Could you live with someone who wasn't frugal?
@beautyqueen26 (16030)
United States
May 10, 2008 4:48pm CST
Luckily my spouse and I see eye to eye when it comes to financial matters. For the most part, that is. Sometimes when he is in the spending mode, I prefer to save money. And, vice-versa.
We had a really good talk last night about how important it is to start saving money every month, in case of job loss. He agrees. And, now we are on the same page. I think we would have a tougher time getting along if we didn't both like saving money and living frugally.
So, would you consider yourself to be the thrifty spouse? Or, do you think that title belongs to your spouse or signifigant other? Would you find it difficult living with someone who liked spending all the family money and was not frugal?
5 people like this
18 responses
@williamjisir (22819)
• China
11 May 08
Hello beautyqueen. It is nice of you both to be on the same page. I think that it is very important and necessary that we save money every month and cut off unnecessary buying if we do not have to. This way we can always have some more money to deal with something unexpected to happen to us. To save money is a better policy than to spend money on unnecessary things. May you be happy, my dear friend.
1 person likes this
@beautyqueen26 (16030)
• United States
11 May 08
Thank you for your well wishes! And, the same to you, as well. I have been missing from MyLot most of the year. But, now I'm back. It is nice to see a familiar face. Please drop by the discussions anytime.
@newtondak (3946)
• United States
11 May 08
I am generally the thrifty spouse, but my husband is not an extravagant spender. My ex liked to spend all sorts of money on hunting and fishing equipoment at the same time that I was scrimping and trying to feed and clothe our children - didn't set well with me.
With rising gas and food prices, I can't imagine anyone not learning to be more frugal with their spending. People are losing their homes and still won't adjust their spending.
@happythoughts (4109)
• United States
13 May 08
My Hubby is a spender but I had to put a leash on him when we were first married and though it sounds like a bad situation it works for both of us. I like to work the budget and he just asks me how much he can spend when he thinks he needs something. He doest need to worry about it and I know that the bills are payed.
@elisa812 (3026)
• United States
14 May 08
I do think it would be pretty tough to live with someone who wasn't as frugal as me. Fortunately, my husband and I also see eye to eye on that issue, so we both are into saving money as much as possible. I am really thankful for that, cause I think I would be really frustrated if I was always wanting to save money and he was always spending it, lol. I guess I could live with someone like that if I had to, but it would probably take a lot of compromising! :)
@Armstrong7886 (303)
• United States
11 May 08
I try to be as thrifty and frugal as I can but I would have to say that the title goes to my fiancee. She has done an amazing job lately. She spends about 5 dollars on newspapers each Sunday but in turn she goes through and gets all the coupons and ends up saving anywhere between 20 to 100 dollars a week! And she loves doing it. Nothing makes her happier than to go into a grocery store and get a hundred dollars worth of groceries and only spend about 45 bucks. And she loves CVS. She keeps us stock piled on necessities like deodorant, tooth brushes and toothpaste, razors, etc. She looks for the ECB deals at CVS. Basically if you buy certain stuff they give you what you spent or more back in store credit and the she uses those to get more ECB deals. In the last two months she has saved over 600 dollars at CVS. It is amazing what she does and I am so thankful for it. I couldn't imagine living any other way.
@beautyqueen26 (16030)
• United States
20 Jun 08
That is phenomenal!
I'm a big coupon clipper, too.
But I had not thought to buy multiples
of the same papers to get doubles.
I will try that sometimes.
She is doing such a phenomenal job.
I had no idea there was such money saving
potential in coupons!
@ruby222 (4847)
•
11 May 08
Thats a really good question!!..well my hubby isnt frugal in many areas,and sometimes i will say that his disrespect for money..when its tight..its a bit annoying,but never the less I love him dearly.But he doesnt see money as having a value as much as i do,plus he tends to leave anything financila to me to sort out,therefore his only worry about money is what he has in his pocket to spend.This is all well and good,but sometimes i have to pull him up if i think that he is overstepping the limit,he takes it all in good stride.But im a person who is careful with my spending,because i have to be,and when someone wants to spend a large su mon something that I dont really see as essential,then i might feel a bit annoyed.But thats life,and maybe its better to be opposites,if we were all the same it could get very boring!!
@beautyqueen26 (16030)
• United States
21 Jun 08
Sometimes my spouse is the same way.
When his job is paying well, he doesn't mind
spending money, so I have to take the opposite
side and insist on saving more.
He's so glad that I did!
Just about a week ago, he got cut
back to less than half time.
The income is way less now.
But due to my frugal penny pinching ways, we
have plenty in savings and will sail through
until something else comes along!
@cutepenguin (6430)
• Canada
11 May 08
Like you, we both kind of go through phases where one is more focused on saving and the other wants to spend. Right now we are both on the same page because we are trying to pay off debt as quickly as possible. We'll have to reevaluate our goals once the debt is paid off.
@highflyingxangel (9225)
• United States
11 May 08
I think we're both pretty thrifty and I think we both have our moments were we spend more than we intended. I think I'd have a hard time living with someone that did nothing but spend, spend, spend. I'd always be stressed about our financial situation and I'd be worried about going into debt because of their spending habits. If it got really bad, I'd have to leave. There is no way I could put myself in that situation, stay there and be happy.
@cher913 (25781)
• Canada
12 May 08
well my hubby is not the most frugal guy in the world, but he is beginning to see the 'frugal light' so to speak...we do not have a lot of money and when i say i need to go to a thrift shop to get an article of clothing, he says we should go to sears! lol soon he will see things my way :-)!
@wisedragon (2325)
• Philippines
11 May 08
I might tolerate some reasonable spending every now and then, as long as we're still able to save some money. But if her extravagance starts to affect our finances negatively I will have to put my foot down. Otherwise she's out the door!
@makingpots (11915)
• United States
11 May 08
My husband is the more thrifty of the two of us. But he doesn't go to any extremes. I am not a huge spend thrift either. We are both kind of in the middle and we balance each other out well.
We are both very frugal with things around the house.... saving money where we can, conserving energy, teaching our son about such things, etc. We make a very good couple in this respect. I think I would have a hard time living with someone who was too extreme in either direction.
@vera5d (4004)
• United States
12 May 08
I am such a penny pincher and so is my husband so we are lucky. Most women would want fancy stuff and be mad he never got them anything but I love it about him!
I don't think I could live with someone who didn't care about saving money or not wasting money as much as I do - we'd probably be fighting about a lot of uneccesary things!
@ladym33 (10978)
• United States
13 May 08
My husband is not would I would call frugal, but he we do put money away every month for the kids college savings, braces, retirement savings, vacation, Christmas, and emergency services, so we are OK. We put savings away as soon as we get paid, and then pay the bills, and I get a specific amount for groceries every week. What ever is left over we get to split to spend as we like. So I have no problem with what ever my husband uses his share of the money on and visa versa. But we always make sure all of ducks are in a row every month.
@Pirate_Arg (472)
• South Africa
12 May 08
I am a horder of money myself. I don't think that I would ever be able to share money with someone if they were loose with it. I like to conserve it and only spend it when I really need to and so if I'm trying to save and someone else is just spending it it does not help. If I was with somebody like that, I can't see it lasting very long.
@desertdarlene (8911)
• United States
10 May 08
I'm not married, but I would have to say that if I were, my husband better have a lot of other good qualities for me to overlook the fact that he's not frugal. I agree with you, you have to be on the same page financially and I think that's one of the keys to a happy marriage. I know people where one was frugal and the other was a spendthrift and it caused a lot of unhappiness both during the marriage and after the divorce.
@mamacathie (3928)
• United States
11 May 08
I am very frugal. I am almost stingy at times. LOL I love to use coupons and use coupons along with sales. I clip coupons and take a huge binder with me shopping. I get online and find all the good sales at the stores I visit. I will do rebates whenever I can find them.
I try to cut back on any ways that I can around the house. My husband gets a little bit out of whack when I cut the paper towels in half and only let him have half a sheet. LOL but I do a lot of stuff like that.
He is very good about savings money too and we both realize that we are doing great right now but something could happen at any time beyond our control and that we need to be prepared.
I think everyone needs to think ahead a bit and make sure they could make it if they were to lose their job or get sick or hurt and not be able to work. We don't usually think of these things because we don't plan on those things happening. I think it is just common sense if we do think ahead and plan ahead and save every penny we possibly can.
@wooitsmolly (3613)
• United States
11 May 08
Well, I would consider myself to be more frugal than my boyfriend. First of all, when it comes to spending money he spends a lot of it on music equipment. By a lot I mean hundreds and sometimes a thousand.. I do not get it. On the other hand, I spend hundreds on tattoos and he doesn't get it. So I guess from that perspective we are about even. But when it comes to things like leaving lights on, saving energy, saving water, etc, he does not do his part! It drives me mad... He will leave the shower running for 15 minutes before he even goes in the bathroom. I am always yelling at him to TURN OFF THE LIGHTS. He never remembers. I think he doesn't care about the environment (even though he thinks he does) and I ACTUALLY do so it can be hard.
@moneyandgc (3428)
• United States
11 May 08
My husband is not frugal at all! I took over the finances last year because he would spend every last cent we had..including bill money! I am not even sure he knows the definition of frugal!
So, now I am in control of the money and the household is running much more smoothly. No more money fights. He also realized that since he is not runnig us into debt; there is actually money there to buy some of the stuff he wants!
I am definitely the saver in our family. I have an ING savings account that he knows about but has no idea how to access. His name is even on the account. I have told him that I would show him how to access it, he doesn't even want to.
We are both much happier now!
So, now I am in control of the money and the household is running much more smoothly. No more money fights. He also realized that since he is not runnig us into debt; there is actually money there to buy some of the stuff he wants!
I am definitely the saver in our family. I have an ING savings account that he knows about but has no idea how to access. His name is even on the account. I have told him that I would show him how to access it, he doesn't even want to.
We are both much happier now!
















