Losing Sleep Over Money

@flapiz (22403)

United Kingdom

January 3, 2017 10:54pm CST

I am in a crucial moment of my life. This February I intend to apply for my permanent residency here in Australia. I am juggling work and school. To make it worst I don't seem to be saving any money at all. It feels like I'm working to pay rent and groceries. I don't know if I can afford my residency and it's making me lose sleep. I'm thinking of getting a credit card but I'm not sure what I need to have to qualify for one.

9 people like this

14 responses

@JohnRoberts (109857)

• Los Angeles, California

4 Jan 17

Welcome to the cruel world.If you get a credit card, be aware of the dangers of credit card debt which is an easy trap to fall into.

3 people like this

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@flapiz (22403)

• United Kingdom

5 Jan 17

Hey John yep I have a friend who ended up with an 8000 debt on her credit card. It's scary. But it's my last resort.

@MattMeng (3438)

• Hangzhou, China

5 Jan 17

Yes, we'd better not to use credit card.

1 person likes this

@reskyyandi (3616)

• Indonesia

5 Jan 17

Hmmmm. That's right

1 person likes this

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The Invisible Man

@TheInvisibleMan (17603)

•

4 Jan 17

Good luck.

3 people like this

@flapiz (22403)

• United Kingdom

4 Jan 17

I need it terribly at the moment. Thanks.

2 people like this

The Invisible Man

@TheInvisibleMan (17603)

•

4 Jan 17

@flapiz I hope you can get it.

2 people like this

@MattMeng (3438)

• Hangzhou, China

4 Jan 17

Take it easy, and try to earn some money later.

2 people like this

@flapiz (22403)

• United Kingdom

4 Jan 17

I have a timeline to follow so I really can't take it easy

2 people like this

@MattMeng (3438)

• Hangzhou, China

5 Jan 17

@flapiz What a pity.

1 person likes this

@jstory07 (134466)

• Roseburg, Oregon

4 Jan 17

I hope you are able to figure it all out.

3 people like this

@flapiz (22403)

• United Kingdom

4 Jan 17

Hi Judy! I hope so too. I really can't bother my parents anymore as they are also struggling back home.

1 person likes this

@Happy2BeMe (99392)

• Canada

4 Jan 17

We all have had those sleepless nights stressing over money. I hope everything will work out for you and that you will figure out a solution soon. Talk to your bank and see what they have to say.

2 people like this

@flapiz (22403)

• United Kingdom

4 Jan 17

Gosh adulthood is really hard. Now I understand why people wrinkles.

2 people like this

@flapiz (22403)

• United Kingdom

5 Jan 17

@Happy2BeMe Kudos to my parents who managed to raise 3 kids and pay up for their tuition. I really can't bother them anymore for help.

2 people like this

@Happy2BeMe (99392)

• Canada

4 Jan 17

@flapiz yes that is true. Being an adult has a lot ofor responsibilities.

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@shaynas (5488)

• India

4 Jan 17

It happens to most of us, it's normal, don't stress yourself over it. :)

2 people like this

@flapiz (22403)

• United Kingdom

4 Jan 17

I should really try to get some rest as this worrying is not helping me at all.

2 people like this

@flapiz (22403)

• United Kingdom

5 Jan 17

@shaynas I know and I can't really afford to make mistakes as my line of work deals with lives.

1 person likes this

@shaynas (5488)

• India

4 Jan 17

@flapiz Yeah, actually when we are worried, we do more mistakes than doing good.

2 people like this

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@katsmeow1213 (28717)

• United States

6 Jan 17

Every time you feel yourself getting stressed, think about what is happening right now, at this moment. Your residency is not until February.. is it really worth worrying about right now? Can you do anything about it right now? Always focus on the present moment and not on a problem that is in the future. Saving up your change is a good start.. that's what I do. It takes time, but I have $70 after just a couple months, and it was all just spare change and $1 here and there.

1 person likes this

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@katsmeow1213 (28717)

• United States

6 Jan 17

@flapiz Good luck!

1 person likes this

@flapiz (22403)

• United Kingdom

7 Jan 17

@katsmeow1213 Thank you. I need lots of it :)

@flapiz (22403)

• United Kingdom

6 Jan 17

Hi Kats! I love this advise. I've actually decided to be proactive about it. If I got no shifts I immerse in online earnings. I've gathered 27$ from online last month, this month I'm aiming for more. I joined a new mobile app that pays for pictures. So far so good. I'm going to do my best.

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@hereandthere (45651)

• Philippines

5 Jan 17

isn't there any agency that offers free legal advice that you can talk to? there might be options you're not aware of.

1 person likes this

@flapiz (22403)

• United Kingdom

5 Jan 17

Are they free? If they are I'd sign myself up for help.

@flapiz (22403)

• United Kingdom

5 Jan 17

@hereandthere Will do mostly I search online for jobs and ways to earn extra money. Trying out lots of them and hope it helps.

@hereandthere (45651)

• Philippines

5 Jan 17

@flapiz maybe you can search online?

1 person likes this

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@Letranknight2015 (51532)

• Philippines

4 Jan 17

Then go to the bank and apply for one. I'm sure it's a HELL expensive working and studying over there. Don't sacrifice sleep, it's gonna make you nuts. worst, get sick.

2 people like this

@flapiz (22403)

• United Kingdom

4 Jan 17

I will probably do that although I'm not sure if they'll grant me one as my visa is terminating soon.

1 person likes this

@JudyEv (326054)

• Rockingham, Australia

4 Jan 17

I'm sorry you are stressed out. You should be able to find information online about what you need to qualify for a credit card. I hope things work out for you.

2 people like this

@flapiz (22403)

• United Kingdom

4 Jan 17

Thank you Judy. Credit card is my last option. I hope they grant me one despite my ending visa.

2 people like this

@magallon (19280)

• Philippines

4 Jan 17

I hope everything will be going fine...

2 people like this

@flapiz (22403)

• United Kingdom

4 Jan 17

Thanks Cristy. I hope so too. I believe in the power of prayers. So please pray for me.

2 people like this

@magallon (19280)

• Philippines

5 Jan 17

@flapiz Yeah sure.. I will...

1 person likes this

@WanderingKaren (129)

•

4 Jan 17

Good luck! Everything will be ok and easy when you look back

2 people like this

@flapiz (22403)

• United Kingdom

5 Jan 17

Hi Karen! Yep this is just one of those trial moments in life to help me grow.

@reskyyandi (3616)

• Indonesia

4 Jan 17

I'm not recommend credit card.

1 person likes this

@flapiz (22403)

• United Kingdom

4 Jan 17

I know mate but I've got no other option.

1 person likes this

@reskyyandi (3616)

• Indonesia

5 Jan 17

@flapiz yeah... I'm understand

1 person likes this

@jyoti3 (116)

•

5 Jan 17

all the very very best :)

1 person likes this

@flapiz (22403)

• United Kingdom

5 Jan 17

Thank you mate. Now 4 AM I was able to sleep early but I woke up too early.