A question about money

Hi there At the moment money is really too tight to do any impulse buying!! My husband and I are both retired but have a 14 year old son, so any spare money is eaten up by the things that he deeds for school and his sports. But I am not complaining because I know that I am better off than so many other people and I have my lovely family. I would just like a couple of weeks were I COULD impulse buy!!!

I've always been somewhat of a tightwad and haven't done much impulse shopping, but lately I've been reining in the little that I usually do. Not so much because of the economy but because I want to retire from my job and need to beef up my savings as much as possible.

I don't impulse buy much, because other than groceries, I don't go shopping much. That hasn't really changed in the last several years. If there is any impulse shopping, it is usually for the kids. But it's not out of control...

I know when I can afford to impulse buy and when i can't. I have my granddaughter with me now and we have to be frugle so any impulse buying has pretty much gone by the wayside for the time being. I am told I am pretty good at finances so I am not too worried. It can be a headache sometimes. Fun to impulse buy occasionally.

No I am not an impulse buyer. Having said that when I was in the USA a year last February I bought as much as I could purchase. The prices were amazing as the recession had hit. I bought several US$80 dollar dresses for between US$10 and US$ 15 dollars. I also bought all my Christmas gifts for the following Christmas. It was amazing and we had such fun shopping. But that is the only time. I am a frugal person - if you are in farming out here, then it was either feast or famine - depending on the weather. A hurricane could and did wipe us out many times. so I was used to pinching. Again, I love to travel and have been saving so hard from before Christmas togo to Rome in Italy. My sister bought me a ticket to go to the U.K. in June and then us three old ladies plus my daughter will be toddling off to Rome. Funds permitting my daughter and I want to go to Paris, France for a day by the train that goes under the English Channel. She has never been so we can see some sights - her choice- whilst we are there. As she is getting married next year this kind of trip will not take place again. I love travelling with her as she is so funny and she doesn't gripe if things go wrong like a flight being delayed. So I am looking forward to this. I will not be shopping!! Blessings!

First let me say this is a excellent thing to discuss. I persoanlly see me spending less when it comes to impluse buys. Now do I still do this? Yes I do but I really try to do this less often. I am on a tight budget when it comes to food and drinks and I realize that I can save a lot more money if I eat at home and eat less premade foods. This month I have not bought any freeze quick meals like I normally do and I must say I have a lot left at this point in the month than I noramlly do. Now if I was working outside the home, I feel my impluse buying would be higher. If you are running around and time is a problem picking something up that is quick to eat is a lot easier but not healthy choice either. Nice topic like I said thanks for starting it.

I've never been much of an impulse buyer anyway. Probably my worse impulse habit is Dunkin Donuts iced coffees. I keep saying that I am going to just stop buying them and stick to making my coffee at home. It's not working. I make coffee at home and still buy dunkins. It really adds up.

I think money is really tight to almost each and every household that I know. I don't buy in an impulse now and I'm always reminding my husband as well. I still do reward myself of some nice and a "little bit extra" on the budget things but these were taken into account first before buying. We could not afford an immediate vacation or big purchases without having it saved on ahead of time. It is very important now that we spend wisely and to be able to save more for emergency cases or for even more difficult situations.

I never have been an impulsive buyer. Could never afford that luxury. Still can't. But I would say many are paying a litte more attention to this kind of thing and controling it. That dollar will only go so far, and just cause you still have checks in your checkbook, doesn't mean you have money in the account! I think many are thinking this way, now that they might not have credit cards to depend on anymore. I think many are watching how they spend..although there are just as many, like me, that have been living this way for our lives...so they aren't telling us anything we don't already know. I do get tired of hearing how great people are doing at tightening the purse strings so well lately, when that has beena way of life to so many...and no one said a word or gave a care.

Hey Cowgirl! I have a problem sometimes with impulse buying to be honest! When I am upset or depressed or bored I do sometimes go online and buy something that I really don't need! But, I also have been doing better with paying my bills. I have paid one credit card off in full this month leaving me with only one credit card to use and keep track of! I am trying to not let myself "impulse buy" anything right now so I can continue to pay the other card down a bit more. And, I am also trying to make some money online too as I am also home all day!

I have done some impulse buying before but for the most part my purchases are thought out. I haven't really bought more or less but I have become more thoughtful about the money I do spend. I often ask myself if it is something I really need.

Sadly I still impulse buy something I have never been able to do away with but trying to cut down. But I have made some progress though but not that remarkable. What I spend most about are pet care and makeup and clothes and shoes since I have no kids. These are things I can hardly not buy.

As same as usual No increases No decreases

I've always been very anxious about money, even when the economy was not in the state it's in now. Given that, I never really did a ton of impulse buying, so I guess it's still about the same. The problem I'm having right now is that my wife's birthday is coming up, and the best thing I was able to think to get for her cost about a hundred dollars. Do we really have that hundred dollars to spend? Not really. But it's her birthday, and I want her to love the gift, so this is what happens. Things like that will often happen. Not so much impulse buys, but big purchases that we feel strongly about making. Like that plane ticket for her to see her family this summer. Or fixing the car, despite the fact that it'll cost a lot. So, I guess, it's not really that different, all in all. We just feel worse about the decisions we feel we have to make.

I'm not the one doing the shopping at home, It's my mom. She's really keen on spending less.. I've learned from a lecture months ago that the Chinese are good businessmen because they have the traits of delayed compensation, it's somewhat called like that, I couldn't remember exactly how it was called. They don't do the things other businessmen do, like when non-Chinese have a small income, they start to spend lavishly. While Chinese businessmen tend to spend most on important things other than lavish things. I've seen Chinese here who have good business but they can be seen as like ordinary people wearing simple clothes... I think I explained it right,

Well, what are you trying to say? I could not even understand a single word from your question?