savings

Tagged Discussions

celticeagle @celticeagle (189789) • Boise, Idaho 4 Jun

Do you shop at Walmart? Are you a senior or nearing that age? If so listen up. I just listened to a video on YouTube that spells out over a dozen ways to save in Walmart shopping. Sorry, I'm on my cell and don't yet know how to...

walmart

savings

8 responses •

8 people

Might Be Time to Make a Move

Jim Bauer @porwest (112717) • United States 7 May

I think it's time to move some money from my high yield savings account. Just a year ago I was yielding around $5k a year in dividends. But that's been reduced to around $3k a year. I like to view it as a "safety cushion," but I...

6 responses •

7 people

A nice surprise

Fleur @Fleura (34927) • United Kingdom 16 Apr

I haven’t been here in quite a while, there’s been rather a lot going on. Today I was trying to catch up on some ‘life admin’; this stuff always takes a lot of time so of course I put it off as long as possible. Well I was filing...

11 responses •

10 people

An Inadvertent Deal at Ollie's

Jim Bauer @porwest (112717) • United States 11 Oct

Saving money is something I do quite on purpose. What's a dollar worth? Well, I always think of money in terms of an average wage. Let's say it's $15 an hour. That means $1 is worth 4 minutes. I always ask myself, if I am willing...

11 responses •

10 people

I Will Likely Be Moving $5,000

Jim Bauer @porwest (112717) • United States 29 Sep

Ally Bank is my primary savings account I use for my emergency fund, taking advantage of CDs, and is considered my "safe" money. I keep a substantial amount there and mainly did so because interest rates were favorable with a...

7 responses •

9 people

Transfer came through

Bensen32 @Bensen32 (28658) • United States 7 May 25

As I mentioned in my last post, I was looking to transfer to a new location in my company, and it finally went through. When things finally go through, they move fast, I will be starting in the new location on May 20. For those...

5 responses •

6 people

Dream Retirement Lifestyle.

larish @larish (2263) • Philippines 27 Apr 25

I am retiring soon. Most of my colleague are thinking of starting a small business by the time they retired, some would just be at home and just live with the pension money they will receive, but I have mentors who are now retired...

savings

retirement

3 responses •

3 people

The 50% Rule

Jim Bauer @porwest (112717) • United States 1 Mar 25

Many years ago, I made a very important decision when it came to money. That was to save and invest at least 20% of my income. What was my thought process? Income replacement. In other words, live on only 80% of my means,...

8 responses •

10 people

I Inadvertently Saved a Ton of Money

Jim Bauer @porwest (112717) • United States 27 Feb 25

I forgot to mention that on Tuesday I took my truck for a much-needed oil change, and a few days earlier, I noticed the engine light came on and it was running a bit rough. Nothing major, but noticeable enough to decide I'd be...

10 responses •

12 people

On the Other Side of the River

Jim Bauer @porwest (112717) • United States 15 Dec 24

Without divulging too much, my wife and I live in Southern Illinois near St. Louis, Missouri and my wife works "on the other side of the river." These are terms we use often around here since we essentially live "on the...

9 responses •

8 people

A Friendly Public Service Announcement

Jim Bauer @porwest (112717) • United States 28 Sep 24

This is just a friendly, and hopefully helpful public service announcement by myLot's money guy. Me. Okay, I will never suggest that I am the premier money guy on this dandy old site, but I am pretty sure I am...

9 responses •

11 people

Perhaps an Important Discovery?

Jim Bauer @porwest (112717) • United States 22 Sep 24

We went to Total Wine yesterday as we had a couple of things we wanted to "restock." We needed some triple sec and coconut rum. Usually, they are cheaper than anywhere else on that sort of thing. I also decided to grab another...

6 responses •

6 people

Money CAN buy me love!

marguicha @marguicha (230331) • Chile 12 Jul 24

This is another month in which I did not make payout. Not that it is important, I could not buy my daily bread with it even though I eat a very small amount of bread each day. But I am trying to make a difference by editing my...

budget

savings

12 responses •

13 people

I´m going to start my own challenge.

marguicha @marguicha (230331) • Chile 3 Jun 24

I have found out that I will have money problems this June, So I decided to challenge myself and not buy any groceries (except for Luna´s food) during this month. I don´t know if I will be able to do it. But I will try it. Now I...

challenge

savings

budget

19 responses •

22 people

Lucky lottery winner story from Massachusetts

George B Vieto @Deepizzaguy (122065) • Lake Charles, Louisiana 5 May 24

I am sure that Attleborough Massachusetts resident Christine Wilson is being called "Lucky" since she has $1 million dollars scratch off tickets in February and she recently won another $1 million dollars on May 1. The games that...

5 responses •

6 people

Just keep smiling

Fleur @Fleura (34927) • United Kingdom 18 Mar 24

I’m not sure how to explain this without giving away too many personal details, but basically I wanted to change an account I hold for my daughter at a building society into something else with the same provider. This course of...

15 responses •

14 people

I Think I Will Finally Call Them Next Week

Jim Bauer @porwest (112717) • United States 17 Mar 24

I think we are officially done. With cable that is. I sort of got the final go ahead from the wife last night and so next week I will probably finally call AT&T U-verse and tell them I will keep the Internet but kill the...

7 responses •

7 people

Do You Upside?

Jim Bauer @porwest (112717) • United States 11 Mar 24

It's always nice when you can accumulate some awards and then put them to work, as I like to do. I cashed out $200 of $430 I had in Discover cash back awards, and $100 from the $162 I had in Upside rewards, and then I have about...

15 responses •

12 people

What are some strategies you use to avoid overspending while still enjoying the things you love?

thriftymom @thriftymom83 (32) 16 Jul 23

Hi! I would like to know what is your take on this. But, to start off, here's mine. As someone who enjoys balancing my passions with responsible financial habits, I've developed several strategies to avoid overspending while...

5 responses •

5 people

How do you handle financial setbacks or unexpected expenses?

thriftymom @thriftymom83 (32) 14 Jul 23

Life has a way of throwing curveballs at us, and it is during these challenging times that our ability to navigate financial setbacks becomes crucial. When faced with a financial setback or an unexpected expense, the first...

3 responses •

1 person