Do you have online banking?  

When you say "online banking" do you mean an online payment processor such as PayPal? Or do you mean you want to be able to see your transactions from your main bank online? I have online banking in both sense's. I have PayPal, which is good to a certain extent. It helps you transfer money from account to account (person to person), such as if you're buying something from someone over eBay. But I've had a lot of bad experience with the PayPal fees; it takes a certain percentage of your payment/earnings OUT of it as a "processing fee", and it keeps it for their own profit. It can get kind of upsetting. They took .75 cents out of a transaction of $5 that I was sending to my sister. Kind of irritating if you ask me. I don't really like PayPal that much because of that reason alone.

Otherwise, I have online banking in the sense that I can transfer money into relatives' accounts and can view my transactions/account balances online. It's very handy..But I'm not sure how that will help you!

Yes, I have online banking. I can make deposits, withdraw money from my account, make payments from my account, receive payments to my account. Very fast and easy. If you like to open online banking, I would thing the Bank where you have the account could help you. They can open the account for you. I would suggets you visit your Bank, and ask them to do that.
Have a nice day !

I used to have this problem before I got my paypal account. It is quite common nowadays and it might be available in your country. Cheers!!

Yes, My husband and I have on line banking. We have a savings account and whenever utility bills comes in, we pay it through on line. We have avoided falling in line just to pay our bills. It is also easy to use. All you have to do is open an account with the bank who have on line banking and then ask their personnel what is the procedure in doing on line transaction. Just make sure that you use your own computer and avoid using public computers because someone might hack your account if you use public computers. Happy myloting.

kekexinfeng,

Online banking is indeed the way to go for personal banking today, and I am sure you will not have any second thoughts once you have it hands on.

First, it would mean convenience which really brings your bank right to your desktop figuratively speaking. Gone are the days where you have to visit the nearest branch to conduct your banking like payment of bills, transfer of funds, checking of bank balances and payment receivables. You can just simply recall these information as and when you want and have real time 24/7 access.

You may also pay your credit card bills to ensure your creditability and limits even when you are overseas with no one home to do it for you with your local bank. I just do not have to tell you the perks you will receive when you pay these bills on time and being responsive here.

I am sure like me you will agree the annoyance and frustrations when you queue up for your turn in the bank. I just feel that it is simply a total waste of precious time and online banking has been really of help to me here.

Just apply for it with your current bank and credit card accounts and you will be assured of a better life. Especially when you can have a better total control over your finances which is ultimately your wealth.

Have a nice day.

I do have online banking and most of my statements to all of my credit cards, paperless statements, are online. I have done this because I really don't trust the mail carriers to deliver my paper statements such as, my bank statement, credit card statements, etc. to me. I feel confident and secure using online banking. It is great when I am away on vacation and I can just logon and deposit money from checking account to saving or vise-versa. One click gives me access to all my credit card statements to view and pay, this saves me a lot of late fees. There are many advances to online banking. I have never had any problems and I have being online banking for years.