Have you received money from a complete stranger ?

How to get a 1/5th of an EuroCent ? - How can I split a blurred EuroCent in 5 parts and take one ?
@topffer (42156)
France
May 27, 2011 12:58pm CST
I have. Checking my email today, I opened a email from PayPal "You've received a payment." Nice ! But the name and the email address are completely unknown to me, and the payment is in a currency that I don't use in my PayPal : PHP, Philippines Pesos. However the amount is not high : 0.12 PHP. My main balance is in Euros and I checked how many Euros were 0.12 Philippines pesos in Euros. Exactly 0.002 Euros, less with the PayPal fees to convert this "payment" in Euros. But PayPal credits only cents, not fractions of cents... Years ago I had a caretaker who was saying that "a cent is a cent" and that "a coin has no tail". Alright, but how my caretaker would have done to get 1/5th of a cent with a tail !? To accept this payment and get 0.12 PHP, I have to create a line in PHP in my account. I created one in Hong Kong dollars years ago, and I don't know how to suppress it -- I am a PayPal nut --. And what if the sender opens a dispute ? As I have no line in this currency, PayPal gives me 30 days to accept or reject this payment and will refund the sender if I do nothing. I think I will do nothing... Have you received money from a stranger ? What have you done ? What will you do if you receive 0.12 PHP from a stranger ? and one million PHP ?
4 people like this
17 responses
@inu1711 (5285)
• Romania
27 May 11
un ban - This is how 0.12 PHP look if they were changed in RON
In fact, the value is 0.8 bani, but 1 ban doesn't worth anything, anyway...
Hello Topffer, I have never received money from a stranger. Unless I consider the tips that I got from a friend to join some instant paying bux sites. (by the way, I got my 8 cents from raise.. today ) If I received 0.12 PHP I would let the 30 days expire. It doesn't worth opening a Paypal line in PHP for this amount. But if I received one million PHP, I wouldn't know what to do. It is not a big amount, but neither one to be rejected either. Here I earn 16000 euros in a couple of years, so I am not sure I would ignore it. But I wouldn't spend it until the 30 days for filing a dispute expired. What would you do with one million PHP? As for your question - 'How to get a 1/5th of an EuroCent ?' you could change it in RON and you would have almost 1 ban to spend. If you ask me what could you buy with it, I would answer 'nothing'!
2 people like this
@topffer (42156)
• France
27 May 11
A friend is not a complete stranger, Inu. So I could have waited one day more... I am impressed to see this "ban" : with the increasing price of copper, I am sure this coin will be paid more than 1 ban if you sell it to a smelter. It is probably the same for an Euro cent : you cannot get anything with 1 cent : they are given on special offers in shops when you pay 1 Euro to buy a product sold 0.99 and they accumulate in my purse. Maybe you cannot fill a dispute with PayPal after 30 days, but you can still start a trial against PayPal : you have three years to do it in France, and for 16000 Euros you will certainly get your money back... after one or two years, reduced by the money given to lawyers and justice to something like 12 or 13000 Euros. So I think it is a big risk to accept a sum not due when the amount is important. Maybe if you withdraw it fast and close your PayPal... But if a complete stranger sends me 1 or 2000 Euros, less than the money needed for a trial, I will probably follow your method. 2 or 3 years ago, I opened a line in Hong Kong dollars, because I had signed up in a site paying in HKD, thinking that it was USD -- I believe that it can happen to your friend too :) ! -- and the few cents I cashed out first were not enough to be converted to an Euro Cent. Once I got one big HKD I converted it, received something like 6 or 7 cents, and stopped to waste my time in this site. I searched how to suppress this currency line, and I did not found how to do it, so I will not open now a line in PHP for this amount ! I will wait 30 days, and PayPal will send this money back.
1 person likes this
@topffer (42156)
• France
28 May 11
A PayPal cannot be close, but you can unlink at any moment your bank account from your PayPal account by writing to your bank, or, if you verified only a credit card, PayPal is unable to get money from your account without a trial. I am sure that they will do it for 16000 Euros, but not for 1000 or 2000. Look at the box of stine : they wrote to get 180 Euros from her, and did nothing when she refused. It was not the same case as she was selling something on Ebay, but for 180 Euros you cannot pay a lawyer, it is not sure that a judge will condemned her finally to pay the PayPal's lawyer, so they did nothing else. For the small Euro cents : each European country has a money amount of coins each year that it can use as it wants : France and Spain coin many small change that cost them more than the real value, when some others like Belgium, prefer to coin more higher value. As you know, the coins are different in every country, but can circulate everywhere in Europe. Small countries have a small amount of Euro coinage and I collect them : I got a 10 cents coin from Malta a week ago that I have put in my moneybox.
1 person likes this
@inu1711 (5285)
• Romania
28 May 11
I don't know if you could just disappear with the money after withdrawing and closing the PayPal account. (By the way, I didn't know that a PayPal account can be closed.) I think that, for 16000 Euros, they can trace you even after closing the account. You are complaining that the small coins on 1 Euro cent accumulate in your purse! That's because in your country, the cashiers give the change back to the customers. We have x.99 prices here, too, but the cases when you are given the 1 ban coin back are rare The cashiers don't even bother to give you the change but even if they do, most customers leave it there, because they don't want to fill their wallets with the value-less coins.
2 people like this
• United States
27 May 11
Hi Topffer Sad no stranger sends me money ever. But I would be happy to forward you my PayPal address so you can take it off your hands. I like you would be suspicious too but if nothing else is requested and or come out of it, I guess I would leave it as a mystery. Are you sure you did not sign up to something during some of your experiments?
2 people like this
• United States
27 May 11
I would gladly accept from a friend. I would always know it was you.
2 people like this
• United States
27 May 11
Oh dear, no don't do that pay us by making sure we have lots to respond to. This way PayPal will be intact and we can continue gifting back and forth. lol
2 people like this
@dawnald (85135)
• Shingle Springs, California
27 May 11
No but I did once receive money as a joke from a myLot friend...
1 person likes this
@topffer (42156)
• France
27 May 11
Good joke. I hope this friend is also in my friends list.
1 person likes this
@dawnald (85135)
• Shingle Springs, California
27 May 11
Not telling
1 person likes this
@mysdianait (66009)
• Italy
27 May 11
1 person likes this
@Devilova (5392)
• Indonesia
28 May 11
Well, I never receive money from a stranger. If what you have mean was into my Paypal. Just take it or leave it. That not worth to be live with, that my motto. Why bothering that? I believe, they have a mean by send you that money.
1 person likes this
@Devilova (5392)
• Indonesia
30 May 11
I think they just want to check your paypal account. From where they know your paypal address? If you check and approve it in couple days, they know that those was your primary account or atleast you active with that account.
1 person likes this
@topffer (42156)
• France
28 May 11
It is also because I think the sender has an idea in mind that I will not accept or reject this payment, and just wait that PayPal send it back. As it is nothing, it will not lack to the sender during a month...
@thatgirl13 (7294)
• South Korea
28 May 11
Yes I have but not in paypal or the internet world but in real life. I was taking the bus somewhere (i don't really remember). There was this old man sitting close to me. He then came to where I was sitting and we had this nice talk. He was a really good man and I referred to him as grandpa. We talked for a while and then he had to get down. Before he left he gave me $10. I politely refused it but he insisted I take it. So I did. I don't know why he gave it to me though!!
1 person likes this
@topffer (42156)
• France
28 May 11
I think I can wait all the rest of my life in a bus that somebody offers me $10, and that it will not happen. I find this behavior very strange : did he offered you also some candies? Flagaz is right : many old people are alone and sad to have nobody to speak, and it is perhaps why this man gave you this money, because he enjoyed to chat with you. Thank you for sharing this touching story. Have a nice day.
• South Korea
29 May 11
flagaz: Well yes what you said might be true topffer: Why no he didn't offer me candies !!
1 person likes this
• South Korea
30 May 11
I'll be glad to
1 person likes this
@ajk111 (2495)
27 May 11
i received a substantial amount from a stranger once and i did not even have to use my baseball bat........ in a more honest response i have to say i have never received money of any kind from a stranger....but i shall never give up hope!
1 person likes this
@topffer (42156)
• France
27 May 11
Maybe I can create this line in PHP and send a Philippines cent to make happy 12 of my friends at myLot. There is no fees to send money to friends, so we can pass this cent to our friends, and in a few months every myLot's member will have a line in PHP in his PayPal account, just before PayPal cancels our accounts because of this game.
@topffer (42156)
• France
27 May 11
Thanks : it will be certainly more fun to send 0.01 PHP to a bank account. Mine debit 15 Euros from my account when I put a cheque in a foreign currency. Lot of fun here.
@ajk111 (2495)
27 May 11
sort code 43 67 77 bank acc 3456 2132 4345 please deposit freely.
1 person likes this
@KrauseHome (36448)
• United States
29 May 11
Personally I live in the USA, and have never had to deal with $$ from another country coming into my Paypal account. I actually never give out my paypal account hardly anymore to anyone as well. I think for the most part it is now used only for here. I think if I were you, I would reject it and let the person get it back as that is not really worth your time.
1 person likes this
@Fishmomma (11377)
• United States
12 Nov 16
I have received money from other reward sites and don't know the person so is a stranger. Also received money from Mylot, so the answer is yes. Its always been money I can spend and it sounds like you can't spend the money sent to you when this occurred.
1 person likes this
@topffer (42156)
• France
12 Nov 16
Wow, you dug deeply to find this discussion that I had almost forgotten. I have also received money from sites like myLot, but this one was from a complete stranger in a currency that I do not use, and PayPal returned it to the sender.
@aprilsong (1884)
• China
30 May 11
Hi,i have never received any money from a complete stranger. But i have received lots of notifies of informations about i have wined some prizes. Sometimes it is about my email was picked to some get some prize freely. Sometimes is the number of my QQ( which is a chat tool in china) win a laptop. Well, it is a big prize. But i have never taken it seriously. Because i know there is no free lunch in this world. Actually, there are so many stories about such things. When you believe it, then they will ask you do as they ask and little by little, you will find this is just a trap. But even so many TV programs have thought people not believe such incredible good things, but there are still some people who fall into their pits once and again. Maybe it is the nature of human that we all expect some thing unbelievable can happen on us one day.
@cream97 (29087)
• United States
28 May 11
Hi. topffer. No. I have never received money from a complete stranger before. If I did, I would contact Paypal about this. I would not accept the money at all. If you are unsure of why you have this money then, that means that you have not requested it. You should ignore this request. I also think that you should consult with Paypal about this too. They would know what to do in your situation that you are facing.
1 person likes this
@topffer (42156)
• France
28 May 11
Hello cream, I am sure that none of my myLot's friends in Philippines have my PayPal address, and I have never signed up on a site paying in Pesos. I will not accept or reject this payment. Because I have no line in PHP in my PayPal account, PayPal asks me what to do with it : it is impossible for PayPal to convert it in Euros, because it is less than an Euro cent. If I do nothing they will refund the sender in 30 days : I think it is the best to do. I will not ask for support at PayPal for a fraction of cent, and I think that it cannot be anything else than an attempt of fraud. If I accept it, I have to create a line in PHP and I risk a dispute ; if I refuse it, maybe the sender can get from PayPal some informations about me, and if I write to the PayPal email of the sender, maybe I will get a virus in return, like Ms Hatley suggested it. So, as this payment is worth nothing, I think the best is to do nothing...
• Philippines
28 May 11
no, I never had any luck receiving money from a complete stranger. LOL. 12 cents? I am a filipina and you can't buy a thing with that. So, I think that you should just ignore it. It's not your to begin with or maybe its from a friend that wants to prank you. or maybe its a fraud. My paypal account is in dollars and most of my friends too. we don't have a peso account in paypal because usually we are paid in dollars by the employers and not in pesos :)
1 person likes this
@topffer (42156)
• France
28 May 11
I have many friends from Philippines at myLot, but they don't know my PayPal address, so it is not a prank. I don't think that my friend Astonysh who replied in the first box that it is a secret admirer is true : at 52 I think I have no many secret admirers. So your idea of an attempt of fraud is probably the good one, and I will ignore this payment. I am not sure that your strategy of not having a line in your currency is the best if you think about it : if you receive some day a payment like this $0.12 PHP, but justified, you will not be able to convert it because PayPal put only cents and not fractions of cents in your account. Just my opinion. Have a nice Sunday.
@jennyze (7029)
• Indonesia
30 May 11
Well, if it is more a bother than a blessing than I would just ignore or reject it. Just say thanks to the sender and sorry I couldn't accept it... I got tips in my old days, were that considered receiving money for complete strangers?
1 person likes this
@topffer (42156)
• France
1 Jun 11
I think the sender wants me to do something : I received two reminders from PayPal for this important sum, and they were possibly asked by the sender, so I will do nothing and wait until PayPal returns it. I believe that tips can be considered like money received from complete strangers.
@jennyze (7029)
• Indonesia
3 Jun 11
A, then I am not that particular, aren't I?
1 person likes this
@akp100 (13640)
• India
28 May 11
Hi Never lucky so far for my paypal account. But just two days back i got 20 minutes recharge on my mobile. Well I can't do anything about it till the recharger call me for asking his/her money. About receiving money on paypal account.. I haven't more experience about DISPUTE like you have mentioned.. So i may not take risk.
1 person likes this
@topffer (42156)
• France
28 May 11
Hi akp, Sorry to be late, but I was not expecting so many responders. I have already replied to your discussion about this recharge coming from heaven or from a clumsy user who did not remembered his phone number. I will not too take the risk of a dispute for less than one cent -- and even for one cent --. I think that a dispute should have been opened if I had a line in PHP in my account : PayPal would have put this money on it without asking me what to do with an amount so small that it cannot be converted in my own currency. I don't understand what this person wants to do, and I will not move : PayPal will send the money back in 30 days.
@akp100 (13640)
• India
30 May 11
@flagaz ... Dispute in cellphone recharge !!! Haha... Well i had already used those money.. and also No phone called received from that person..
1 person likes this
• United States
27 May 11
hi topffer, If i were you, I would just reject this payment. simply because I don't know who sent that payment and what it was for. we know nowadays people are being smarter on internet, which result in many types of online identity theft. furthermore, it was only a very small amount of money. it won't hurt you to reject it. Happy safe getting paid:)
@topffer (42156)
• France
27 May 11
Hi arnouardian, I agree completely with you that people are smarter today on internet and are testing new techniques to steal our money. My first idea was to reject this payment, but I don't know if the sender can get from PayPal some more informations about myself if I reject it ? So, I will wait 30 days without accepting or rejecting it and PayPal will send this money back to this person. Have a nice evening.
• United States
27 May 11
yes, I think it will be wiser if you wait 30 days of ignorance until PayPal send this money back to this person. Have a nice evening:)
1 person likes this
@Hatley (163781)
• Garden Grove, California
27 May 11
hi topffer I would bet its a scam and will get you into trouble if you try to claim it as its someone who gets lists of names it could also end up as a virus too, I would just let it go back to the sender as they had no right to be in your private paypal account,The fact that they hacked your paypal account is scary for sure . I have never received money from a stranger and wou ld be worried if I did.
1 person likes this
@topffer (42156)
• France
27 May 11
Hello Ms Hatley, This is not so scary : they have not hacked my PayPal. To do this you need not only the PayPal email but also the password. It is only a very small payment, so small that it is certainly fishy : would you send only one cent to somebody ? It is even not one cent ! I agree that if I accept this money, I could get into trouble, and -- I had not thought about this, but it is a possibility -- that I can receive a virus if I write to the email given to ask why this money was sent. I will do nothing and PayPal will send this money back to the sender in one month.
28 May 11
You are so lucky as others in order to send you such amount if it is sent to the large amount of money you probably will encounter bad luck and know. Because you can be accused of stealing money if you live in places that my sins are not serious but it will cause you a feeling of discomfort do not know why but arrested by police. Natural deposit into my account that I never intentionally or not get that out while they can not use it again arrested as unjust. But the truth is I do not want to stick him into trouble and because of the confusion is that while their network or to register for the confusion created it. For example where I live there is a case like this: - On 1 / 4, Hanoi Police has prosecuted the accused, detained Nguyen Thi Thuy (52 years old, resident in Bac Giang city) on the illegal acts of property seized by the bank transfer mistake. According to investigation documents, in September 2009, her daughter Marine to open accounts at a securities company in Hai Ba Trung district for the transaction. She was authorized transaction for an employee in this company. Although the account named her daughter, but she Shui is used. At the end of 2009, accounting for securities companies have moved the wrong 6 billion to account for her Marine. By March 2010, the company discovered the incident and suspended blocked transactions with this account. Numerous proposals Thuy not repay, the companies have alleged acts with the investigating agencies. Initially, the accused Marine has admitted acts. But the woman denied responsibility for paying for the reason the securities companies have to withdraw, she is not obliged to return. next example: Pham S. (Hoa Dien - Dien Ban - Quang Nam) said: He retired from 1-8-2010. Date of 28-7, receiving reports have money, he is seen receiving the column ATM account balance is close to 1.3 billion. He withdrew 20 million in column ATM northern town of Vinh Dien (Dien Ban), then to Da Nang branch Agribank draw 500 million more. Doc settlement amount more work, Mr. S. and the family did not think it becomes problematic. Yesterday afternoon, 2-8, Mr. S. third out of Da Nang to the summons by the police in Da Nang to explaining the work. Mr. S. after that, the day 29-7, with three people claiming to be employees Agribank Da Nang branch to his house, mistakenly announced that it has moved into his account more than 1 billion, suggested he return. "They came but did not bring the papers, besides I have missed the target and then say, nothing to borrow to pay back later" - Mr. S. said. Even 30-7 am, police summoned him to the commune. Seeing the situation was wrong, Mr. S. This run was 400 million loan payable to the Bank in Da Nang Police in 1-8 days. However, his presentation of S, to the afternoon on 30-7, a written notice of the transfer of the wrong bank account to house his new Agribank S. Agribank text of Da Nang 29-7 confirmation number 298/NHN-DB-KTNQ day moving mistaken in his account with an amount more than 1.277 billion, while enjoying his money S. just over 105 million. "I do not what kind of money pit ham is not yours. But the French side of my house also occasionally send money, outside of Hue also. So let me have time check, but" - Mr. S said. And another example nè: Securities companies have moved 6 billion mistake in a customer's account, but does not claim to be. Day 1 / 4, Security Agency, the police investigation and prosecution of Hanoi arrest Nguyen Thi Thuy (52 years old in Bac Giang) to act illegally occupied property. According to investigation documents, in September 2009, her daughter named Marine to open accounts at a securities company but the transaction used to be a mother again. Late in 2009, accounting for securities companies have moved 6 billion into the wrong account. Several months later, this mistake was discovered. Securities companies proposed to pay back the money she Shui, but not accepted. In the investigation agency, she admitted Marine confusion on. But the woman denied responsibility for paying for the reason the securities companies have to withdraw, she is not obliged to return. Also nè: Advantage of the long known, raising capital from Hong Em nearly a dozen people with big money by paying high interest for many years and then ran away because of inability to pay. 28/12 pm, police agencies police investigation in Tien Giang province had prosecuted, detained Nguyen Thi Hong Em (33, Cai Lay district) behavior "fraudulent appropriation of property." Through the initial investigation, from 2006 to now I just do the hui just raising capital from nearly a dozen people familiar with the total amount of about 5 billion. The reason I raise is given as a hub for bank loans due to customers peace of mind I send the money with interest rates to 6% per month. First time that I should eat out, investing in real estate around the world and who should pay good interest for the hostess of this hui is very safe loan. However, a few months now suddenly I'm off the phone frequently, delayed payment of interest and many people avoided him. Receipt of the denunciation of some people, the police entered the investigation and arrest were you when she is hiding debt. File following: Swiss world-famous capital of the modern banking system and high security, however, sometimes other bank services are still in unexpected errors. Vietnam News Agency correspondent in Geneva says the last few days, some customers of Swiss banks Post (PostFinance) did not believe his eyes when their account has suddenly billions of dollars. But their joy did not last long. Date 24 / 3, PostFinance spokesman said the technical fault, the bank's cash machines displaying the information was not true to the real value of customer accounts. PostFinance also do not know how many bank customers encounter technical problems mentioned above. Also on 24 / 3, Six Group, responsible for enterprise system of automated teller machines in Switzerland, announced the automated teller machine in this country will return to normal operation on the morning of 25 / 3. According to some experts, said technical problems could be due to computer systems of these enterprises are hackers penetrated. Also here: Recently, Nguyen Thi Kim D. formal complaints against Securities Corporation Vietnam Dragon (temporarily called Vietnam Dragon company) has violated in the implementation of management functions of securities trading accounts of clients. Suddenly ... indebted Mrs. D. prescriptions, dated 17-7-2009 has opened her trading account in Vietnam Dragon company to purchase shares of CSM Corporation Southern Rubber Industry. Then, Vietnam Dragon company appointed Mr. Van Thien Hung is managing broker of her account. Trouble occurs when the first of the month 3-2010, Mrs. D. discovered my account was frozen Vietnam Dragon company stock. When contacting Vietnam Dragon company, Ms. D. more surprising because the company has singled out a power of attorney signed by her for a man named Nguyen Thanh Phong be used on behalf of all the money and securities in her account to conduct transactions, sale, mortgage, investment and cooperation. More seriously, Mr. Feng had her behalf D. two appendices signed cooperation contracts with a securities investment company Dragon Vietnamese. According to this second appendix to the date of 21-4, Mrs D. Vietnam Dragon Company owe more than 4.5 billion VND (equal number of CSM shares of the company Ms. D. was blocked). Then, Vietnam Dragon company sold shares to CSM were frozen debt collection. Fooled? Reflect the reporter, Ms. D. said: "I have not signed the authorization for anyone to play on behalf of the securities. So far I do not know who Mr. Nguyen Thanh Phong. My husband also open securities trading accounts in Vietnam Dragon company. If you have authorized, I authorize the husband, but why go through the outside. " Mrs. D. said above authorization "very questionable", such as identity card numbers inscribed with, spot date, month, year, overlapping ... According to Mrs. D., the period from 14-9-2009 to 24-3-2010 days, she discovered several trading accounts. Everything was reported to Mr. Van Thien Hung. Hung answer is because the system fails. Even at detecting accounts were frozen, she reportedly called Mr. Hung also said due to system failure. On the paper signature authorization, Ms. D. that is his real signature but the signature had been cheated Hung. "At that time near the festival, Mr. Hung has come to my house to three gifts, says this is the festival presents the company's gift and his client told me Hung up on three sheets of paper to Mr. Hung brought into public notice company "- Mrs. D. counting. Also, according to Ms. D. "I have a friend call the phone number of the person named Nguyen Thanh Phong stated in the written authorization shall also turns out that some of Mr. Van Thien Hung." "I will cooperate with investigating authorities" In a dispatch sent on 27-4 City newspaper Phap Luat, Nguyen Mien Tuan, General Director of Vietnam Dragon, Mrs D. confirmed the and has signed power of attorney authorizing Mr. Feng to sign an annex of the securities investment partnership. This Authorization is made on 14-9-2009. In minutes of work with Vietnam Dragon company on 12-4, Mrs D. acknowledge the signature in the authorization of the owner. Tuan also said to assist investors to resolve the problem, the company has suspended the broker Van Thien Hung to clarify the violations (if any). The company will carry out preventive measures to protect the legitimate interests of investors. In addition, the company will also coordinate with other agencies to clarify the law violation complaint from Mrs D. D. her own work that Mr. Van Thien Hung, broker Vietnam Dragon company, deceived into signing contracts, powers of attorney ..., Vietnam Dragon company replied: Ou
1 person likes this
@topffer (42156)
• France
28 May 11
Wow Daniel ! What a post for your first one at myLot. You have reached the limit authorized in a box I think ? It never happened to me. You are speaking of a crook here, who has received billions and not a fraction of a cent like me. Do you think that if I accept 1/5th of cent I will go to jail for years like if I had received billions? Anyways, I think that it is too dangerous to keep my 1/5th cent : it is not enough to hide myself in the jungle until the end of my life. Welcome to myLot ! I hope you will enjoy this site.
• Philippines
28 May 11
I'll probably won't get it. For I don't know where it came from and if there's a price I have to pay.
1 person likes this
@topffer (42156)
• France
28 May 11
It is a too small amount to be a real payment : probably somebody trying a new technique to steal some money later. The sender will get this money back, and I will not move.