Saving Money

United States
August 16, 2007 4:21pm CST
We are like most people in the world short of cash so I do things to save money. I hang most of our clothes on the cloths line; I do not turn the air conditioner on until it gets 85 degrees in the house. I buy bulk and on sale, I buy items used when I can. What are some money saving tips that you all can give me? What are some money saving tips that help you all.
2 people like this
20 responses
@ibuemma (2954)
• United States
16 Aug 07
I do all that you mention except cloths line. again, my complex that i live really strict that we can't do that ( o...well). I look in every grocery store flyers that came in the mail what's on sale, and matching it with coupon that I get from sunday newspaper or internet. I do my laundry every 3 days, make sure the load big enough for my machine to run, instead run it in small loads. try not to use the car if not necessary, save some gas. I don't throw away left over. And lately, if I need something particular I compare the price online and offline store. Sometime online price is really amazing cheaper than buy it in the store.
1 person likes this
@ky1119 (699)
• United States
17 Aug 07
I have a suggestion since you can't use a clothes line. We can't where we live either. I know we're talking about saving money, but for this you have to spend a little, but it'll be worth it in the long run. They have wooden drying racks at Wal-Mart, I've even seen them in the dollar stores now. You just unfold them and hang your clothes on them, and then fold them back up for storage when you're done. My mom even uses these inside in the winter.
1 person likes this
@ibuemma (2954)
• United States
17 Aug 07
thank's for the suggestion, i will look into it. :)
1 person likes this
• United States
17 Aug 07
Those drying racks that can be folded up and down are great. I have one or two. I use to use them for things that could not go in the dryer or hang on the one. But for you they would be great. I to wait until I have a full load of laundry before running a load, I also use cold water for all my laundry except my whites. I feel they need bleech and hot water. I do laundry once a week or twice a week, but I do it in the early AM before peak PG&E hours. I have one of those downey balls I fill with downy and throw in the wash. They work great, with downy in the laundy and line drying, it keeps my husbands jeans from walking themselves into the house. Hhhahahaha
@twoey68 (13651)
• United States
18 Aug 07
I don't have alot of tips. I mostly just try to make things last and not waste anything. I try to keep our menus simple but filling and we don't waste money on eating out, renting movies or running around. AT PEACE WITHIN
1 person likes this
• United States
18 Aug 07
I do not rent movies, I do not own a DVD player, I do not rent movies through the computer or cable either. I have a used video recorder that I have been recording some of the new summer shows for a friend who does not have the cable channels. She likes Dr Who so I have been recording that show, also. We trade the tape back and forth. She gave me the VCR which was given to her. That is one way she is saving money and I did not have to buy a VCR so I felt it was a win win all around.
@reinydawn (11649)
• United States
21 Aug 07
This reminded me of the days when my kids were little - single motherhood... I would buy packs of vidoe tapes at Sam's Club and record movies off of HBO (the one premium channel I would splurge for) and my kids would watch them over and over again. It has come in handly recently when there is nothing to watch - me ane my husband will watch one of those "old" movies instead of going out and renting something or paying for the PPV.
1 person likes this
• United States
21 Aug 07
I forgot to give her the tape last night. I was in the middle of recording Saving Grace last night and the tape ran out. I had to continue on the other tape. I hope she did not miss to much of the program.
@gmakesmoney (2923)
• United States
16 Aug 07
I do a lot of little things to try and save money and just recently realized that it was working, which is always a great feeling. At my house we do things like turn the AC lower at night and use fans instead (less energy), we keep the AC on about 76 durning the day and it has saved us more money than when we would turn in on and off. It actually takes less energy to keep you home at a level cool and maintain that then it does for the AC to have to power on and haul a$$ to try and get your come to whatever level you set it to and then to do that repeatedly. We did that over the last month to test it after seeing it on the news and our bill dropped a lot. I actually have a lot of energy saving tips on my eco-friendly and natural blog, believe it or not, while trying to be more enviroment aware I discovered that most of the things you do to save energy for the sake of the earth actually end up saving you money in all sorts of ways. I've also got listings on there for some free things too. If you're interested the link is on my profile, it's the blog called Au-Naturale. Best of Luck!
• United States
17 Aug 07
Thanks I will deffiantly do that gmakesmoney. I am into saving all the money you can. I try to close up the house when it starts to warm up in the day, but my husband has to have things opened up. He says he cannot breath. Go figure, we also have ceiling fans in every room in the house which go when we are in that room. Thanks again for the great tips.
• United States
17 Aug 07
You're welcome! My mother is the same way, everything has to be opened or she says she feels like she can't breath so during the day I keep it closed, keep the ac at about 76-78 and use a fan instead. I'm always freezing anyways so it's not a big deal for me. My mom however is always burning up so once she gets home, the ac goes to about 74-75. We're trying to keep it on just one level though as that has the most energy saving power.
1 person likes this
• United States
18 Aug 07
Here in California it has been getting down to 57 degrees at night so we have been opening up the house and sleeping with the them opened. The last few days it has not gotten above 91 degrees so I have kept everything opened up with just ceiling fans on. It gets a hot in here in the evening. I then turn a fan we have for a water cooler to pull the cool air in from outside and it will run for about an hour
@HighReed1 (1126)
• United States
16 Aug 07
I make a list for when I go to the store. That way I won't forget needed items and have to go back. That is just a waste of gas I refuse to do. Recycle your plastic grocrey bags. I use mine when I clean the catbox and to line the small trash can for the bathroom. Reuse plastic drink bottles/jugs. I make home made ice tea and refill the Lipton bottles with mine. That saves me about $6 per 12 bottles we drink right there. The 2 liter soda bottles can be used to start plants or as freezer packs for the cooler. Fill about 3/4 with water and freeze. Toss in the cooler when you need it. If you buy meat in bulk, make some extra servings next time you cook your favorite meal and turn those into TV dinners. Or make tv dinners if you end up with left overs.
1 person likes this
@kitty1234 (1476)
• United States
16 Aug 07
You gave excellent suggestions! I am going to try a few and see what happens, I always run out of money long before running out of bills.
• United States
16 Aug 07
I do the same thing with my plastic bags and ice tea bottles. Great tips, I'll try the rest out!
1 person likes this
• United States
17 Aug 07
Thanks for the tips. I do reuse the grocery bags, I also have some of the recycle bags that you buy at the store. By buying them, you save 5 cents per bag you do not use when you go grocery shopping. I find they are great to keep in the trunk of the car so they are always there when you need them.
@reinydawn (11649)
• United States
17 Aug 07
I've been saving money by buying most of my household goods factory-direct. The products are better than what I used to spend more on in the grocery store. I try to consolidate my running around, doing as much as I can on the way home from work instead of going back out again.
1 person likes this
• United States
18 Aug 07
I do not drive anymore so I have a person who comes twice a week to help me with stuff around the house and errands. In the morning when she it coming I make a list of places we need to go and we make a plath of how we are going to get there that way we do not have to backtrack. I like to start at the place fathest away from home and work my way home. I have never bought factory dirct do you get it off the internet?
@reinydawn (11649)
• United States
20 Aug 07
I place my oders through the Internet, but you can also place orders over the phone. I get a pretty good savings on products that I have used most of my life. It's a really great deal. PM me if you'd like more details. I'd be glad to chat with you about it. I like how you go to the furthest place first and work your way back home. That makes a lot of sense to me!!! That way there's no running in circles.
1 person likes this
@nangel78 (1458)
• United States
17 Aug 07
I usually carpool with my husband to work to save on gas. I also bring my lunch to work instead of going out. I try to recycle when I can too.
1 person likes this
• United States
17 Aug 07
I also carpool with my husband, and bring a lunch to work. It does save alot. I also wash my clothes in cold water.
1 person likes this
• United States
17 Aug 07
Great idea but I do not work. LOL
@ladym33 (10990)
• United States
30 Apr 08
I wrote an article about getting out of debt and I provided several money saving tips in that article. If you would like to read it, here it is. http://www.associatedcontent.com/article/413134/finding_extra_money_to_pay_off_credit.html
1 person likes this
• United States
30 Apr 08
Thanks for the article I will give it a read.
@Rozie37 (15499)
• Turkmenistan
19 Aug 07
One of the things that I do is save coupons. They work really great if you go online and look up the store that has that product on sale. There have been times when I have gotten things pratically free from just putting in a little extra time and effort.
1 person likes this
• United States
20 Aug 07
Thanks, I love coupons when going out to eat.
@34momma (13891)
• United States
18 Aug 07
well i do most of the things that you do. a few things that i also do is put $2 away every day. then at the end of the month i put that money in the bank for me just in case account. i put my changes in a jar and take that to the bank when it is full. last time i had $185. i just do what ever i can to make sure i put money away for that wonderful sunshine day
@cutepenguin (6448)
• Canada
17 Aug 07
I reuse whatever I can - I use grocery bags as garbage bags, so I don't have to buy garbage bags, I turn off lights and unplug appliances wherever possible, I hang dry some of our clothes, I use the backs of pieces of paper to take notes or write down directions, I trade things with my sisters, I buy things used or don't buy things, I mend clothes when there are rips.
1 person likes this
• United States
18 Aug 07
My friends and I have a Grand clothes exchange, we clean out our clothes and we bring all our clothes we cannot wear or do not want anymore over to my home. We exchange what we want. Then we take the rest to hospice so they can sell them for a profit. We then have a nice pot luck dinner. It is fun for all. We call it the best shopping ever. We get to shop at our favorite store and then they serve us dinner. LOL
• Philippines
17 Aug 07
One way is before buying, you should know your...IS it NEEDS or WANTS? If it is needs, you buy it, but if its just WANTS..then dont buy! 2. SAVE FIRST before SPENDING! MAny of us, including myself sometimes falls into EXPENSE first then SAVE LATER which is totally wrong. It should be SAVE FIRST, then DO THE SPENDING of whats left! Hope this helps ...Discipline is the key!
• United States
18 Aug 07
You are right!
@healer (1783)
• India
17 Aug 07
There is no tips for saving money as you know how and what to do so that you don't have to use your money. You seems to be very economic but we have to be catious as there is a saying health is wealth. We must try to have a life that will make us happy and healthy, there are people who saves a lot of money and don't enjoy life. We have to be wise and try to convert our little money into a huge amount by using our head. Sometime risk are also needed to achieve success so, take that risk.
1 person likes this
• United States
17 Aug 07
I cannot take the risk it I cannot make the house payment. LOL
@lkbooi (16100)
• Malaysia
17 Aug 07
Saving money really is a good practice to everyone especially for a housewife. Other than saving the electricity and water I try to plant some vegetables in my court yard so as to cut down the expenses monthly. Further more the self planted vegetables are free from pesticides and artificial fertilizers. These organic vegetables are fresh and taste better. As I experience heavy rainfall here so I usually collect rain water for watering plants and flushing the drain etc.
1 person likes this
• United States
17 Aug 07
I do have a mini veggie garden, I also cann tomatos that we get free from the local farmers. This helps this winter.
@lexus54 (3576)
• Singapore
17 Aug 07
Here are some money saving tips you can consider using: a. First, spend within your means. Don't buy something if you cannot afford it. Learn to be thrifty and only buy what is necessary. b. Exercise discipline in savings. When you get your pay check, keep aside a certain amount (say 10% or 20%) as savings and do not spend it. Make it a discipline to consciously save. Work around the remaining 80% or 90% to spend on things. Over time, you will automatically prioritize your spending based on what you have to spend (minus the portion you save aside). c. Also don't buy something when you don't have the money, even if you can get credit with your credit cards. Doing this is like borrowing money to fund a purchase. Ask yourself if you can pay for it when the credit card bill comes. d. Don't buy on impulse just because something is on sale or cheap. You may find that you may not really need something you bought. I know people who have 20 or 30 sets of bedsheets at home, because they keep buying during sales. Do they need that many, I wonder? e. If you need something but it is not urgent, buy only when there is a sale. Shop around for a better price before you commit to buying something, especially for big-ticket items. The savings you can reap may be substantial. f. Cut out coupons that will give you special savings from shops, and use them. These coupons can sometimes be found in catalogs, magazines, newspapers, etc. g. If you drive, consider taking public transport sometimes to save cost. h. Eat less at restaurants. Eat more simply, and don't always think of eating big expensive meals. Eat at home if possible, and save on your food bill. i. If you buy things at supermarkets, choose cheaper brands if brands are not that important. Some supermarkets stock their own household brands for some items, and these are usually priced lower than more famous ones. j. If not all shops charge value added taxes or sales taxes, choose to shop at those that do not have the tax. k. Cut down on utilities consumption at home. Some ways to do so are: use less airconditioner and water heaters, bathe less times a day, don't keep fridges open unnecessarily (this will consume more electricity), use flourescent and energy saving lights instead of incandescent ones, control the volume of water discharge from taps so that you use less water when washing, etc. l. Cut down on frivolous things/enjoyment, for example, go less often to the cinema or amusement centres, eat less tidbits, etc.
• United States
17 Aug 07
thanks for your post
@JANEWU (14)
• China
17 Aug 07
Eat something cheap but nutrient. Use money when you have to.
1 person likes this
• United States
17 Aug 07
We eat more hamberger and chicken then we do steaks and more expensivecuts of meat.
@eshaan (6193)
• India
17 Aug 07
Living conditions differ from country to country, but still i can say that you can cut down in every expenses, those are useless like dining out etc can be cut off.
1 person likes this
• United States
17 Aug 07
When I worked we went out to eat almost every night, or I brought something home. I now cook almost everynight. We go out once a week if we can afford it.
@tigerdragon (4297)
• Philippines
17 Aug 07
these are trying time for all us,globally.it's not what it used to be where life is simple and mostly are free but it does not mean we have to lose it forever.It's just that we were led to believe that everything comes with a price tag. we are always short of cash whatever we do because we keep on spending on things that we do not need. be a backpacker where you only carry what you need and travel light. in our likes journey it is vital for all of us that we carry a lighter weight on our backs from now to lessen the stress. here some of my suggestions: you can recycle papers to have a clearer and clean mirror, you can make it into a pulp to use for your letter writing or greeting cards, make as a paper mache, die it and make as a gift wrapper. buy only the basic things like sugar and the likes, you do not need to buy a ot of clothes or even jewelries. clean house, dispose of things that you think is only gathering dust in your place, have a yard sale, it would also save you good space in your home and at the same time it helps you to relax having a cleaner space.list down everything you have spent everyday even to the last penny and you would realise where you can save more.happy spending!
• United States
17 Aug 07
One of the things I do not do is keep a spending journal. I am disabled and cannot drive so I do not go out of the house very often unless I have a ride. I do what when I feel well enough. It is a good suggestion to have a gargage sale to sell the things I do not need. Now if I took what I can carry on my back I could not have my computer. LOL
• Malaysia
30 Aug 07
I save money by trying to cook all our meals during weekdays. It really saves a lot of money that way. I also go downtown on a weekly basis to buy things from the hypermarket, which sells cheaper than the ordinary grocery store near my place. While doing shopping, we also get the opportunity to enjoy ourselves during the weekends. And if possible, don't buy thing on an impulse or things you don't actually need.
1 person likes this
@irishmist (3819)
• United States
30 Aug 07
We shop at the dollar stores and discount stores for a lot of things. Also family Dollar, as they have name brand products cheaper. In the summer and the winter I always try not to cook on the stove. Gas is what really runs up your power bill. I can actually cook a whole meal without touching my stove. I have a crockpot, electric skillet, microwave, sandwich maker & a George Forman grill. When I go grocery shopping I plan my meals first and see whats on sale. I shop at Price Chopper and they always have buy one get one free, or buy one get two free. I even buy products that I won't use right away, because it's a BOGO. Like hot dogs, bacon etc. I love it when they have the clothes detergent buy one get 2 free. We don't crank the heat in the winter, but I do have to have my air running in the summer.
1 person likes this
@jayalaksmi (1041)
• India
17 Aug 07
Saving money is really important but it depends from region to region and on the standard of living of the people and also their mentality.
1 person likes this