my bank account has no money

@hotsummer (10300)
Philippines
April 26, 2013 2:24am CST
i have two bank accounts one has small amount , the other one has no money at all. I like the one bank account with no money because I can access it online and see how much is my balance. The other one can't be accessed online. So anyway, it is just sad that up to now that one has no money at all. I have not withdrawn my paypal money into my bank account I think I would wait to have at least $100 in my paypal before I withdraw it in my bank account. But it would take a long time before i would have a $100.
1 person likes this
11 responses
@ARIES1973 (9436)
• Legaspi, Philippines
26 Apr 13
The one with no money, does it need to have an amount to be prevented from closing? You should see to it to put in some amount if it does. For me this is also a great thing if you can monitor your account online. So if I were you, I will have to deposit even a small amount on this account to prevent it from closing, if only needed. Well, if not, then it is right that you can wait until your Paypal accumulates $100 before transferring the money. As to earning the amount faster, try other sites where you could earn more. Submitting articles to some writing sites can help you. Have a great day!
@gelomon (286)
• Philippines
26 Apr 13
Do you think it is really necessary for him to wait till he reach $100 before he withdraw? I think it isnt . I think i have read that there are only fees for payments below the suggested money.
1 person likes this
@ARIES1973 (9436)
• Legaspi, Philippines
26 Apr 13
No gelomon. it's our option if we want to withdraw the money how big or small it might be. Actually, for me I have to wait to have Php 7,000 ($175) or more before I would transfer so that I will not incur additional charge of 50 pesos. Have a great day!
@marguicha (76224)
• Chile
28 Apr 13
In my country they charge for accounts with no money or a little bit of money. That`s why I always keep a certain amount there. It is just in case and also so I`m not charged every month. If you work well, you can earn $100 online every month.
@Cutie18f (9564)
• Philippines
27 Apr 13
Hi Hotsummer! I thought I was the only one in that situation. I also have two bank accounts but both don't have any moolahs at all. It is funny for me because people think we have money when we have two banks. Actually, both are below the required minimum balance. LOL
@Raine38 (8909)
• United States
26 Apr 13
HOw long has it been sitting empty, or without any transaction? You might want to check this out because some banks charge fees on inactive or dormant accounts or close accounts that have been standing empty for a certain period. Why not deposit a couple of money in there from the one who have some money?
@Kmz059 (662)
• Philippines
26 Apr 13
Lucky you have two bank accounts but me I don't have any, even one. Why don't you just transfer your money on or chosen bank account?
• Philippines
26 Apr 13
Well you are not alone, wish for the same to have an amount at least for us to use. This is life, not that easy to get money, it just come and go to our palms. But just cheer up and be thankful to God always.
@ayeeesha (1134)
• Philippines
26 Apr 13
I agree with what the other members are suggesting. Just maintain one account so you don't have to incur any bank charges. I think savings account have a required minimum balance so that you don't have to incur any penalty charges. Or if you do want to maintain both accounts, there are various ways where you can earn online. Maybe you should try those :)
@emily7339 (1340)
• Malaysia
26 Apr 13
I believe you need to keep your account active by deposit any amount or withdrawal within certain period of time otherwise the bank will treat it as dormant account and close it . This is what our bank practice here. Why do you still need to keep that "zero" money bank account? As the bank will also debit/(charge) some fee annually as well and your account will be overdrawn? We do have certain fee that would be debited to our bank account, so I always make sure there are enough funds to cover that if I am not using the account .
@sorima24 (77)
• Philippines
26 Apr 13
why you dont try to invest so you can cashout for a big money.But be sure that is a good site.there's another way of it,.you must try if you cant nothing will happen in waiting.
@gelomon (286)
• Philippines
26 Apr 13
there is a way there, you can close the account with money in it and withdraw its funds them deposit it to the one viewable online. I know some thing to get your money. And i think it is working. Me too have a bank account viewable online and i think it is great because i do not need to a bank just to transfer funds or to check my balance.
@sishy7 (24758)
• Australia
26 Apr 13
Why don't you just put everything in one account that you can access online? That way it would be easier to maintain. And you won't be sad when you are looking at it online because there will be some amount in it from the other account at least.