Without Money, It is hard to Breath

Yeah, I feel broke and felt like those people on the streets. But sadly, we can't save much because of our relatives here, we are also almost broke because of their needs, specially my grandma. Looking at your situation, I guess it's really not for me to have family, I hope you can manage. Don't let it get to you. Have hope and pray.

Generally I always have a reserve even if I don't hold money at all.

Are you a regular employee because if you are then you have the privilege paid leave for 7 days as paternity leave. If your wife is employed she can apply for SSS maternity benefits which gives her some money that is equivalent to her basic salary. Money is realy important ideally they say that to be able to survive a money crises you must have two months buffer from your regular monthly expenses. So if you spend 10k per month you must have a buffer of 20k to be able to cope up with emergencies that you meet.

Been there so many many times also. Wishing you much best wishes so you can pay all your bills and congratulations on the birth of your son and to your wife too.

Many times in our lives we experience such this situation and you know what I found-- we can always pass through this kind of problem.

It is a tough situation to be. I have not been in financial crisis to that bad extent. But yes been in situation where I had to cancel or postpone things due to tight budget. But by God's grace, I always had enough for a decent living. May your bad phase pass soon.

It will always be tough to be out of money especially when you have a family and kids to feed. I hope you get back to your feet soon. I know you will. Just a quick question, why did the baby need intensive nursing? What happen if I may ask?

i had that experience while i was on standby mode for 3-4 whole months, or during summer break. i relied on my savings, deposits from the bank, and my earnings from this site.

Ever since I live my life independently, I cannot live without money in my pocket. I work hard and save for my future bills. But sometimes, I just can't help to dwell on debt. So loans are coming. Yes, I've been to this kind of situation. But whenever I pray too hard, help come to the rescue. It's proven to me.

Yes i have experienced that and it is a terrible wakeup call and reminder that we need to save.

I hope you can get some money from somewhere. This is awful and no food to feed your family or kids. I know how this is, if not for my credit card I would be in the same boat.

Been there, done that. It's a hard struggle, but you'll get back strongly on your feet, I'm sure about that . And I'm glad your baby is ok now, I know how hard it is to watch your baby suffer.

I’m so sorry for that. It is understood because you have kids. And a week of stay in hospital will drain your wallet. No, we haven’t encountered that yet and we dont like to go through such, my husband and i have no kids so i know financially speaking, we have minimal problems. We just save for our old age and emergencies. But life is really hard especially for people with kids.

Hope your son's health will be better.

Oh yes, been there, done that. What a depressing feeling. You got to have strong family and friends' support to get out of that situation.

Hey Fred hang in there. I’ve been in that situation plenty of times and I get anxiety attacks and feel like drowning. When I read your post I realised that probably it was due to money issues as well. God will provide. And unexpected help will come.

For me no money means no food on the table. It is kind of struggling for me with that approach.

Did your wife give birth? Congratulations, then.

It is but I know that you can do it. Sometimes we stress ourselves too much to produce that money but in the end we can solve it.

hello i just wanna tell u that u arnt alone . i currntly dealing with a hard financialy time . sometimes i keep thinking about it at night and i woke up and it stills in my mind . hope everything will be okeay for u soon