Do you SPEND WISELY?  

Right now yes i spend wisely because off all the gas price getting high and also the price offood has gone up,with all of these things going uo you really need to spend wisely,like for example instead of driving why not just ride on the bus or cab it would definitely be much cheaper and you can save money and another is spend your money only on neccesities like food and clothes,if you think that what you are buying is something that you dont need to live then why should you buy it?whats the purpose?have a nice day.

Every time you go shopping. If you pick up an item. Ask yourself if you really Need it or Want it. If it is a Want, put it down and walk away. If you really Need it, buy it.

For example. If I was spender and at home, I have 10 pairs of shoes. I go to the shops and see a pair of shoes. I don't really need shoes because I have 10 pairs at home. this would be a want. So it would be advisable to put them back.

If I only have 1 pair of shoes and they were falling apart on me. I go to the shops and see a pair of shoes. I would need them because my other ones are falling apart. Then buying shoes became a need.

If you also want to save a bit of money, every time you get paid put some money aside in another account that you can not touch easily. I can be amazing that if you only put $10 aside, after a year it turns into $520 plus interest.

So some tips here. It may work or it may not. It is up to you if you would like to try them. Certainly it does work for me.

it's really hard to know for me if i am spending my money wisely. what i know is i am able to adjust on whatever amount of money i have on my hands. if you are a mother, you will know that there are an unlimited number of things that you should prioritize to buy. everything is PRIORITY. I am able to allot things for these kinds of things but when it comes to savings, that is really one of my weakness.

hi there,
before i think i am a frugal consumer. i don't buy things i don't need. i don't buy unnecessary nonsense stuff. i rarely spend my money to buy small and cheap things unless it's necessary. instead, i buy expensive unnecessary things two years ago i bought an electric bicycle which cost about $420. i think i need it to reduce my gas usage, as the gas price, even in that time, was continuously increasing. i used to ride it in the beginning. but i ended up never using it anymore because i don't get time. my work in office need me sometimes go out to a distance places to do survey or assessment, so it's not practicable to use an electric bicycle for that purpose.
so, i ended up selling the bicycle.

I think you should plan what you want to buy. Make a list for item which are important and which are not. By planning 1st, we will how much are suppose to spend.

yes, i do. i have to. u better be more careful w/your money it will come home to you one of these day & you'll wish you'd been more careful. when you have the urge to overspend put it in a savings account. u never know when u nmight need some extra money. things happen you don't expect.

Do you earn money or you spend your dad"s purse. If you are using your dad then you will only come to know the value of money when you will earn at your own and if you earn and spend then it is an other case. I think if you enough money it should be used or spent on need based. We should by only the quantity of things to the requirement. You can also spend on luxuries if you are living a luxeriios life. I will advise you to save for the rainy day and one day you will realize I am right. Please do not mind and have a nice day commenting on me.

Well, I am an impulsive buyer especially when it comes to shoes and shirts. I am also thinking how I can really minimize my expenses. I am not an expert when it comes to saving money but there is one thing I can tell you.


Save half of the money you have earned and put it in the bank :p

I shuold adimit that most girls are big spenders.most times we like all things which we want,such as cute things,beautiful clothes and so on.To avoid being a shopaholics,I seldom go shopping if there is no need.maybe it's useless.but I saved some of money indeed.

i count myself as a wise spender... i try my best not to spend my money on unnecessary things... and i try to save my money as much as i can... my philosophy is, if i didn't need the stuff, then i won't buy it... i try my best to differentiate between what i need and what i want... need means that i really need it urgently... want means i only want to satisfy my ego or whatever it is called... take care and have a nice day...