Is my money his money? (my boyfriend)

Canada
June 18, 2011 5:10pm CST
When you're married or in a serious relationship.. Do you keep your financial situations separate.. Or is their money yours, and your money is theirs? This is an issue I'm having with my boyfriend. I know we are going to get married, we've been together for a very long time but for some reason I'm worried about how much I spend on him? When we first met I had no job so he would pay for everything (food when we went out, he'd pay for gas when driving) Now I have a job, AND a car. Lately he has been driving my car and leaving it with no gas, and I am the one paying insurance for it when he drives it all the time. I always pay for food when we go out too. I borrowed him 600 dollars for school too which he did not pay back.. Is this normal for a couple? I know he's not using me.. He's starting a new job in a couple weeks so he'll be making a lot of money. It's just people have been making comments to me that I'm being a bit to generous to him.
3 people like this
25 responses
@elida279 (165)
• Bulgaria
19 Jun 11
It's good to share the money when you get married but again, you cannot ask him for account on everything because he also paid a lot at the beginning when you didn't have job. If you want share with him your concerns, a relation is about sharing, but also don't be so pushy. Is it worth it to lose a loved one just for some money and gas? It's up to you how much you like him and do you really want to share your life with him.
• Canada
19 Jun 11
We are understanding of eachother so we don't have a problem handling these kinds of conversations. We will be fine once we both start working full time. Everyone has a hard time in their life for money, I guess this is just our turn.
@kingparker (9673)
• United States
19 Jun 11
Wow, you are just a couple, not married yer, so you must make it clear to him if you are minding about the money right now. He should or should not pay you back on certain type of money. Like the money he borrowed from you, he should pay that 600 bucks back to you. If other miscellaneous stuff, like coffee, or gasoline, make it a clear boundary on your relationship. What if you break up with him someday, you might make some loss on your investment there.
• Canada
19 Jun 11
I understand what you're saying, thats what other people are concerned about. I just don't think we are going to break up. I know it's typical but I just don't want to be with anyone else.
18 Jun 11
If you've not spoken to him about it, he might take it for granted which - given that you're posting here - would not be to your liking. It might be worth mentioning the car gas thing, for example, as a lead-in. Dangerous ground, since it might make tempers flare, but worth clearing up IMHO. He may not even have thought about it, since he paid for lots of stuff at the start. He may feel terribly guilty about it. You won't know until you ask. As far as I'm concerned, everything I own is both mine and my lady's. We have a shared bank account. But (there's always a 'but') I also think it's VERY healthy to have your own money that you can do whatever you want with. If not, everything becomes a potential problem because it has to be discussed and agreed. We do that - we both have a separate bank account and leave a little money in them for stupid stuff we feel like buying (or presents for each other, so they don't show up on the joint account statement). Money can make or break a relationship unless you're REALLY open about it. It's worth laying down that openness as early as possible.
• Canada
18 Jun 11
We don't really argue too much and I have brought up this matter to him. He told me that my money is his money and his money is mine (when he gets some, haha)\ A lot of the problem is my own money managing skills. Somehow I've left myself completey broke and we don't have money for everything. Just a couple months ago we had so much to throw around. It's a good lesson on saving though.
1 person likes this
18 Jun 11
I know the feeling - we just had a week like that! Bad planning = a pain in the proverbial body part!!
@surekharathi (14146)
• India
22 Jun 11
Ohhhhh friend no how is your money is your boyfriend money something is wrong here. Only after marriage we can say my husband's money means our money or vice versa. But before marriage is not you can see my discussion 'Why? the people is using chatting is wrong way' because you can understand what is happening with you. After reading this discussion you can understand everything in better way.
• Canada
23 Jun 11
There are many different types of relationships. Even if you're not married you can have a really good relationship, maybe just as good as marriage. Keep in mind some people don't even believe in getting married since many end in divorce nowadays.
@sjvg1976 (41132)
• Delhi, India
19 Jun 11
I don't feel you need to spend on him till you get married may be he is using you to fulfill his financial demands which i think presently not being able to do. After marriage both you should share your money as his money is yours & yours money is his money.But presently you should be cautious & should not spend on him so heavily.
• Canada
19 Jun 11
Caution couldn't hurt. I just feel bad to act all cautious about giving him money, he didn't act that way towards me ever.
@sjvg1976 (41132)
• Delhi, India
19 Jun 11
Then you should make an excuse like you don't have money and now you want to save some money for future so please cut down you expenditure or earn some more.this i suppose will effect him ant he will think of earning more and may be won't ask money from you in future/won't like you money to be spent.
• Canada
19 Jun 11
Good idea! One of us is broke, we don't need that to happen to both of us.
• United States
19 Jun 11
i know how you feel. you are earning the money so you have say with where your money goes. when he starts making money remind him that if he uses your car, he needs to fill it up whenever it is low. I know its hard because you love him but make sure you still stand your ground because i don't want you getting walked all over. Also when you spend time together after this job has become stable, remind him how nice it was when he paid for dinner and stuff like that. Men dont understand signals, you need to use your words. Good luck with this :) i hope it works out and he stops being a bum! hehe
• Canada
19 Jun 11
When he starts his job, he will hopefully be buying me some gas.. If this continues when he is making 5x more than I am, it's obviously an issue that will neeed to be addressed. I will wait until that time and see how it goes.
@chiyosan (30184)
• Philippines
19 Jun 11
hmm no. of course not. your money as his girlfriend is not his money... when you are married, your money is still yours anyway and it is his prerogative to ask help from you. the same way that his money is his money, unless you are married and he is obliged to support you as his wife.
• Canada
19 Jun 11
When your married I don't think it would matter. He wouldn't need to ask me for help because we are one family.. Why would he only need help if we are supporting the same family.
@choybel (5042)
• Philippines
19 Jun 11
I know the feeling and I believe that the best thing to do is talk to him about this, as soon as possible. Money matters is a very delicate topic, so I suggest you try not to point out directly on things you spend for him. Just open a discussion on how your money and his money should be saved and spent. I am in a 9 year relationship with my current and only girlfriend, and trust me when I say that you should talk this matter in a cautious way. Good luck!
• Canada
19 Jun 11
Yea that's a more positive spin on it. Instead of telling him I have no money or can't give him money anymore, we could just talk about saving. It clearly isn't being done very well, I don't have anything saved at the moment. He does, but it's an account he can't take money out of.
@GemmaR (8517)
19 Jun 11
The thing about being in a relationship is that everything should level out eventually. Leaving your car without gas is unfair on you, and you ask him to chip in for the gas every now and again if he wishes to use your car in the future. It isn't unfair, as I believe that such costs should be shared anyway. The only things that you should spend your own money on is things like clothes or accessories, that the other would not benefit from. Otherwise it isn't fair and you should be sharing the costs. He might not even realise that he's being unreasonable, and a quiet word could do the world of good.
• Canada
19 Jun 11
I think the whole problem with gas is that I feel its disrespectful to leave it completely empty. Then I can't go anywhere when I need to. It's unreasonable but I feel bad if I don't help him out.
@de_toya (2429)
• Indonesia
19 Jun 11
I think this is normal situation for the couple. As long as you and your boyfriend understand each other. When you have no job, he payed everything and now you have a job you pay everything because he no job. I and my wife always share our financial. She has just get her job. So far, I payed all of our expense such us: food, gas, school fees, electric, phone bill etc. Since my wife got a job, I have never spent my money for food.
• Canada
19 Jun 11
True, I just worry what if I lost my job? It's not the highest paying job in the world. I'm working many hours a week at a department store while going to school. I'm only making minimum wage and they won't give anyone a raise there. Very disapointing.
@beingwell (3625)
• Thailand
19 Jun 11
My money is my money. And his money is my money, as well. This is my motto and this should be yours too, FF. We are already married, though. When we were still BF/GF, we had separate everything. But, whenever we had dates, we never split the bill. He always pays. That's how it works.
• Canada
19 Jun 11
That's awesome! I used to be like that too.. He thought I was so spoiled, but hey we're girls.. Everything was mine because he was mine. I don't think we've ever split a bill either. I don't think it looks as good as him paying. Whenever I pay I give him the money to pay, haha.
• China
19 Jun 11
Personally, i think it will be better not to share all the money before you get married, love does not means that you could share everything, and even it might will make you into the dispute some day...
• Canada
19 Jun 11
In some situations yes you shouldn't share money until you're married. I think our relationship is a bit different than that as it's like we're already married.
• Philippines
19 Jun 11
well!for my personal point of view, you were not yet married, so still boyfriend and girlfriend, i guess for financial issues it was really a big deal, for me you should separate your money and with his money, when times you would get married that's the time that your money would his money, and his money would be your's.Don't think that you'll be too generous on him, because when you don't have a job, he was there to provide everything to you, so it's just only vice versa, now you had a job it's your time... Actually it was usually happened the misunderstanding about financially issues specially when in married couples, you should talked about it, so that you would not think negative things about financial issues...
• Canada
19 Jun 11
It depends on the relationship because all boyfriend/girlfriend relationships can be different. Ours is serious so I don't want to leave him with nothing since he's helped me out so many times. We're probably even as far as expenses.
• United States
19 Jun 11
i think when it comes to bills keep it 50/50. PLEASE let him know that. If you think he's abusing then tell him. If your going to eventually married to him, the line of communication has to be open, ESPECIALLY when it comes to finances. There needs to some sharing, but some boundaries as well. Define them and talk to him about it. Listen if he brings up the past, make a plan what you want set forth in the future. good luck :)
• Canada
19 Jun 11
The problem I have with 50/50 is that in a relationship or marriage someone ALWAYS earns more than the other. Maybe one person will be really struggling to pay their 50/50 while the other person might have way too much money for their own spending. It's just not fair that way either.
@lala501 (1532)
• United States
19 Jun 11
I don't think the sharing money thing really applies when your just dating but when you're married there should definitly be sharing going on.I am not saying that you shouldn't share money when your dating but not so much as one person is always paying for the out to eat dates or the car problems.Maybe equally shared or don't go out to eat at all.A lender nor a borrower be.i think that's the saying?lol
• Canada
19 Jun 11
I try to keep that in mind. Giving is better than receiving right? Or it's supposed to be. Hopefully it will pay off one day, I'm usually not so giving.. So it has helped me overcome that atleast.
@dream_ozn (1754)
• Singapore
19 Jun 11
I think it really depends on how you feel. If you feel that he is serious about you, then it's fine to share your money with him. However, I would like to advise you on something. That is being woman, we should always keep our fair share of money for rainy days. And this should be known only to ourselves. We as women, should learn how to protect ourselves and this is one way of doing so. I am with my boyfriend for 5 years now and we share our finances. We have a joint account where we put all our savings there. He earns more than me and so he contributes much more and we share all decision to purchase things. Plus, he's fine with it. Previously when you did not have a job, you boyfriend has been paying for your expenses and he did not calculate with you. Perhaps you really thinks that you are the right one for him? If this really bothers you, i think you should have a talk to him and let him understand how you feel and what are his thoughts on it.
• Canada
19 Jun 11
Good point. Yesterday was one of those rainy days and I had no money left to do anything or buy anything. I had an idea like that to have a joint account where we both contribute 10% of what we make. Then we can just use that account when we go out and we will know we both contributed the same amount of what we earn.
@marcmm (1804)
• Malaysia
19 Jun 11
I think I'm in a very good situation to post a comment here. Usually when we get married it is yes. We share everything. if we don't want to share, better don't get married. I'm a bit amused when some wife or husbands said theirs money are theirs to spend because I taught everything are shared when we get married. If we only in a boyfriend and girlfriend relationship, it is a bit of give and take. Like you said, he used to pay for everything when you had no job and now he yet to have a job and you pay for everything. Is it a bit of give and take? Okay here are my story. When I first met my wife, we were both working. But she earn a lot more than I am and I just persue my study while working. Of course I'm always short of money due to my school fees and I cannot go overtime because I don't have time. At our first met, I pay for everything. Then suddenly things slowly change. We share our expensenses and she even pay for my car fuel. Then most of the times, since I'm always short of money, she pays our expenses. But soon after we get married and I finish my studies, we share what we can. I contribute the most first. I will pay for most of the things until I used up my salaries, then she chipped in. Then I change my job, which I had a bigger salaries, and I pay for everything. Her money are hers to keep. And then she quit her job and I'm the sole bread winner and everything is on me. So it is a bit tricky when it comes to financial. All you need is tolerence. Guys will never take advantage of woman they love but the situation make them helpless sometimes. I believe when he had a job and you get married, things will change.
• Canada
19 Jun 11
Your situation sounds the exact same as ours, it worked out well in the end though so that's good. I believe when you're married you should share. Or why would you be married? When you get married you unite TOGETHER as a family, not 2 separate families. Your money would be going towards the same family, so why not share.
@tiina05 (2317)
• Philippines
19 Jun 11
hello, Well, so he didn't share at all. Yes, maybe at first he do shares with some expense but why now? what happened? is it because you are stable to your income but that is too unfair to pay everything without him sharing? I don't like that. I mean I can share if he share. Do you get my point? Well, in your situation you must tell it to him and ask him. because something really wrong here.
• Canada
19 Jun 11
The reason he stopped paying was because he is in a bad debt. He just finished school and he has to pay off his credit card plus student loans. His work is only giving him 1 shift a week now, but he's starting a new job soon. And to top it off he got a letter from the housing his parents is living in saying that he has to pay rent because he's finished school! (even thoough his parents already pay rent, they want rent from him too)
• United States
19 Jun 11
I don't believe in money sharing. You have to keep finances apart. This is just something that too many people are too easily tempted to fight over. It can also cause issues that may not result in direct fighting but rather some feelings of resentment. This is something that you do not particularly want to run into. I hope that things start to get back to normal for the two of you. Good luck.
• Canada
19 Jun 11
Yes money can definitely cause some issues and arguments.. I don't know what I would do if we never ended up getting married. I would be disapointed in how blind I was in the relationship to give him everything. Luckily it hasn't caused any serious arguments yet.
• Netherlands
18 Jun 11
Even when married it is not weird to keep your own bankaccount. I wouldnt want to be begging for a new coat, and I would not want him to ask me for something he likes either. He paid for you in the beginning, now you pay for him, no questions asked and if you cant go without the money he is costing dont spend it on him, tell him no if he wants to borrow your car. In a steady relationship you should be able to talk about this stuff, so tell him he has to put some gas in your car if he can spare it. And if he cannot spare it, just lend him your bicycle... you are not too generous, wouldnt he do the same for you?
• Canada
19 Jun 11
Haha, I wish he could just use a bicycle! His work is about an hour drive away, and for school he has to lug around all his textbooks, binders, and his laptop is very heavy. The reason I've been letting him take the car is that I don't usually use it during the day, and there's only 2 hour parking on our street on weekdays, so unless I want a ticket, somebody has to take the car. I just wish he could put some gas in it.