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Do you have credit cards? email this discussion to a friend?

myLot reputation of 83/100. tuayon_san (113)   ranked 103 out of 141 in polls & surveys1 year ago


If you have credit card how those it helps you/
and if not why?

Credit cardsnow a days are very helpful
specially in times of emergency. And you
can buy the things that you like at a single
swipe.

But there are also disadvantages of it.

If you have good or bad experience about having
credit please do share.

thank you very much guys


--
oli

 
 
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User has not selected a best response.
tags:  credit card, credit cards, it is very useful thing if it use sensibly
 
1. myLot reputation of 86/100. sreejithsreenivas (8823)   1 year ago

I dont have any credit card.Now i am using only debit card and i think it is better to use credit card with less credit.There is always a risk in using credit card for online transactions.


myLot reputation of 83/100. tuayon_san (113)   ranked 103 out of 141 in polls & surveys  1 year ago

Exactly my friend.

Like my friends their having a problems
with it. The billing is always delayed and if your account
is due on that day and you haven't pay it, there is an
additional charges.

By the way what are the difference between debit card to credit card?

thank you for your reply with my simple discussion..

--
oli

Bank of America ® Simple, Straightforward Clarity w/ Every Card- The Clarity Commitment™ www.bankofamerica.com
 
2. myLot reputation of 94/100. nupats (1297)   1 year ago

hi dear we do have a credit card..we have kept it for emergency in other words month ends..before we get our salary budget gets real tight so we have the card as a savior..but we pay the monthly dues regularly so for us it is a boon..


myLot reputation of 83/100. tuayon_san (113)   ranked 103 out of 141 in polls & surveys  1 year ago


Hi Im fine and thanks and hope
that you are doing same.

Upon having it implies a capability
to purchased on account. All we have to
do is always careful with credit
card scam coz my friend also was a victim
with the said scam and be wiser to avoid
temptation of purchasing sothings that
are not that important.

Coz we might pay a bigger amount


Thanks nupats

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3. myLot reputation of 88/100. fleur_petal (801)   1 year ago

yep i have a debit card though. i dont prefer using credit cards since they can be easily mishandled and considering how a big shopalcoholic i am debit cards help keep in limit. i also have an atm integrated in debit card.

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