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How Many Credit Cards Do You Have? email this discussion to a friend?

myLot reputation of 96/100. eihdra (849)   ranked 293 out of 10,449 in questions & answers5 months ago

Are You Using Them All?

I used to own four when I was still working. Had very high credit limits because I guess i had a higher than usual salary. But then, I had higher amounts to pay too every payday.

When I got remarried and had to stay at home, paid them and dropped them all before retiring. I don't want my husband to be in deep debt and we both want to start the marriage and our new life debt free. He did the same thing..

We don't use one right now, funny lolbecause he works with a credit card company!!
He knows how it works "inside", and he doesn't wanna even try owning one again.. lolI wonder why..... lol

 
 
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hiccup (5174) response was accepted on 7/31/2008.
denotes best response.
tags:  credit card, credit, credit cards, debt, money
 
1. myLot reputation of 75/100. baileycows (2002)   ranked 755 out of 10,449 in questions & answers   5 months ago

I have 3. I just use them to build my credit. I don't like using them but they do help raise your credit score.


myLot reputation of 96/100. eihdra (849)   ranked 293 out of 10,449 in questions & answers  5 months ago

yeah, i know in some countries people must have good credit standing because they somehow base your credibility with it...thanks... happy

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2. myLot reputation of 97/100. rbailey83 (614)   ranked 601 out of 10,449 in questions & answers   5 months ago

i used to have 3 credit cards when i was younger, and i ran all up to a pretty high amount, was hard to pay them off and it took a while. Now i only have 1 credit card and it is a pre-paid credit card so i don't have to worry about going into debt but when a credit card is needed i still have that ability


myLot reputation of 96/100. eihdra (849)   ranked 293 out of 10,449 in questions & answers  5 months ago

I know what you mean...I used up mine to the maximum credit limit, but at least at that time it wasn't as hard to pay them all of..thanks.. happy

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3. myLot reputation of 94/100. mialei23 (2143)   ranked 1,980 out of 10,449 in questions & answers   5 months ago

Hello, I have only 1 credit card, but I seldom use it. frankly I don't want using credit card because I don't want to think about payment bills. And I have hard time memorizing my deadline activities,lol I hate interest and late payments. happy


myLot reputation of 96/100. eihdra (849)   ranked 293 out of 10,449 in questions & answers  5 months ago

lolthat's what i think too now...there are plenty enough problems in my head and I certainly don't want another credit card billings on my mailbox..thanks... happy

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4. myLot reputation of 86/100. melo_828 (316)   ranked 2,514 out of 10,449 in questions & answers   5 months ago

i have no credits card at the moment and i have no plan to get in the near future. i don't want to be bothered by those sales agent of a bank company about a credits card. i don't want also to receive any bill payments every months. i hate credits card because of it's high interest. why use card when i can pay it in cash LOL...


myLot reputation of 96/100. eihdra (849)   ranked 293 out of 10,449 in questions & answers  5 months ago

lolthat's what my husband said!! Even though sometimes we are low in cash, it's better still because we don't have to worry about having credits with anybody..thanks...

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5. myLot reputation of 94/100. Vladilyich1 (793)   ranked 1,389 out of 10,449 in questions & answers   5 months ago

I have two, and they are debit cards, not credit cards. If the money isn't in the bank, they're no good. One is from my local bank, the other is from PayPal. I used my PayPal card all over when I was in Russia last year with no problem.


myLot reputation of 96/100. eihdra (849)   ranked 293 out of 10,449 in questions & answers  5 months ago

well, good for you!!! thanks... happy

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6. myLot reputation of 88/100. cil2008 (947)   ranked 63 out of 10,449 in questions & answers   5 months ago

i got one credit without card lol i dont have any im just newly resident here in my hubby's place.


myLot reputation of 96/100. eihdra (849)   ranked 293 out of 10,449 in questions & answers  5 months ago

thanks.. lol

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7. myLot reputation of 92/100. halynn (349)   ranked 1,631 out of 10,449 in questions & answers   5 months ago

i used to own sev of them when i was younger. I got myself a little overloaded. Finally got them paid off & i NEVER use them @ all. i prefer not to use them. they can get addictive & you can become dependent on them.


myLot reputation of 96/100. eihdra (849)   ranked 293 out of 10,449 in questions & answers  5 months ago

That's so true. They are really addictive. Most specially when you're in the mall. You tend to buy things unnecessarily because you know you don't have to pay in cash and best of all it's credit!!happy


myLot reputation of 92/100. halynn (349)   ranked 1,631 out of 10,449 in questions & answers  5 months ago

O, i know what u mean. I used 2 b bad w/those credit cards. i finally decided i would never save $ or get those dang things paid off if i kept htem so i just got rid of them lol.

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8. myLot reputation of 90/100. vimaal (1630)   ranked 164 out of 10,449 in questions & answers   5 months ago

hi eihdra, i have one only now.


myLot reputation of 96/100. eihdra (849)   ranked 293 out of 10,449 in questions & answers  5 months ago

thanks... happy

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9. myLot reputation of 95/100. danishcanadian (15137)   ranked 1,617 out of 10,449 in questions & answers   5 months ago

My husband and I do not have any credit cards. We like to use our debit cards or eveything. I am Canadian, he's American, and we both have American debit cards, bdcause they can be used like cedit cards, whereas the Canadian debit ccards do not come with that option.


myLot reputation of 96/100. eihdra (849)   ranked 293 out of 10,449 in questions & answers  5 months ago

hey, thanks for dropping by again... happy

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10. myLot reputation of 73/100. everlasting (10033)   ranked 2,164 out of 10,449 in questions & answers   5 months ago

I do not have a credit card, not even one. I have been invited so many times to apply for one but i do not want to. i still prefer saving for what I like to nuy and only buy it when i have the money. Luckily, I always earn and save and buy what i like. I have heard from friends how they were harassed when they could not pay and I do not want to go thru that. I use my 2 debit cards when i need to buy expensive goods like jewelries, laptops and appliances.


myLot reputation of 96/100. eihdra (849)   ranked 293 out of 10,449 in questions & answers  5 months ago

hehehe, i know..It happened to me when I was late for the first time in paying my monthly due, that's because I was out of town and had several conferences.They called my office and residence. Said very irritating unkind words to me when they finally got thru me..I got their names and went to the credit card company and filed a harassment complaint on the agency collection they were using. I had a good credit standing and once late doesn't justify those mean words.
thanks.... happy

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www.global-fleet.com
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Citi® Credit Cards
Reward Yourself for All You Do - Apply for a Citi® Rewards Card.
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