Are you GOOD with MONEY?

I'm not good at saving money. I only save if I have something to save for, but I won't save just to have money saved for the future. I use my money on my clothing and to pay for school because I don't take money from my parents. But I know I spend too much on things I don't need too. I love buying gifts for friends too. My brother always tells me I should start saving more. But I will once I have a real reason too. :)

This is a good topic. The majority of us are brought up to believe that the supply of money is limited. So, some of us hang on to every $$, or save some money for future expectations, or spend like there is no tomorrow. It is like we feel as if we can only have so much and we need to protect that. Of course, some are not good at keeping any money. As an entrepreneur, you have the chance to create an unlimited source of income. Truly, money is available to everyone in unlimited amounts. This is a true statement and it applies to eveyone on the planet. If you can understand this fact, you can begin to look at money in a whole new way. How do you think you would feel if you had an infinite supply of money and you always had money to buy or do whatever you wanted? It is an absolute possibility. All you need is an idea, a plan of action and some persistence. As a business operator, you are on the right track. Most people desire to have lots of money but remain poor because of the way they think about money. I am not saying there is any connection between money and happiness. That is up to each individual as to what gives them happiness. You can still be the same wonderful person even if you are immensely wealthy. Like everything in the universe, money is only energy. That energy can become a part of anyone's consciousness. It is all in the way that you think about money. For starters, read a book like "The Science of Getting Rich" by Wallace Wattles. Anyway, my point is that you can change the way you think about money and never have another worry about it ever.

sometimes im good in money but lately im not!...i always experienced shortage of money!...i always spend my money in buying non-sense things!...

I am better than my hubby. Since our housefire we have been able to slowly get to the point we have now. Mostly on our own. Our credit is not as bad as I thought it would be. I now make all my things online pay for the things I do online. It is said that I can make George squeak. I do get a good amount for my dollars. The kids are only now 3 years after the fire finding out how close to ruin we have been and how good we are slowly getting. I agree with you as balance is to be achieved.

Thankfully I am very good at managing my money. I grew up in a household where my father spent three times the amount of money he ever made and it was a constant battle for him to stay on top of the bills (most times he ended up way over his head). I have a budget that I stick to quite well and a very small amount in my savings account which I am working on building up. I believe it's very important to save for a rainy day and I would be horrified if a creditor ever called me because I was late making a payment.

Yes.. I think I am good with money.. I am neither a spendthrift nor a miser.. I dont have any difficulty in spending money for necessary things but I will never spend a penny on an unnecessary thing..

i don't spend much money but when there is the occasion aspend too much

I think I spend reasonably but still I think at times I spend a lot more than required and at other times I think save a lot.

I grew up in a one-income family and I think that taught me a great deal about living within one's means. In our house, we didn't get things until my parents could pay for them in cash. My parents used credit only in emergencies. I grew up being the same way. I do believe that I am good with my money, if sometimes a bit too cautious (that comes, I believe, from having been the sole provider for my family at a few different points in my life). My husband is the complete opposite -- or he was, when we first met. He used to be one of those people who figured if he worked for his pay check, he should be able to spend it, without giving proper consideration to what had to be paid first. He admits that he never learned to budget or how to even balance a checkbook. He used to try to do that in his head -- so you can imagine how successful he was. He has changed a lot and now thinks ahead before making decisions or purchases. I do keep a very tight grip on our finances but in a way that makes me proud. It's nice to know that, if an emergency happens, we're prepared to deal with it but, if we'd like to splurge on something every once in awhile, we can. We're not impulse buyers, though. We think things through before we spend. I think it helps that none of us in the house enjoy shopping as a past-time :) Less temptation! But you're absolutely right... it's all about balance and goals for the family and the future.

Usually i'm not though sometimes i think i am.I don't tend to overspend though,but whenever i have the money and go to the mall,i can't help to buy things that i like even if i don't really need them.And end up giving it away because i don't like it anymore.

i am glad to say that i am good with money too. i like to save a few pounds. i like my bills paid and i never borrow from my friends. i know lots of people who are so bad with money. i think i was always good with money ever since i started earning. i do love to spend too and i adore the shops but if i think im overdoing it i stay home for a while.

I think money is just a mean or tool. One surely must know how to deal with money for one own sake. I, myself consider myself not bad in managing me own money. Eventhough sometimes I could get carried away. Still, you could always earn money when you want to, so no harm done in spending a little bit beyond your target, when you know how to make it up, later.

I guess I don't have the best hands to hold money because I spend so much money on wrong things, according to some people, but I would never spend more money than I know I could afford. So, I can still be trusted in that matter.

I've a quite relation with money because like you I try to spend as much as I can without to claim things that are too expensive.i register all my exit so I can be able to know how many money I need during month and I try to save more money in the periods when I know will'be more expenses.I can't also renounce to little pleasures such as trips,or shopping during sales

i dont have problem with handling money but I do have problem with handling my own budget. That's why its my wife that I appoint to handle my finance.

wow thats amazing youknow how to manage your money...and i congratulate you for that ..only few can manage well...and im not one of them lol...not really good at saving i guess..but i think our income is just enough for the family..and a little on wants...but i have no big savings though...

I guess I could say that I give importance on money in a positive way. I can spend some with my friends, for some things that I needed, but atleast I know my limits. I might not save something for the future but I can say that I am not short when times of paying up household bills, and other stuffs that we needed for the house. I guess some people should know how to limit their expenses, especially when they know that they don't have control on holding their money..

Ya there are few where they are not good to money as you say but in case on mine i am very caring and very concious about that matter i look at each and every point were i get the money and i am very concious how to spend and what to spend on.

I'm a penny pincher, and my husband is a spender. I think we kind of even each other out. He likes to buy something as soon as he sees it. I like to buy something if it is something we need. It leads to some arguments, but we usually compromise. I grew up very poor, so I'm always wanting to make sure we have money for the needed things to survive. My husband had also grew up in a poor family, but he has the opposite opinion of spend it while you got it. LOL maybe we will get it evened out better in the future.

i feel i am great with money. My wife and I always have a bit in savings and liquid. We know what we can spend and we never go over that.