"Financial Advisors" in the Philippines - where FAs are not regulated

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Unpopular opinion on financial advisors posting their never-ending spiel on social media: Many of these "gurus" who market financial advice often fall short of authenticity, as true experts are usually engrossed in their personal financial pursuits rather than selling seminars. It's logical to question why one would invest their time enriching others when they could be amassing wealth for themselves. Typically, this type of mentorship is only pursued if it's profitable, leading many gurus to engage in pump and dump schemes or capitalize on pricy seminars and books they promote. Teaching wealth accumulation is akin to teaching swimming; while you can describe the motions, true learning occurs in the water, and without supervision, the risk of sinking is high. In all honesty, when my friends inquire, I advise them to explore classic texts, a source of knowledge that has greatly influenced my own understanding. However, most lose enthusiasm when I stress the importance of being mathematically adept, even capable of mental calculations. Many opt for the allure of the simplistic, empty calorie teachings of these gurus. It's remarkable how those who are initially keen to delve into financial filings lose interest as soon as they realize the depth of analysis required. Such is the way – people often seek the path of least resistance.