What do you prefer to bring when you go for a shopping, Cash or Credit card?

@DenverLC (1146)
Philippines
March 22, 2010 12:57am CST
I do bring both sometimes. But I came to realize, its better to bring only limited amount to avoid being tempted to shop and shop more even beyond whats really needed and necessary. What about you?
3 people like this
12 responses
• India
31 Mar 10
Hello while out from home i carry 2000 rupees cash, my credit card and also debit card. I use the debit card freely as it spends the money from my bank account But i avoid using the credit card, it is just loan from the bank, i pay back in 45 days, without any interest, but beyond that the intt is high 24 percent per annum Happy posting, cheers Prof
@jpso138 (7860)
• Philippines
31 Mar 10
I bring both. There are still stores in our areas that do not accept credit cards. There are also those that does. So I find it wise to bring both, to insure that I will not encounter any problems during purchase.
@phoenix8606 (4977)
22 Mar 10
hell0! well, i prefer to bring cash, because I actually don't have credit card, but even if i had one, I would still use cash, because i am accustomed to it and i think it is better, because sometimes we can forget the PIN of the card, or the chip can break and then if we don't have cash enough we must give back all the products we have bought which is a little bit embarrassing I think
• Philippines
22 Mar 10
I always bring enough cash and my atm cards whenever I go to the mall to shop or just to stroll. Most of the time I look around first, looking for the best buys. Although I always end up just eating because I got tired of walking and looking around. I don't use credit card because I love shopping and I don't want to be tempted with buying a lot of uneccessary things that would end up in the closet.
@binagupta (628)
• India
22 Mar 10
Hello dear when ever i go for shopping i take cash with me because i don't have credit
@nangisha (3502)
• Indonesia
22 Mar 10
I agree with you. I usually prefer bring cash than using credit card. It will prevented me to buy good that I don't really need it especially when I see big discount in mall, thats really big temptation and sometimes ending buying clothes and shoes I don't really desires, and feel sorry the next day. So I make may self just bring cash and leave that credit card at home.
@irishmist (3818)
• United States
22 Mar 10
I do not have any credit cards, I only shop with cash and I keep myself on a budget, which allows me to splurge on occasion. Though I am not an impulse shopper, I am very careful about what I spend.
• Philippines
22 Mar 10
i already closed my credit card coz its like a devil who always give temptation to me. and bringing cash with me is too risky so i just bring a debit card. then i only get some cash inside the mall and i only cashout out enough money. then if i buy something it must be within the cash i have in hand only and if theres still more that i need then i just go home coz its already out of budget. i only cashout once if i buy something and i only buy what i really need. i need to save now a days coz we cant expect what will happen in the future since we cant control our health.
@b3ginn3r (222)
• Philippines
22 Mar 10
It's better to bring cash when shopping. This way you can limit your expenses to the amount of money you bring. But even if we say it like this, we can't ignore the fact that bringing credit card is really convenient. But still, I prefer cash.
• Philippines
22 Mar 10
I always bring cash. It's easier for me that way because I don't really like having debts. If I basically want something, I save money and then go buy if I already have enough. That way, I can control myself from swiping and sliding my credit card so as to have minimal debts. :)
@daliaj (5681)
• India
22 Mar 10
I love shopping and it is a good stress breaker for me. Most of the weekend, I go for shopping dress, at least I go shopping for grocery or snacks. I don't like to keep too much money with me. One reason may be I missed my purse many times. I like to keep my debit card with me and purchase using it. I don't have a credit card and not planning to get one in the near future.
@Naxous (974)
• India
22 Mar 10
I am basically an impulsive buyer and so I find it suitable to bring limited amount of cash with me.Sometimes I feel like buying a whole lot of thinks without thinking whether they will be useful or not and when I used a credit card the matter worsened a great deal.So nowadays I prefer to carry cash with me and I always go shopping with a preconceived notion to buy what and to avoid others,in fact I had to as I carry limited cash with myself.So I can easily realize your feeling and even I try to follow your policy nowadays.So it appears that we are on the same boat friend.