines from a 'subscription-hub' (a company that organizes & sells subscriptions from varied publishers ... to centralize the press there). Of course, I COULDN'T order because my income is sub-sub-sub-sub-par and -because I don't care (I don't understand debt the way a 'hard-working man' does). And the bank-account I ordered with had to be closed in order to stop collection. The subscription company should've "bought a clue"; but apparently didn't, because they called me the other night in order to 'make sure I was getting the magazines I had ordered.' I was not; mostly because the bank-account closed, but also because I had ordered them under my mother's address (was still living there at the time). I was just vaguely remembering the whole bank-account problem, when the representative I was talking to threw up the fog-screen: he told me 'their company had already paid for the subscriptions, & the publishers weren't going to give the money back' ... made it feel like "my mission to solve the debt-problem the company made--- ---totally ignoring the facts that a) I am not an overflowing fountain of capital, b) the mistake that had been made was washed-over before I even picked up the phone & c) the company COULD'VE 'written the cost off' as a donation to me! Why does 'owing' & 'being owed' have such an effect on the mind?