Question: “Do you do spending plans?”

@Shavkat (60085)
Philippines
December 11, 2017 8:54pm CST
Christmas season had touched our life now. I am pretty sure most of you had spent time buying online or cruising around the shopping malls. It is an inevitable situation for the people to give some presents to others. It doesn’t matter if the presents are expensive or not, the most important thing is, the sincere of thought by giving without any returns. But then, we need to consider the spending habits in securing the allocation of money to these tangible things. ‘Is it your practice to do spending plans?’ Image Credit: pixabay.com
15 people like this
16 responses
@JudyEv (121299)
• Bunbury, Australia
12 Dec
We have never been in the habit of spending huge amounts on gifts. Sometimes for something special we have but mostly we've been very mindful of how much we're spending.
3 people like this
@Shavkat (60085)
• Philippines
12 Dec
Being mindful is the best thing we can do. I do think that we need to think it over before squandering our savings.
2 people like this
@JudyEv (121299)
• Bunbury, Australia
12 Dec
@Shavkat Sometimes people get carried away over Christmas. They would do well to remember the real reason for a celebration at that time.
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
@JudyEv I also noticed that some individuals cannot track down their expenses. It is a perfect description of being obsessive-compulsive.
2 people like this
@JustBhem (32327)
• Davao, Philippines
12 Dec
I don't know if I am excited about Christmas or not like I have a lot of things in mind.
2 people like this
@Shavkat (60085)
• Philippines
13 Dec
As for me, I am so excited because my family will be completed again. My sister is working in the capital and it has been a long time that she didn't go back home.
1 person likes this
@JustBhem (32327)
• Davao, Philippines
13 Dec
@Shavkat Wow. It must be a Happy gathering for sure.
1 person likes this
@Shavkat (60085)
• Philippines
13 Dec
@JustBhem It will be a celebration of the immdediate family only. You can add up some close friends.
1 person likes this
@ridingbet (50015)
• Philippines
12 Dec
a colleague messaged me that we will have a Christmas party in school on the 20th. i declined his invitation. i said i am on training and besides, i have no budget to buy for exchange gifts since i am not working;hence, no salary.
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
Have you tried to check the linked site about the nursing assistant online? When I was working in my previous jobs, I don't usually attend their Christmas party. Why? I don't like bonding with them.
2 people like this
@ridingbet (50015)
• Philippines
16 Dec
@Shavkat hmmm, not yet. maybe i will some other time. a full-time colleague previously messaged me on chat that we will have our Christmas party on the 20th and we will have exchange gifts.i declined to go because i am on training. he said my name is listed and to be picked by any of the instructors. i said, i won't because i have no budget for the gift, and it is so tiring to go down the nursing office then ascend when i go home.
1 person likes this
@Shavkat (60085)
• Philippines
16 Dec
@ridingbet I am not sure. I started to feel dismayed seeing my colleagues before. I never attended Christmas party with the company. I would rather be at home than seeing them.lol
1 person likes this
@LadyDuck (152205)
• Switzerland
12 Dec
We stopped two years ago exchanging gifts, there is no reason to spend money when none of us really needs something. We meet together and have a nice lunch, a lot better than wasting money in gifts and getting stressed while searching for gifts.
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
Some acquainted friends of mine prefer to spend money on food if seeing outside. For such special seasons like Christmas, we only give gifts to kiddies and it doesn't need to be extravagant items.
2 people like this
@LadyDuck (152205)
• Switzerland
12 Dec
@Shavkat We are all adults, so there is no reason to spend money on gifts. I do not like to go out for the Christmas lunch and dinner, it's so much better to celebrate at home.
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
@LadyDuck In terms of celebrating the Christmas Eve, Filipinos usually celebrate at home.
2 people like this
@1hopefulman (27379)
• Canada
12 Dec
I usually give when I feel like it and according to what I can give.
2 people like this
@Shavkat (60085)
• Philippines
13 Dec
It is nice to give something in our free will. I don't like people who give and whining about giving it.
1 person likes this
@1hopefulman (27379)
• Canada
13 Dec
@Shavkat If someone is going to whine then it's better they don't give the gift as it spoils the joy.
1 person likes this
@Shavkat (60085)
• Philippines
13 Dec
@1hopefulman Exactly, my friend. I have seen some people who do this. It is a really mind-blowing moment for me.
1 person likes this
@magallon (17939)
• Philippines
12 Dec
I really think about on what to give as Christmas presents so I consider also the amount I am going to spend. Yes, i do spending plans...
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
It is the basic core for allotting our budgets into something. At least, we can able to foresee how much we can spend on particular items.
2 people like this
@magallon (17939)
• Philippines
15 Dec
@Shavkat i agree....
1 person likes this
@Shavkat (60085)
• Philippines
15 Dec
1 person likes this
@JESSY3236 (6250)
• United States
12 Dec
My uncle gives me and my mother money for Black Friday shopping. He gives us a certain amount to spend. I even save up my gift cards too.
2 people like this
@Shavkat (60085)
• Philippines
13 Dec
How kind of him to give money to the Black Friday Shopping. You can also use the gift card. It would be a happy shopping spree for you and your mom.
1 person likes this
@just4him (113259)
• Green Bay, Wisconsin
12 Dec
No, I don't do spending plans, just plan to spend.
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
I think it is the same principle.
2 people like this
@allen0187 (33142)
• Philippines
12 Dec
Yes, I do have a spending plan and not just for Christmas but for a monthly basis.
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
When I was still working in my previous jobs, I do the spending plans on a weekly basis. Now, I do it on a monthly basis and working at home is much better than before.
1 person likes this
@shivamani10 (11233)
• Hyderabad, India
12 Dec
Generally, these are meant for the middle class but not for the rich. They can generously give away anything they want.
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
You have a point. Personally speaking, the low class can still incorporate this spending plan on how to budget the money for them to survive.
1 person likes this
@prashu228 (25820)
• India
12 Dec
I only spend which i can afford. I don't receive any gifts from anyone. So sad..but that's true, i got used to it with the time...i am more of giving type...
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
I have the same sentiments, my friend. I am a giving person and don't need to wait or ask for any returns. It should be of the free will of doing it. In most cases, I just buy presents for myself.lol
1 person likes this
@Daelii (5059)
• United States
12 Dec
I do! I dont want to start the new year broke and behind on bills. So I try to budget it out before the Christmas season starts :)
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
I am into this game plan. I don't want to drain my savings. It is better not to overspend for this season. For the following year, we can able to get something from our pockets.
2 people like this
@andriaperry (48659)
• United States
12 Dec
Yes I am, I watch what I spend.
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
That's nice to hear, my friend. It is better to be mindful of it.
1 person likes this
@1creekgirl (10163)
• United States
12 Dec
We have a set amount in modest terms and usually don't spend beyond that.
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
I do think it is better to live a modest lifestyle. I had learned this when I had my volunteerism in an underdeveloped country. It is a learning process to be content with living in simplicity.
2 people like this
@jstory07 (66085)
• Roseburg, Oregon
12 Dec
We only spend what we can afford to spend and no more.
2 people like this
@Shavkat (60085)
• Philippines
12 Dec
I agree. I also do the same thing. I don't spend beyond my means.
1 person likes this
@kobesbuddy (43726)
• East Tawas, Michigan
12 Dec
We don't spend very much at Christmas time. Our budget is slim, so we choose gifts that don't cause us to go in debt.
1 person likes this
@Shavkat (60085)
• Philippines
12 Dec
In my family, presents are only for kiddies. Sometimes I do give money to each my family members than giving presents.
1 person likes this
@kobesbuddy (43726)
• East Tawas, Michigan
12 Dec
@Shavkat We give gifts to anyone we care about, even special treats for nice neighbors.
1 person likes this
@Shavkat (60085)
• Philippines
12 Dec
@kobesbuddy It is nice to give presents. Through the years, our real neighbors are not here anymore. Basically, I only celebrated with my immediate family and we don't care about our evil relatives anymore.
1 person likes this