Walmart Mastercard

To me Walmart kills the small businesses off.They just can't complete with them.So I tend to shop at other smaller places to helped them out If I can.I seldom shopped at Walmart whenever I can avoid It.After all by shopping at the smaller places you give them a chance to grow more stronger.

The interest on a Walmart card is CRAZY expensive. I was thinking the same thing, Ricki. I soon learned it was not a good idea! Still paying it off.

I guess... read the fine print! It would be nice if you could get rewards for what you're buying anyway, but you should weigh the pros and the cons. Retail stores usually have ridiculously high APRs for one. If you plan on paying off the entire balance on a month to month basis, and the rewards are better than the rewards on your current card, go for it. But if you plan on accumulating a debt, or if that's what you are doing with the current credit card --- I wouldn't opt for the Wal-Mart one unless the APR was substantially lower (and I'm guessing not, because at least from my experience and some experiences I've heard from others, retail cards are bad, bad bad!).

I didn't notice there were walmart master card, but it really depends on your usage of it. I personally didn't shop that much in walmart, but if they give points on your grocery shopping, and later you can redeem those points or toward to your future grocery shopping, why not get one? I would personally encourage you to use it, and at least you can save some money. But keep that in mind, you have pay those balance off as quickly as you can, I don't want you to accumulate those high interest charges.

Hi This happens even with me. when i visit the departmental store they always insists on taking this card where i get points which i can use for shopping either online or offline. so finally i took it recently as i thought it would be beneficial. Walmart is going to enter in our country soon but there are lot of controversies regarding the same. have to wait and see if its coming or not.

If youd use it, Id get it for emergencies. As long as you pay it off each month they arent bad. I have one from walmart here. The gifts I have earned are kinda neat as well.

I would think about the interest with things like that. I mean if the benefits far outweigh the cons then I say go for it. If you can pay for your groceries with coupons and online earnings, then get a bonus because you're using the card, well go for it.

Personally, I don't have store credit cards. That is just my own policy. But if you are interested, my suggest is to read all the fine print. You would want to make sure that there are no hidden costs. But you never know, it may work out best for you.