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Do you feel safe about online banking!  email this discussion to a friend?

myLot reputation of 76/100. acisMahrje (115)   ranked 4,464 out of 6,368 in computer 3 years ago

Hi, everyone!
how do you feel about online banking. Its new to me and hearing althose news about hacking and all makes feel bit worried. Have you had any problem with security while having online banking. please share about it.

 

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tags:  online banking, online, banking, do you feel safe, safe method
 
1. myLot reputation of 61/100. vonmac (13409)   3 years ago

I have never trusted online banking and I dont use the online service our bank offers.
I feel worried by all the hacking stories as well.

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2. myLot reputation of 84/100. May2k8 (2504)   ranked 266 out of 6,368 in computer   3 years ago

I always check and not arbitrary in accessing online banking, I always clean the password and my user id also the cookies if I use it in other places. for using online banking seem I rarely and only check my balance, also not to conduct transactions.

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3. myLot reputation of 99/100. danitykane (2523)   ranked 5,395 out of 6,368 in computer   3 years ago

hi acisMahrje,

I'm actually cautious and a bit scared of any online banking transactions. Last week, I paid online using my credit card, I got paranoid and so worried because after i have entered my security pin the page crashed and I can't retrieve it. I checked my credit card balance and last transaction through phone and was informed that everything is okay. But it made so scared and paranoid...as much as possible I don't purchase online.cool

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4. myLot reputation of 49/100. alwaysgreat5 (186)   ranked 1,500 out of 6,368 in computer   3 years ago

Online banking is awesome enormously popular way of doing anything with money.We can do almost everything sitting home.
But when you talk about safety then it comes mostly to your computer or where ever you use it.
Two things i know by which online banking scams happen one is phishing and second is trojans. So u just have to avoid those. for more info on safety while online banking check this out http://www.banksafeonline....


myLot reputation of 76/100. acisMahrje (115)   ranked 4,464 out of 6,368 in computer  3 years ago

thanks i will look through...that.! I'll be careful with it...
#but like you said yes its really easy...shopping...staying at home.

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5. myLot reputation of 91/100. Binthu (4752)   3 years ago

Hi Acis,

Most of the peoples have been using the online banking and also it has
more advantages and disadvantages, so we must take more care especially
while doing the online transaction . So making the online transaction
would be very risky because of the hackers in the net, and they are trying
their best to recover the password from the site which is belongs to the banks
or somethings private and would try to take or consume lots of money from
our credit card, so better to more cautious especially while online banking.

Have a nice day.


myLot reputation of 76/100. acisMahrje (115)   ranked 4,464 out of 6,368 in computer  3 years ago

hi Binthu.
thanks for the response and suggestion.. I will keep in mind!
cheer!

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6. myLot reputation of 75/100. unnamedny (498)   3 years ago

There is nothing to be afraid of. You just have to start it. It's very easy I use Citi online backing (probably the best GUI on their website). That account is connected to my 5 credit cards (to pay my credit card bills) and my paypal account. You can use paypal to shop safely online, places like ebay (to save lot of money).

FYI. You don't need any internet security programs. I have never used any. Just use your common sense when you are opening an email or visiting some sites.


myLot reputation of 76/100. acisMahrje (115)   ranked 4,464 out of 6,368 in computer  3 years ago

thank...thats a relief!!
cheer!! mate!!

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7. myLot reputation of 97/100. padhiaranand (2112)   3 years ago

hey friend.. i am using online banking since 2 years.. it is bit risky. but if you handle it with carefully then it is very helpful facility.. Just keep in mind that the computer which you are using for it should be your personal and safe.. Safe means out of virus... if you will login in you online banking from unsafe computer means from cyber cafe or any other public place then it can be dangerous for your account.. So if you are going for netbanking some caution you must follow ... Use your own computer for it... It is the must.


myLot reputation of 76/100. acisMahrje (115)   ranked 4,464 out of 6,368 in computer  3 years ago

thanks mate ill keep that in mind...and avoid..using..public computers to excess my ebanking.
cheers!!

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8. myLot reputation of 95/100. Hatley (48782)   ranked 15 out of 6,368 in computer   3 years ago

acismarje I have banked on line for years and its super safe it you have a reputable bank like Bank of America. the site has a lock and key symbol inthe lower left hand side of the page, as long as you bank on line with a b ank that has this protection
you are really safe. I have never had the slightest problem and never will with B of A. You must always see the key and lock in the lower left hand corner of the page. this is a safe site always.thumbupthumbupcool


myLot reputation of 76/100. acisMahrje (115)   ranked 4,464 out of 6,368 in computer  3 years ago

hm..i didn't know that...i should search about...it...
thanx Hatley!!

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9. myLot reputation of 42/100. Blizzerand (117)   3 years ago

Not sure how its UK banks , but the banks here have hack free services and they have an alert security system . ( I do not have courage to post any link though) . I use internet banking very often and find it very helpful . I never had any trouble with it . But once , my bank service disapproved my request to pay to a site which I am still not sure why . Anyways its really a safe and cool way to spend your money online !


myLot reputation of 76/100. acisMahrje (115)   ranked 4,464 out of 6,368 in computer  3 years ago

yeah!..its kool for sure!. It doesn't even feel like ur spending...ur mooney!!its just a click!!..

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