My son is recently engaged to a girl he knew in highschool

@GardenGerty (169590)
United States
August 22, 2012 4:16pm CST
She was looking to move back here, she lives an hour away, and was looking at apartments. Instead, she got an opportunity to buy a bank owned home, a foreclosure, I guess. The people were supposed to be out by the end of July. The loan was supposed to close on Monday. Well the grant papers were sent in late, so the closing did not take place. The people in it are dawdling about getting out. The utilities were shut off yesterday. They wanted T_______, to put it in her name and turn it back on for them to use. Well she put it in her name, but said not to turn it on until she gets possession.She hopes it will make them hurry up and move out. She will pay $16 per day rent from the time she takes possession to the time the loan closes. My son always has Friday off and is taking tomorrow off as well, hoping to get to move a lot of stuff this weekend. I am really pleased and excited about this. Have you had any experience like this?
8 people like this
26 responses
@AmbiePam (121278)
• United States
22 Aug 12
Yay, a wedding!
3 people like this
@GardenGerty (169590)
• United States
22 Aug 12
It will be in about a year, just a little more. She is excited, her mom is a pastor and has agreed to do the ceremony. I am excited because I have known her a long time and have come to really appreciate her and her talents and loving disposition.
3 people like this
@Tina30219 (82978)
• Onaway, Michigan
22 Aug 12
Awesome I love weddings congrats to your son.
2 people like this
@ANTIQUELADY (36440)
• United States
22 Aug 12
Hope they will be very happy together.
3 people like this
@ANTIQUELADY (36440)
• United States
22 Aug 12
I sure hope they get out of her way soon. I know she is anxious to get moved in & settled down.She was smart to not put the utilities in her name till she got possession. They could have reaaly taken advantage of her & from the way they sound they would have.I can't believe they had the nerve to even ask that of her. PEOPLE, PEOPLE.
2 people like this
@GardenGerty (169590)
• United States
22 Aug 12
Oh, they are in her name, but not turned on at all. Because she had a good payment record where she lived before she did not have to put a deposit down for them.It does sound as if they are clueless and users, somewhat, though.
2 people like this
@GardenGerty (169590)
• United States
26 Aug 12
She has control of the house now, and the locks are changed as well.
1 person likes this
@ANTIQUELADY (36440)
• United States
22 Aug 12
i UNDERSTOOD THAT JUST COULDN'T BELIEVE THEY HAD THE nerve to ask her to do that.
1 person likes this
@katsmeow1213 (28716)
• United States
22 Aug 12
I hope it all works out for her and that the current inhabitants get their butts out quickly! Since the house was foreclosed, doesn't she have some sort of legal action she can take to get them out.. or would she have to wait until she officially owned it?
2 people like this
@GardenGerty (169590)
• United States
22 Aug 12
Once the loan has actually closed they will have to be out. I think they are just disorganized, and it may be the couple is splitting as well. I am very proud of her and how well she is doing. I think we all want them to hurry, as she has already got her kids in school here and drives from her parent's house about forty miles away to get them there, and then waits around at my house or does errands in town until school lets out.
1 person likes this
@Canellita (12029)
• United States
23 Aug 12
Wow, this is quite a situation for her! She was smart to put the utilities in her name, but it may not necessarily make the tenants move as quickly as you would think. $16 per day is amazing; can't get a hotel for that!
1 person likes this
@GardenGerty (169590)
• United States
26 Aug 12
The previous people are out, but left it a mess. Some extra stuff that needs hauled away. Since T and my son will take care of the cleaning and hauling away, they do not even have to pay the $16 per day.
@Canellita (12029)
• United States
26 Aug 12
Well, it's great she doesn't have to pay the rent, but unfortunate about the mess. It will actually cost most in time and money to clean the place.
• China
23 Aug 12
Good news!There is nothing like marry and embark on a career in young people's life.They will be a well-matched husband and wife.I guess the bank owned home is much cheaper than the regular commercial housing.
1 person likes this
@GardenGerty (169590)
• United States
26 Aug 12
I did not explain well. The mortgage is for $43,000, but it is worth about $63,000. Houses are rather on the expensive side in my town as compared to some others, because we have lots of industry, two colleges, and good schools for the young children as well. I could not tell you the whole floor space in square footage, but there are three bedrooms, a living room, kitchen, dining room, laundry room, "day room" or spare room, and there is a full bathroom and a half bath that has only a toilet and sink in it.
@GardenGerty (169590)
• United States
23 Aug 12
The people who were buying this home were unable to finish paying it off. A bank owned home usually sells for the balance left on the loan, or a much lesser payment. The value of this house is about $20,000 more than they will pay for it.
• China
25 Aug 12
The value of the house is only $ 20,000,then what is its floor space? Sounds the house price isn't that high there.
1 person likes this
• United States
22 Aug 12
Never had anything like that happen. Sounds like the other people wanted your future DIL to pay for their electricity. Good for her for doing what she did.
2 people like this
@GardenGerty (169590)
• United States
22 Aug 12
She is smart enough not to do that, and she has a lot of good supportive people helping her out as well. This move is almost as good as your wonderful move, maybe even better.
1 person likes this
@MsTickle (25180)
• Australia
29 Aug 12
The part I can relate to is the dawdling tenants. When I moved in here, my friend organised a friend of his to come and collect all my furniture and belongings in his truck. Everything went well till we arrived here to unload, all of us very tired and hungry. It was a 5 hour trip and the loading had taken about 3 hours, they had also driven over to where I used to live that morning. We get to my new home, there are no tenants and nothing has been moved. We begin to unload boxes but there's not much we can do. We find out that the tenants were 3 states away, hiring a truck and they had broken down and were not expected for several days. There is no phone call from these people to explain. The friends with the truck, got a lift home (an hour away) and left the truck in my front yard. I had to find a bed for the night. Next day, the brother of the tenant comes and moves all their stuff to the lounge room and the front patio and I can move my stuff in. That night, I slept on my lounge, in my living room, surrounded by boxes. I was in my new home. It was a bit of a nightmare at the time and all sorts of other things could have gone wrong but luckily, that was the end of them.
1 person likes this
@GardenGerty (169590)
• United States
29 Aug 12
This dawdling tenant is out. Her mess is all either cleaned up or moved into a spare closet to sort out. She says she still has stuff in the yard, closing has not taken place yet, but once the house is closed on she can just stay away and forfeit anything she thinks she has left. T---- the fiancee has been cleaning up a storm, and most of her stuff is in, my son and her male relatives will move her appliances in tonight. Son has about thirty boxes of her stuff in his room and that will go over tomorrow. They have their beds set up and are sleeping in their new home. The little girls only walk a block and a half to their school.
@dragon54u (31633)
• United States
23 Aug 12
Congratulations to your son! One bright spot in this lousy economy is that people can get houses that they can afford and I'm glad his fiance was able to take advantage of that. I certainly hope that house is filled with joy.
1 person likes this
@GardenGerty (169590)
• United States
23 Aug 12
I anticipate that it will be. She makes him smile and she celebrates everything in life.
@bunnybon7 (50970)
• Holiday, Florida
24 Aug 12
this is great. congrats. although it is sad that the people lost their house. but that is what the economy is doing to us. its a good thing these young people ,your son and the girl have God on their side. i saw where you said her parent is a pastor. that should help assure their future. cool.
1 person likes this
@GardenGerty (169590)
• United States
26 Aug 12
I have known these people "at a distance" for a long time. There is a ton of stuff I could tell, but that would be gossipy. Let us just say that they make bad choices, and I believe that the couple split up and the woman was left to clean out the house all alone. Yes, her mother is a pastor. That is not always a promise of God's favor, but what is more important to me is that T is a very joyful Christian young lady. I have relatives that are in the ministry as well, but in the past my son has made some bad choices. Things are much better now.
• India
23 Aug 12
Hello my friend GardenGerty Ji, Well, at times it happens as nature is interested to unite them. Congretulations in advance. May God bless You and have a great time
1 person likes this
@GardenGerty (169590)
• United States
23 Aug 12
Thanks for your well wishes. If well wishes can build happiness they will have it from all the good thoughts from around the world.
1 person likes this
• India
24 Aug 12
Hello my friend GardenGerty Ji, Well, you seem to be lucky father that your Sons's wedding conversation is being discussed at International level and will have blessings in disguise from all of us. May God bless You and have a great time
1 person likes this
@andy77e (5156)
• United States
25 Aug 12
This is horrible. Your daughter-in-law is setting herself up for a nightmare. I would STRONGLY encourage you to talk to her, and your son, about what a bad idea this is. Unfortunately, she may have already doomed herself a bit. Look... The people in this house are intentionally stringing this out. They have no intention of leaving until they are forced to. There's a reason people pay less for foreclosures. It's because dealing with them is a pain the butt. Look at it from the perspective of the person in the house. They are paying ZERO right now. No rent, no mortgage payment, nothing. They have NO REASON to move until they are forced to move by law. 10 years ago, I looked into buying a foreclosure. The guy in the house acted like he was all for it, all into it, and was outgoing friendly the whole nine yards. Well we signed everything, setup the whole deal, and sent him the paperwork. Over the next 5 months, he signed one document after another. Sending one or two in each month. But when it came down to the last document to release the house for sale, he simply didn't sign it, didn't send it in. Eventually the bank called us up and said they were through with this, and they were just going to go ahead with the foreclosure, and we need to move on. He did exactly what he wanted. He kept the bank from kicking him out of the house for another year. He wasn't paying rent, or a mortgage payment. Free home for a year. This is EXACTLY what these people are doing to your sons future wife. They have no intention of moving until they are absolutely forced out. Why do you think they wanted her to put the utilities in her name for them? People who are leaving don't care about the utilities.... they are leaving! They want the utilities on because they are not going anywhere. IMPORTANT Nearly every city, and I know every state, has squatting laws. One of the more common laws is, you can't cut off the power to a squatter. If some guy climbs into a window in your garage, and sets up a sleeping bag, and a chair and an electric heater, he can say he's a squatter, and you can't kick him out. Nor can you cut power to the garage so that he doesn't have heat. You have to go through the legal eviction process to force that person out of your garage. Your son's future wife, can't even do that, because she does not yet legally own the property to force them out. This is bad... very very bad. They can in theory go to court and force the power turned on through the squatter laws. Since her name is on the utilities, she'll be paying the bill. This is a mess. You are heading for a nightmare. Have your daughter-in-law call up the utilities and ask to have her name removed because she doesn't yet own the property. NEVER put your name on ANYTHING, that you are not in complete 100% control of... EVER! She is setting herself up for a nightmare. Lastly, most of the marriage counseling I've read, or heard suggests that you do not buy a house with someone, until after at least, no less, than 1 full year of marriage. Tell your son and daughter to go rent someplace for a year. Don't buy nothing. Wait and do this right. Don't rush into a situation when you are still learning how to be husband and wife. That's hard enough without this drama. I am very worried for you and her on this. If the utilities refuse to take her name off, and the squatters force the power back on through the squatter laws, she could end up paying for their electricity for the next year, until the foreclosure forces them out. From this day fourth, I don't care if you are buying a freakin outhouse, or tool shed, you do not sign ANYTHING until the people, or person in it, is gone. NOTHING. Hope I wasn't unclear. I do hope this doesn't end up a nightmare for you.
1 person likes this
@GardenGerty (169590)
• United States
26 Aug 12
Hi, Andy, thanks so much for your concern.The lady is gone. The realtor and the bank got her out. She has another mailing address in another town and also is planning on living with her daughter. The utility company themselves had already shut off her utilities, T_____ had nothing to do with it. The grant money got delayed in snail mail, closing will be this next week, but you are right, the people who offered on this house before got tired of it and withdrew their offer. T______ has been allowed to have the locks changed and is cleaning in the house and has early possession, house is insured. Because of the huge amount of cleaning involved, T does not have to pay rent. The house is solely in her name.The previous owner has signed everything necessary at this point. There are some reasons that they will not get married for a year, that I cannot share as it is someone else's life. She would want a house regardless and would need a place to stay and this represents a big success in her life. Her dad knows structure and felt the house was sound, her brother in law is in real estate. Her house payment is less than an apartment would be and the location is great for the schools for her kids. They are in counseling right now, and will probably do more closer to when they get married. I find your post really educational, though and it is very informative.
@bostonphil (4459)
• United States
23 Aug 12
If I remember correctly, you also have a new grand baby. So you have many blessings in your life. I know how excited your son and his fiancee must be but they are also having to deal with hassles in having present tenants vacate. They are probably on pins and needles. I feel bad for the people who have lost their home. it must be very hard on them but I hope that they will be able to leave soon and let the young couple move in to begin life as a couple. Many years ago, I rented a flat. The leasing agent told me that the couple living there was going to vacate early and did not mind my moving in on such and such a date. I went over to my new place with a car full of stuff to find that what the agent had told me was not correct. The young couple was there and I would have been allowed to bring my things in early as long as I gave them money to leave my items in the flat. I could not do that. It got real unpleasant. I was forced to leave all my things in the hallways outside of the flat until they moved out. Luckily, nothing got taken.
1 person likes this
@GardenGerty (169590)
• United States
23 Aug 12
All of her things are in a safe place still. Not in the house or on the property. Her agent is acting as go between. The biggest inconvenience is to get the kids to school and picked up.
@GardenGerty (169590)
• United States
26 Aug 12
Yes, you are right, my daughter in Minnesota has a new baby as of June 7. My son has no children. T______ has a couple. They may or may not have one together we will see.
@deazil (4730)
• United States
23 Aug 12
Congratulations on your son's engagement! It sounds like a perfect match. How lucky for them that she found him again. As for that house - how can those people keep living there without utilities? I hope they hurry up and get out. If he hasn't thought of it already, when they finally get to look it over he should bring a camera in case he needs pictures. It's a shame, but I've heard so many stories of people losing their houses to the bank so they take out their frustration on the house and damage it as much as they can before leaving. One of the foreclosed houses in my town had a lot of the windows broken in it and squirrels had taken up residence. Well, I wish them both much luck and happiness. And I know your thrilled about it. Happy to hear about your happiness!
1 person likes this
@GardenGerty (169590)
• United States
23 Aug 12
They will get the keys tonight. I have had this discussion with my son about taking pictures and inspecting before signing papers.
@djalex14 (195)
• Canada
23 Aug 12
Nice a wedding.It is a good thing.The wedding put together two lovely people and their love to have a happy life forever.
1 person likes this
@GardenGerty (169590)
• United States
23 Aug 12
I am excited and looking forward to them getting married.
@Jshean20 (14347)
• Canada
23 Aug 12
I've never had such an experience, I hope that your future daughter in law has positive experiences from here on out. The fact that your son is marrying someone he knew from highschool is very special, both of my sisters married their high school sweethearts.
1 person likes this
@winterose (39887)
• Canada
23 Aug 12
gosh they may never want to move now that she is paying the electricity. I hope she doesn't get conned.
1 person likes this
@GardenGerty (169590)
• United States
23 Aug 12
No, she had the bill put in her name, but the power and all utilities are off until she gets actual physical possession of the house. They are without power at the house now and we are all hoping that it makes them hurry up and leave.
@drannhh (15219)
• United States
23 Aug 12
Congratulations to your family that your son has had this happy coincidence.
1 person likes this
@GardenGerty (169590)
• United States
23 Aug 12
Thanks, drannhh. For a while he had so many things going wrong. I was happy for him finding this girl again (she actually found him) and getting a house is a really good bonus.
@laydee (12798)
• Philippines
23 Aug 12
Hmmm.. The title is quite different from the topic, but I am guessing that they're moving together and that is her home that you were talking about. As for experiences as to knowing someone getting engaged? or Experiences on having to kick someone out? hehehe.. As for experiencing someone getting engaged, I am happy to say that my friend just got engaged! It was so sweet, I guess I am always a sucker for romance and though it wasn't as romantic as in the movies, I just couldn't help but make my heart melt each time I imagine the face of the guy talking to her father about asking her hand! hehehe.. It's just really cute! As for kicking someone out, I don't have any experience of such and I am hoping that i would never get the chance to be in that drama. hehe.. Have a great MyLot experience ahead!
1 person likes this
@GardenGerty (169590)
• United States
23 Aug 12
Congratulations to your friend. I guess I did cover two topics. I am excited that my son is marrying this really nice girl. He will not move in with her until they get married next year, but they can see each other more often now that she will live in town. This other couple is making it hard for her to get settled right now, so she is living with her parents for a few days.
@celticeagle (190074)
• Boise, Idaho
23 Aug 12
We had a gal living in one of the apartments here afew years ago that just would not move. She was an addict and had been evicted. That easy. She just wouldn't leave. I remember hearing that she had been evicted and I recall seeing her hanging around there for weeks. It was sad. Hope this all goes well for your son.
@GardenGerty (169590)
• United States
23 Aug 12
I am hoping this is not the case. I do not know much about the man, the last I knew the woman had a job. I think there may be a split going on here and that is part of the problem.
@Shellyann36 (11383)
• United States
23 Aug 12
Congrats to them both! I have read about these types of things happening to people online often. It sounds as if the people living in the house are trying to scam as much free time as possible. I do hope that they get out quickly so that your future DIL can get moved in.
@GardenGerty (169590)
• United States
23 Aug 12
I am hoping to have good news to post today. I have not even gotten to see inside the house. . . the outside is rough, but my son says the interior is really good. As someone else suggested, they are going to look for damage before they move in since this is taking so long.