Credit Cards

Sri Lanka
November 24, 2006 1:48am CST
Do you use them? Would you say that they are more convenient and secure than using cash?
2 people like this
12 responses
@owlwings (39236)
• Cambridge, England
24 Nov 06
Cash - Notes
I use a credit card for online purchases and occasionally for store transactions. If I am careful, I get nearly 2 months of free credit before I have to settle. I always settle my accounts in full, though, because the interest rates are excessive!Otherwise I will use debit card, cheque or cash depending on convenience.
• United States
24 Nov 06
You sound like a smart one! I should start following your tips!
• United States
24 Nov 06
You sound like a smart one! I should start following your tips!
• Sri Lanka
24 Nov 06
The interests rates are killing me, and i may even be paying more interests than what i payd to shop. I tend to use credit cards as less as possible now.
@macubx (11433)
• Philippines
24 Nov 06
nope.. i think Credit Cards will cause problems..
• Sri Lanka
24 Nov 06
Ya they do after a while. Initially its all good, but eventually no matter how much you pay, its not enough.
• United States
24 Nov 06
They are more convenient to a point, which makes them dangerous, because you think "oh, it's okay, I've got my credit card" and then the bill comes in the mail, and you realize how much money you wasted on useless stuff! I can't say much, though, I have like 4 or 5 credit cards, I never carry cash, and I am going to be paying these credit cards off until I'm like 40 years old!
• Sri Lanka
24 Nov 06
exactly what happens. You dont realize how much you are spending till you get the bill.
• India
24 Nov 06
i prefer to use hard cash. as u restrict ur buying power.i have my card also but use it only in emergencies!!
@xtinelee (3379)
• Singapore
24 Nov 06
It's more expensive to use a credit card, cos you have to pay admin charges. Better to use cash imho.
@Humrahi (693)
• Pakistan
24 Nov 06
i use it
@loveboy (671)
• India
24 Nov 06
no
• United States
24 Nov 06
Credit cards are bad. I have gotten into too much credit card debt in the past. I have only kept one now that is for emergencies only and that is it!! Hopefully I can keep it that way :)
@Solja420 (2508)
• United States
24 Nov 06
yeh i use credit cards mostly on the internet but i always carry cash on me atleast 100$
@Undefeated (4793)
• Singapore
24 Nov 06
no.. im still under age
@amitavch3 (436)
• India
24 Nov 06
no
• China
24 Nov 06
I use it.I think it is convenient and secure