which one do you prefer to invest, mutual fund or equity?

Dear nairjula, Of course, Mutual funds, any day, is better than investing in Equity Direct. And for people who are conventional and want to be risk-free, there is no other better alternative than Mutual Funds. Yes, Mutual Funds too invest in equity directly. But the difference is, they do through research and then invest. These Funds are managed by competnet professionals and thus are much more secure than direct investment in equity Srikanth

I usually take calculated risks . In current financial situation i rather stay with Mutual Funds than equity. This even allows me to to have a benifit of SIP offered by various Mutual funds so this way i can break my investments in small portions and get the full benifit. Do let me know about what you feel about this. Take care.

well i would prefer to invest directly into equity as the returns are much higher.... but there is also a much higher risk,.. where there is high risk there is high return,... mutual funds are nowadays no better as they used to be... but you would still invest in them to avoid picking and researching the stock...

Hi : At the current market condition where the index could make 3 digits swing day in & day out, it's best to sideline your capital and invest in equities or mutual fund when the situation is less volatile. A better judgement of the condition of the financial market would be to wait until the few big invesment banking companies like Goldman (GS), Bear Stern (BSC), Lehman Brothers (LEH) report their earnings sometime around mid Sep 2007. We would like to have a clearer indication of the status of the leveraged buyout deals. Yours Truly, Tony Chai a disabled stock option trader http://options4u.blogspot.com

dear, i'l recommend to invest u in mutual funds if ur feelin risky to invest u in equity. What mutual fund people do is they re-invest in different types of equity in such a way that they earn the maximum possible dividend. And then they charge some % of commission and give u the dividend. So here, the chances of occuring losses are minimised. But this is true that u can earn more investin i equity coz u earn more returns on investement. But choisce is urs what do u prefer coz its the first LAW OF BUSINESS---" HIGHER THE RISK, MORE THE PROFITS.