More money spending and less income

Befrind, regarding this matter, i think the best solution is to try to earn as much as possible. I know although saying is much easier than doing, but we must try our best to achieve it, to be able to live a debt free life. At this moment, i am trying my best to free myself from on by one debts, which i got when i was still working. At that time, i always likes to spend more than what i can earn per month. Hopefully, by spending more time to online, i am able to earn some extras to help me to pay out one by one of my debts.

I can relate and I have been guilty of this. I don't understand but there is the urge to spend and spend without bothering to think it is unrestrained now. If the needs outweigh any logic for thriftiness, it should be limited at least.

I'm trying very hard to spend a lot less than what we make. I have had times in the past though where I was spending more than I made and unfortunately I was putting the difference on my credit card. Those were tough times, and it then took years to pay off the credit cards because even after we finished school, we still had all this debt plus we weren't making that much money.

If you spend more than you earn, all you really end up with is more debt. You need to live within your means. If you can't make it work, then you need to try and find a way to earn more money. You need to spend wisely.

Hello befrindwithme26, Yes today the price of everything has increased so much that the salary we get from our job looks so small as we don't get yearly increaments in that proportion.But we must have our own budget and we must spend as per our budget in order to save some money for future.I also save little money by cutting off my requirement monthly to have it saved for the future.

Iwas hit with this qoute..Iam a woman who is like this...Ispend more thaan my earnings thats why i feel difficult at the end coz no more mney to finance for the end of the day...oh my God...can u help me how to make budget?

That is so true, for me spending also became very hard specially when i am thinking for tomorrow, I am a person who usually do not make any decisions if I haven't think so many time before doing it.. and spending is one of them. Budgeting is also hard specially when your source of income is only limited and you can't do anything about it..

My ex-boyfriend always had financial problems, because he spent more money than he had. He always had to borrow money from his friends, but he was never able to pay them back, so his financial situation got worse and worse. When I saw all the problems that he got because he was spending too much money I decided that I wasn't going to experience the same situation and I have been very careful since that time. I always spend less money that I have and I try to save up some of my money every month so that I have some money for emengencies and things like that.

Yeah, sometimes too, we can decide to buy something too, when we haven't put enough money back to cover us for the month and then we find ourselves in a bad situation financially. Have to be careful about that. I have been there too. But I don't plan on ever doing it again. It makes me too sick.

yeah it is true when there is less income but your spending is more according to your income.and it is very difficult to save money when you have less income.and we have to think about our earnings also.but but i think when the you have more regular earning then you also spend more because you know that after sometimes you will have a fixed amount in your hand.