I try to pay my bill earlier this time to avoid late fee

United States
January 29, 2013 8:34pm CST
I was totally forget to pay my bill a week earlier last month, even though I had it on my head, but I guess I was too busy to remember it until I saw the calendar date where I marked it. Luckily, the credit card company gave me a week grace period, and I paid them instantly to avoid the late fee. I knew my next payment not gonna due until February 12, but I would rather send my check tomorrow when I still remember to pay it. It is better early than late right?
3 people like this
12 responses
@jenny1015 (13366)
• Philippines
1 Feb 13
I think that is a great way to handle obligations. Coz we can never tell how busy we are going to be the next coming days. If you have the money to pay for it now, well, why not?
@TLilly12 (1229)
• United States
31 Jan 13
I like paying my bills, early to when I get them that way, I won't have to worry about a late fees, which mean I would have to pay, out more money.
@jugsjugs (12967)
30 Jan 13
If I have any bills that are not already direct debit, then I do try to pay them sooner than they have asked, as that way I know that it is paid and out of the way, less to worry about if you ask me. I know that there are a lot of my friends that always are paying their bills late as well and it is sad as they seem to have loads of money to blow of things one minuite and the next they have none.
@syoti20 (5293)
• Philippines
30 Jan 13
Bills bills bills.. This things shouldn't be forget since we only have this once a month. You should make some plan or reminder about your bills. Receiving late fee is another burden to take so avoid them as much as possible unless your broke in that month.
@pahak627 (4558)
• Philippines
30 Jan 13
I also forget the due dates of my bills and I see to it that I could pay earlier than due date. I don't want to pay for penalties and interests.
@mariaperalta (19073)
• Mexico
30 Jan 13
good idea!!! those late fees can be really high.. no one needs those these days.. good luck to you. Hope you can pay them ontime next time around...
@lynboobsy11 (11343)
• Philippines
30 Jan 13
Your lucky that your credit card company give you a week without a fee. I don't know if we also have here a great consideration on their clients. I have a reminder on my cellphone and I do put all my dates in paying my bills in advance to avoid the penalties specially credit card.
@dandan07 (1906)
• China
30 Jan 13
It is too annoy to pay bills, so I let the bank to connect them to my bank account, the money in the card can be used to pay the bills without spending time to deal with it. The function is quite useful, many people around me use that. The punishment of bill delay is quite great here, so there are many services to help solve the problem.
• United States
30 Jan 13
If you have the money I would pay your bills while it is on your mind. The way credit card companies make extra money is by hoping that people will pay their bills late so they can charge extra fees. Now I had seen a news story where some stores are going to charge a fee to use a credit card. It is always good to pay early rather than late.
@WakeUpKitty (8694)
• Netherlands
30 Jan 13
There are people who make an income by not paying in time, Always late, mostly rich people work that way. Since the longer they keep their money on their account the more interest they get (instead of that company). Most bills I have to pay monthly I pay automatically by bank as soon as I have my income. Extra bills I pay at once if I have the money or if not it has to wait. I mostly I keep them with my computer so I see them daily, which reminds me.
• Philippines
30 Jan 13
Heheheh Im always late with my bill payment. But it will always be my lesson. I pay the interest every month just because of my laziness. If you already have the money then pay as soon as possible. The earlier the better. The less.
• India
30 Jan 13
The bills should not be planned to be payed on due date as we can never be sure that on that day whether we will be free or not so its good to pay it as early as possible. I will say when you have money in your hand go for it. Last time you were lucky and this time may or may not be. Its not good to be fined due to our laziness. As it is our hard earned money so no one will be thinking to waste it in the fines.