Beating the Odds

@lokisdad (4226)
United States
November 17, 2015 11:18am CST
Sorry you have been denied is what i keep hearing to every loan I have applied to get. It is so discouraging to hear. It kills the little bit of hope you have to move ahead.Even though you already know before you apply you what the answer is most likely to be for some reason you still hold on to a tiny shred of hope that someone will take a chance on you. I normally have a few options when I find myself in a tight spot except for now I am all out of options. Everyone has said no and the few things I can think of will hurt me more than help at this point in time. However there is nothing I can do right at the moment. So I have to just hang in there and hope for the best.
2 people like this
5 responses
@rebelann (111239)
• El Paso, Texas
17 Nov 15
Ouch, I know what that feels like. I wish I had a tip or two for ya but unless your credit is excellent or close to it you're sol.
2 people like this
@lokisdad (4226)
• United States
17 Nov 15
yeah pretty much that is how it is. If you don't have impeccable credit you are sol. I am frustrated by it but deep inside I know its because the loan wasn't meant to be I am just going to go with the flow. I can get it done and I will its just that without the loan its going to take longer.
1 person likes this
@rebelann (111239)
• El Paso, Texas
17 Nov 15
Didn't you say you're 28 @lokisdad ? If so I remember going through that kind of stuff too, and I didn't want to wait but dad set me straight, he told me patience makes the achievement so much sweeter .... I don't think I ever really knew where he got that from tho,
1 person likes this
@lokisdad (4226)
• United States
18 Nov 15
@rebelann yes 28 and although I have more patience than others in my family I'm still pretty impatient.
1 person likes this
@maxen07 (882)
• Philippines
17 Jan 16
I'm in need of a loan myself. The problem is I'm unemployed and that nobody would loan to someone who only gets her income online. I've been scammed big time and people who owe me money blocked me on FB. I need $1000-$2000 for a business start up but there's nowhere to get it from. I owe people and I have a son to raise. I'm almost ready to give up.
1 person likes this
@lokisdad (4226)
• United States
17 Jan 16
Don't give up change your approach. If you don't mind telling me what kind of business maybe i can help by offering you some ideas or information that could be useful. If its too private you can email me your answer. IMLOKISDAD@GMAIL or IMLOKISDADDY@YAHOO I use the two emails only for online contact with people and online stuff i do.
@zandi458 (28102)
• Malaysia
17 Nov 15
So sorry to hear the rejections you got. They shouldn't reject if there is collateral for the loan.
1 person likes this
@lokisdad (4226)
• United States
17 Nov 15
@Zandi458 Thanks. My trailer is old and they won't accept it as collateral because of that reason.
1 person likes this
@Auntylou (4264)
• Oxford, England
17 Nov 15
What do you need a loan for? Are you working? Can you get a second job over the Xmas period?
@lokisdad (4226)
• United States
17 Nov 15
For repairs to our house it was a rental and it now has a lot of damage some that is just from the place being old and some that was done by the tenants. The place was vacant for over a year before we moved in and before that I was not able to come to make any repairs to the place over a legal matter with previous owners now I have more damage than I can afford to repair at one time. I work for myself but due to some things I won't discuss here I have not had as much work over the last month. Which has affect us greatly.
• Ireland
22 Nov 15
Sometimes being turned down can be a blessing even if it doesn't feel like that right now. I've been in this situation and know of various alternative options for earning etc but of course i can't add links. Feel free to contact me on my blog if you would like any help!
1 person likes this