investing for retirement during an economic crisis. possible?

they want you to invest so they have your money to make money with.. if possible. I think it's not possible and it's way better to save your money for yourself. No matter if it's in a sock. The bank won't give you anything and if your money will be invested big change you won't even get back (in time/at the time you get retired) what you payed/invested. That happened to many of us already (I started with such kind of investment combination saving combination insurance for me and my kids..the money became each year less and less so I quit paying each month and now it's ended). It all was a big waste of money I worked hard for. I will never do such a thing again. Those years of great investments, making money are over and I don't see them come back soon since this economic mess is already going on since 10 or 12 years or longer.

If you don't want to invest to your future, that's your fault. It will pay off for sure, when you retire, every single bonus money will count. But of course, you can invest to your future by saving money to the retirement.