Do I look like I am made of money?

United States
February 12, 2011 10:42pm CST
No I am not but a friend at work keeps telling me to buy things I don't have the money for! He should talk! He has alot of credit cards and that is how he gets alot of his stuff,like a Kindle,a laptop and tickets to Lady Gaga concert he saw last year! He keeps telling me I should get a Kindle because I love to read! Not going to happen! Then he says I should get a laptop becuase my computer is old! Excuse me! I would love a laptop but as long as my older brother can supply me a computer,a moniter, a keyboard and free technical help with computers I am not going to buy a laptop! My computer isn't the best but it is free! I had to rant! I don't like people when they act like they have all the money in the world but as soon as something happens,like their car breaking down,they start complaining they have no money! Then stop b*tching and stop using all your credit cards! Work on paying them off! If I had all the money in the world I would not have to save up to buy clothes,bedding for my bed and for car repairs! I know I am not the only one that has to deal with this!
2 people like this
5 responses
@sid556 (31005)
• United States
13 Feb 11
No You are not alone on this one, Blue. I have friends that are always asking me why I don't just go out and buy a new car. hmmm, well that would mean payments and I don't have the money for that. I buy a used car that I have checked out by a mechanic before paying for it and I pay cash with my income tax. I pray it lasts me the year and it so far {knock on wood} always has without any major repairs. More oftent than not it lasts me 2 to 3 years. The most I've paid for a used car is 1000.00 and that is this last one. Usually I pay around 500 to 600 for them. Most people pay that in a car payment! I paid 100.00 for my computer 3 years ago and I've put 100.00 into in repairs...again...you can't beat it. I have a friend that tells me I should get a flat screen tv. Why? I paid 40.00 for the tv I have...bought it 2nd hand 11 yrs ago and it works just fine. Your friend is headed down a really bad path being so materialistic and using credit cards to get all this stuff. you'll see. Your're being smart blue. Live within your means. I'm sure it won't be long before you see that your friend is wishing he was more like you!
• United States
20 Mar 11
Hi Sid! With some of my tax returns I have used for car repairs! Like this year! I used $200.00 to get new battery cables put on! I am trying to be smarter with my money! Maybe someday my friend will get the idea from me! Right now he keep tells me to load up my Ipod,I bought it last spring, buying the songs from ITunes! I don't have the money to do that! I could do it for free myself but I know my computer would not be able to handle it! Trying to find someone to download free songs on my IPod is like pulling teeth! He never gives up! GRR!
1 person likes this
@sid556 (31005)
• United States
21 Mar 11
When someone starts in on me about that kind of stuff, I just laugh and tell them that I'll give their advice some consideration. They should all know me by now to know that I won't. What I have is mine and I know it isn't going to be taken away because I can't make a payment or something. I did fall into debt using credit just to by food and necessities when all my daughters were still at home and it really sucks. I thankfully didn't get behind and I have consoldated and won't use credit for anything now. It would have to be a real emergency. And when I say I was in debt, my credit councellor told me that my debt was really nothing to what they usually see. As for your Itunes, my daughter downloads songs for free for her friends all the time. She seems to enjoy it. If your friends won't help you out on that one then I say that if you are going to upgrade anything...it should be your "friends".
• United States
14 Feb 11
People who live beyond their means just to brag about all the "stuff" they have is sad. It's not that they actually own the stuff because they're still paying for it. Peopele should sock money away for emergancies, and safe up for the "fun stuff" instead of using a credit card. The problem is that people feel that they have to have the latest things now. For example, I really want an XBox360, I could get a credit card and buy it now, but I'd be paying it off for a long long time, I'd rather save up the money and get it when I have the money for it. Then I'll feel really great and think, I bought this with my own money.
• United States
20 Mar 11
I am not the greatest at saving money yet! I am getting better! Like Suze Orman says we all should have money for an emergency that will last like for 6 months in case,if needed! I know some people who do that but I know to many people who spend beyond their means and it is because they have credit cards! Some people never learn!
@yoyo1198 (3643)
• United States
13 Feb 11
Part of the reason this country is in such financial straits is because people were living beyond their means. Borrowing money for a house and the banks knowing they would not be able to keep up with payments. Transferring money from one credit card to pay off another credit card account. I think you are very wise in spending only what you can afford. I've had to cut back my newspaper subscription, magazine subscriptions, no more cable, only buying the cheap cuts of meat (if I even have meat) and using chicken and ground beef for meals and then sometimes just having veggies and salads, breakfast food for dinner, no eating in restaurants, doing laundry by hand when I can get away with it, using public transportation instead of driving and oh, so many other cost cutting measures. When you think about it we actually do not need a lot of the things that we want. Food, shelter and clothing is about it. And the air is free tho dirty in places. And I daresay that for the most part all of our true needs are already met without having to bust our humps to find extra money. People need a big injection of common sense anymore. Well, that's my rant.Thanks for this discussion
• United States
20 Mar 11
My friend is living beyond his means and I know alot of other people still are! It is ashame but hope they will learn sooner or later! My oldest nephews are getting that way! A whole new dicussions right there! Anyway I'm trying to do my best and hopefully more people get the same idea!
@ElicBxn (60895)
• United States
13 Feb 11
or the roomie's nephew last year using the income tax refund for a tattoo or a computer... at least this year he's paying on a car!
• United States
20 Mar 11
I had forgottan about this discussion! Anyway buying a tattoo using tax fefund in crazy! A computer isn't so bad unless he didn't need one! Paying for a car with tax returns in a great idea! LOL!
1 person likes this
@ebuscat (5949)
• Philippines
13 Feb 11
For me it is not showy but it is good by doing it instead of to became a thief to have more money.