Do you have problem in your budget?

We also have that problem. Once all the bills are paid and we've got the food shopping and anything else we need, there is usually nothing left at all, not even enough to keep some for emergencies. To be honest, we would be better off if my partner didn't waste so much but even so, there would still only be a little bit left over and I find that even on the odd times when we have spare cash, something else comes up which costs us more than what we had spare. I think it's impossible for a lot of people to actually manage on their income. Some people just spend above their income no matter how much money they have but I keep records of all my spending and there is no way I could cut down my spending as I am only paying bills. I think that happens to a lot of people.

hey everyone has the problem especially the middle class always face this every month.. i also have the same problem and by the time i meet all the expenses i am really exhausted

im having problems also dont matter how i plan so i bought a piggy bank where you cant take out the money and im put 50 up a week for the next three years but im also going to start a bank account for emergency and im not take an atm card.

I think most people have this problem. Every month I have to sit down and work out which bill i have to pay and which bills can wait another week or two. We cant afford to save either so we dont have any emergency money for just incase anything happens and we havent been on holiday for a very long time - last time i went abroad was over 30 years ago! I do try not to panic and just take each day as it comes, thats the best i can do.

Oh i know how you feel. I go thru the same problem every month. By the time I pay the bills and every thing there is hardly anything left. You know I always thought that I should get a magical bag which should fill up with money when ever I really need it. It'll be so cool.

hi,, ya we have some problems with our budget but my family can handle that .everyone make help in it . everytime we get the problem every time family members solveded it by spending less money on themselves so in this way we solve the problem

We are on the same boat. I'm alo having a hard time to make ends meet. I'm just a stay-home mom and my husband is the only one who has work. I tried to work before but I had to resign because no one's gonna take care of our kids.

Do I!! In fact I did some gross mismanagement with my funds lately and am suffering because of it now. But I have taken my lesson and am trying to get out of this mess as soon as possible. I have a habit of impulsive buying which was one of the major factors in bringing me to my present state and now I have curbed it a lot. In fact I walk away from places where I think I might find things that would interest me but are not my necessity. I have also started asking myself "Do I really need it?" 10 times before buying anything. I have also avoided carrying my credit card with me and instead carry some cash just enough to meet any uneventuality. But most importantly I have started respecting money and think in terms of saving rather than blindly spending.