A Little Agrivated Tonight...Update.

November 21, 2017 7:42pm CST
I just saw my mail and got a bill from a fairly new credit card I got a couple months back. I never used the thing. Was saving it for emergency purposes. Got a bill for a little over $100. I thought WHAT this can't be real. I never used it. Come to find out they charged me a $75 yearly fee. I was not supposed to have an annual charge. They didn't mention anything about when I got the offer in the mail. If I had known, I would not have signed up for it. I'm laid off work and hardly any money coming in and Christmas is just around the corner and now one more bill to handle. They charged me lates fees and interest charges. I had about enough to by my son one thing for Christmas. Just one thing and if God doesn't intervene, then I won't even be getting it. But since I already prayed about it, I refuse to let doubt linger. Just had to vent some. I'm calling them tomorrow. Already prayed God would take care of it and help me to calm down. Nov 23, 2017 I prayed and then called them yesterday. They were going to take the late fees off but not the yearly fees. I told him I wanted to cancel. They tried to talk me out of it. I told him I was trying to get out of debt - not make more. He said if I canceled I would owe nothing. The lady who closed my account tried to talk me out of it, saying...it would go against my credit score. Not mine it won't God is taking care of everything. I prayed that God would give me wisdom and not make these mistakes again. Thanks everyone for your support.
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3 responses
@sjvg1976 (41131)
• Delhi, India
22 Nov 17
You may talk to the customer care and I think they may cancel late fees and interest.
1 person likes this
22 Nov 17
Thank you, Sanjeev.
@maezee (41997)
• United States
22 Nov 17
I hope they can reverse it. Those annual fees are just ridiculous
1 person likes this
22 Nov 17
Thank you, Maezee. I do too.
22 Nov 17
I agree, call and see if they will waive the fee or if you can just cancel the card without the fee. At the very least I am sure you can get them to drop the late fee.
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