Do you have credit cards?

Philippines
July 25, 2008 4:53am CST
If you have credit card how those it helps you/ and if not why? Credit cardsnow a days are very helpful specially in times of emergency. And you can buy the things that you like at a single swipe. But there are also disadvantages of it. If you have good or bad experience about having credit please do share. thank you very much guys -- oli
1 person likes this
2 responses
nupats
@nupats (3564)
• India
25 Jul 08
hi dear we do have a credit card..we have kept it for emergency in other words month ends..before we get our salary budget gets real tight so we have the card as a savior..but we pay the monthly dues regularly so for us it is a boon..
tuayon_san
@tuayon_san (299)
• Philippines
31 Jul 08
Hi Im fine and thanks and hope that you are doing same. Upon having it implies a capability to purchased on account. All we have to do is always careful with credit card scam coz my friend also was a victim with the said scam and be wiser to avoid temptation of purchasing sothings that are not that important. Coz we might pay a bigger amount Thanks nupats
sreejithsreenivas
@sreejithsreenivas (10200)
• India
25 Jul 08
I dont have any credit card.Now i am using only debit card and i think it is better to use credit card with less credit.There is always a risk in using credit card for online transactions.
tuayon_san
@tuayon_san (299)
• Philippines
31 Jul 08
Exactly my friend. Like my friends their having a problems with it. The billing is always delayed and if your account is due on that day and you haven't pay it, there is an additional charges. By the way what are the difference between debit card to credit card? thank you for your reply with my simple discussion.. -- oli