Credit cards with chips do yours work properly?
By snowy
@snowy22315 (170464)
United States
September 13, 2017 10:36am CST
I tried using my credit card with a chip for the first time at a local convenience store and for some reason it didn't work. They have a chip reader. It should work. It was asking me to insert my pin which it shouldn't do for a credit transaction. This is the first time it has happened..so I am not sure if it was me or the card. I will try it again today at another store I think and see what happens. Any chip tips?
7 people like this
9 responses
@TiarasOceanView (70035)
• United States
13 Sep 17
They did not at first, but now they are all working fine Snowy.
One card I have though will not work at the public transportation ticket terminal for some reason.
Yes every since they changed over, they seem a toss up if they will work or not.
3 people like this
@snowy22315 (170464)
• United States
13 Sep 17
Some stores around here still do not accept cards with chips..Get out of the Stone Age people!
2 people like this
@snowy22315 (170464)
• United States
13 Sep 17
It may take me a while to get the hang of it..but since I posted this dicussion I used it at another store..so it is working.
1 person likes this
@snowy22315 (170464)
• United States
13 Sep 17
Great! lol..probably so they can send more marketing materials your way!
1 person likes this
@LadyDuck (459122)
• Switzerland
14 Sep 17
We have credit cards with a chip from 15 years here in Europe. You must all the time type your PIN when you make a transaction. From two years, if the amount is less than $40, you only wave your car in front of the machine and you do not need to enter the PIN.
1 person likes this
@snowy22315 (170464)
• United States
13 Sep 17
Yeah, it did work the second time. I don't think you should put any number in though because that makes it a debit transaction.
@snowy22315 (170464)
• United States
13 Sep 17
@paigea Ok,,,well the good news is that I got it to work today!
1 person likes this
@paigea (35718)
• Canada
13 Sep 17
@snowy22315 some machines I can just tap it. Some machines I have to insert it. If it has to be inserted I have to enter my pin. Either way it is always a credit transaction. That is how mine works. Mastercard
1 person likes this
@FayeHazel (40246)
• United States
14 Sep 17
I wish I had some tips -- however it may have been the card reader at that store and not your card.
1 person likes this
@AbbyGreenhill (45496)
• United States
13 Sep 17
I have a bank card and one credit card both have chips, never had a problem from day one. Maybe the issue is not your chip but the reader.
1 person likes this
@snowy22315 (170464)
• United States
13 Sep 17
I think in some places they don't get many of these sorts of transactions.
@snowy22315 (170464)
• United States
14 Sep 17
The old slide method was better I think..but sometimes those strips wore out.
@Marilynda1225 (79961)
• United States
13 Sep 17
Chip cards do process differently when they slide them through the machine. I'm pretty sure you have to put in your pin.
1 person likes this