Your opinion - my life...

@vandana7 (99058)
India
January 4, 2013 10:29am CST
Ok..here is this well meaning lady in my life. She truly means well for me. But she is given to age old ideas of family being family even if wrongs are done, and that wrongs need to be overlooked for the sake of "family". And that I should not have got a will registered in my name, a written one would have sufficed, and that I am better off liquidating my assets and keeping it all in the bank. Now, she does not understand one bit of life or finances. Ok? Some people are simply too naive. She is just trying to be a good "family" friend, and attempting a reconciliation of some sorts. She is old fashioned. Now, those who know me, know that I fear physical and mental abuse from my relatives. And that they are money minded folks. And that liquidating assets will only attract the taxman, not to mention dacoits and gangsters...and kidnappers and theives...apart form my physically abusive relatives, of course. So, this must have been about 10th time she has touched those two topics since last January. In fact, everytime I call her up or she calls me up, this topic surfaces out of nowhere. I have tried to explain things to her saying that as long as the asset is not liquidated, I am safe. She says I am imagining. Now...she cant really know much about my life. She is about 70 years of age. And I have on previous occasions told her that I dont want the topic discussed. But she always likes to bring it up, may be due to age factor she has ceased to remember my reasoning and explanations. Nevertheless, it is getting on my nerves now. I am afraid I will snap sooner or later, and honestly, I dont want to be rude. She has been nice to me, make that very nice. So...how would you tackle something like this...
6 people like this
12 responses
@sid556 (30960)
• United States
4 Jan 13
Hi my little brownie friend!! To be honest, your financial situation and issues with your family are not a bit of her businness. I do understand why you would not hurt her feelings. It does sound as if she really cares about you and wants the best for you. She probably has a not had to deal with the family troubles that you have and so doesn;t understand. The next time it is brought up, I'd tell her not to worry and that you've sought the help of a professional adviser. Maybe even go so far as to say that you will also consider her advice.
1 person likes this
@sid556 (30960)
• United States
6 Jan 13
Her husband is your adviser? Oh geez...she knows all of your business then. Unless you find another adviser then I think you will just have to grin and bear this doting and well-meaning but annoying lady. Happy New Year to you too!!!
@vandana7 (99058)
• India
5 Jan 13
Hey blondie...I wished you Happy New Year elsewhere...but I wish you here too..:) Yes...she cares..and finding somebody who cares for you - without expecting anything in return ...is tough. And the professional advise I have taken is from her husband..lol
@vandana7 (99058)
• India
6 Jan 13
Actually, she does not understand. Out here, that generation of women were not that smart in managing finances, at least most of them. And her husband is the typical person..who protects his wife from such headaches.
• United States
4 Jan 13
It is possible that she is in the early stages of dementia, or it may simply be that she really is stuck in her ways. You can simply change topics when she brings things that make you unhappy. It may take several tries during the conversation to get her off that track and keep her off it, though. You also have the option of decreasing the number of phone calls you make to her. Talk to her when she calls, but do not be quick about calling her. Another option--and, perhaps, the best--is to cut her out of your life. Since you describe her as a "family" friend, that may mean that her loyalty lies more with your relatives than with you.
1 person likes this
• United States
4 Jan 13
Then, it seems that your only real choice is to keep gently changing the subject whenever such matters are brought up. Ultimately, you are the one exercising control over your finances, so her words are merely that even if they irritate as much as sandpaper against the skin.
@vandana7 (99058)
• India
4 Jan 13
To be fair, she and her family knew my relatives much before they came to know me. And in some way, out here, reconciliation is not for love, it is for the way money is inherited or willed. So she is ..as you put it...set in her ways ...programmed to think that if there is an unmarried girl, she has no rights to will the monies to any old age home or orphanage, but the monies should revert to relatives, notwithstanding the past. Its hard to change these archaic concepts. But when it came to me, she has sent me pickles, fruits, and eatables, which is something that my relatives never did. She helped me buy a few good sarees, when she was buying some for her kids. The heart is grateful for those seemingly small mercies which have often brought out tears from my eyes. She continues to send fruits to me, and yes, I cry coz I feel this person who is not related to me, for whom I have not done much, nor has my father, can think of me, while my ungrateful relatives forget me - everytime when they could have helped.
1 person likes this
@dawnald (85135)
• Shingle Springs, California
4 Jan 13
Thank her for her opinion and change the subject.
1 person likes this
@dawnald (85135)
• Shingle Springs, California
4 Jan 13
Happy New year!
@vandana7 (99058)
• India
4 Jan 13
This one seems good...really good...why I never thought of it..at times I get worked up... she is sickly lady. So I cant really be rude to her..and in the heart of heart it hurts..boiling inside kind of thing. Happy New Year Dawny..
2 people like this
@thesids (22180)
• Bhubaneswar, India
5 Jan 13
Dear Vandana This is always a dicey situation - but I am quite opposite of you. I do always weigh things differently and these days, I do not go beyond the limits of tolerance. First, I would consider how important this person is in my life. Going by the fact that she has been real nice to me - I will put it in pleasing honeyed terms a few times and if this still persists, maybe I would hang up the next few times this topic surfaces. But, then, I know you a little better and going by that, I think I cannot be that rude. So the better way is to talk it out and tell her for once with a little sternness that I will be doing it this way (or rather my way) and hope that the next time the topic never surfaces. If it still does, I have to find some ways to change the topic altogether.
1 person likes this
@vandana7 (99058)
• India
5 Jan 13
Happy New year. :) Ah...:) But I did explain to her about those taxmen, thieves, and physically abusive relatives. Then, I also explained to her about inflation and that in 20 year's time, I may need about 10 times what I need from now - at least, the way inflation is going. So I cant afford a stagnant income like the one banks give. I also explained to her that rental incomes increase and cover up for inflation. And I also explained to her that I do not have a pension or provident fund. So this is the only source of income for me. And that without a registeration of will, relatives would just have to step in and beat me up and tear up the will. But a registered will ensures that they cant do that. Moreover, they cant even force me to write a will that will entitle them to some properties once dad specifically refuses them the rights on his self acquired properties. This sort of will would become a link document, and once a link document is formed I become safer. And that to get my signatures on any real estate conveyance documents I have to appear before the registrar and a few witnesses. To sign a check I dont need a witness. So real estate property cant be taken away from me, while I will be a sitting duck if the money is in the bank. God knows I am not that rich. However, it is my future security that is in question, and I am not getting any younger. Ladies who have never managed their funds and never been through what I have been through, including being teased for not being married, and not having kids, are not likely to understand how it hurts. And I have explained this several times...nowadays I have started avoiding her...coz I fear me. She is basically nice, and has no ill intentions towards me. It is just not registering in her mind that my relatives have been bad towards me. Her husband on the other hand has accepted it and is not objecting to it since he has seen all the documents and understood their content.
@rambansal (574)
• India
4 Jan 13
I too face such problems from my friends and relatives who poke their nose in my family affairs. My response to them is always tough 'since you don't know anything about my family matters, it is not your concern to advise me on that'. Some understand and don't repeat but many don't understand, and keep on harping. With latter persons, I go more tough. Uninvited suggestions are a tradition in traditional people of India, which is more intense in rural areas and close family circles. We need to live with it but with toughness.
1 person likes this
@vandana7 (99058)
• India
5 Jan 13
Rambansalji, there is always some difference between how men and women are looked upon when they react in firm way. If a man is firm about it, it is actually appreciated. If a woman is firm about it, she is looked at somebody who is ..you know...not very amicable...person. Then there are grapevines and magnifications of episodes. It is very difficult to shrug off the resultant image, at least in India. We are lucky...we live in the age of Internet. We can chat and write mails and communicate and express ourselves without becoming outcasts. Still, I wouldnt hurt the lady. May be she says so because of her concern for me. She possibly feels who will be there for me. For better or worse, it is only relatives. If they wont get anything they too wont look after me.
@fannekhan (783)
• India
5 Jan 13
You have shown that you are intelligent by making decisive moves to safeguard your self from goons and thugs. But you also show you are a sucker for emotional maneuvering and exploitation. Remember you are at your peak and the well wisher is almost senile. Why can't you be firm with her? I am glad you have taken the right decisions but emotionally you are still attached to your past and are refusing to let go. Move on friend and what are you doing by spending time with 70 year olds? are you not supposed to mingle with the younger set which is buzzing with hopes, aspirations and achievements?
@vandana7 (99058)
• India
5 Jan 13
Bro..Happy New Year. :) Actually I took the help of her husband to get dad to see my plight. Dad does not listen you know...as you mentioned "senile"..lol But he has always been "senile"..lol Anyway...this lady is very kind. Whenever there are mangoes in her home, I get one. Guavas, and even coconuts. Sometimes pickles...and you know how much I love pickles..and in Zambia, she was the one who told my aunt that there were some nice China Silk sarees that had come into market and that they should buy a couple for me. In contrast, my relatives NEVER DID ANYTHING SO SWEET. Now she is old yes. And given to old fashioned thinking may be, or may be senile. May be my reasoning with her does not register in her brain as is very common at this stage of most people's life. I cant possibly ignore her bro. Somebody who is nice to you, and is nice without any ulterior motive is so so rare to find!!! Just caught up with old fashioned ideas I guess. The movies with happy endings. :) Its just a bit complicated because I am not sure how long my patience will last. I have had enough with relatives and some "family" friends.
@BarBaraPrz (45632)
• St. Catharines, Ontario
4 Jan 13
I would just remind her that you don't want to discuss it, and if she persists, then you will hang up on her. And do. Hang up, that is.
@vandana7 (99058)
• India
4 Jan 13
I wish it was just over the telephone..:) It includes personal visits. I am now afraid of visiting her, and I cant possibly give others the reason why I dont want to visit her. :) She is not keeping very well. Hanging up would be rude..but tell me, why is it that people dont like to take no for a no? Is it so difficult when it does not concern us?
1 person likes this
@BarBaraPrz (45632)
• St. Catharines, Ontario
4 Jan 13
I wish I knew how to make people accept No for No. I have a couple friends who don't seem to understand the meaning of the word.
@artemeis (4194)
• China
5 Jan 13
You have to admit that memory is not serving her well especially at this age of hers and I do not think you need to be mindful about what she says. You can always change the subject and keep the conversation on another channel. If it gets on your nerve, then just excuse yourself, stand up and walk away for a brief moment to catch your breath. I am sure she is genuinely concern for you and though she's seemingly overdoing it, I don't think she's 'abusive'. After all, you can always decide for yourself. You need to remain level headed and approach the matter on a hearsay basis.
@vandana7 (99058)
• India
5 Jan 13
I agree...she is not "abusive", and her memory is indeed not serving her very well. I am just trying to find ways and means to avoid some unpleasantness. Changing the topic is one way...and I liked your suggestion as well..excusing myself for a brief moment and walking away...indeed those would really help. She is an angel otherwise.
@allknowing (130269)
• India
5 Jan 13
Is this 'friend' indispensable to you? Have you not trained yourself to manage your life independently? If the answer is 'yes' to the first question and 'no' to the second one, then please go on bended knees and do as she tells you!
@vandana7 (99058)
• India
5 Jan 13
Aw sweetie..:) I wish life was as cut and dry as you suggest. I actually took help from her husband to make my father see sense and write will to protect me from my unscrupulous relatives..lol I showed the relevant documents to her husband and not to her. I doubt if she would have understood the contents anyway. She is the conventional Indian lady whose husband manages every bit of her finances. However, I did explain to her that registering any real estate property involves going to registrar's office in person and affixing my thumb impression there, and the registrar asks in front of a few others whether the document is executed with my free will and I am not being coerced. Unlike this, check does not have such safeguards. I also explained to her that since I dont have any pension or PF, the rental income is my way of managing inflation. I am not very rich. But I am content. However, if I have to fight tooth and nail for my survival at this late stage of my life, it will be a sad ending after 25 years of struggle to earn and establish me. I wish she would think from my perspective also...
@allknowing (130269)
• India
6 Jan 13
Ice cream? Did someone say ice cream. Count me in specially since I don't have to pay! You first involved her husband and not her? How could you do that vandana. You will have to pay a heavy price for that. And you did not take her permission before doing that, I bet! Jokes apart you can easily handle her by just saying that you will think about it and change the subject tactfully each time she approaches. Tire her vandana and she will on her own move away from the subject. I agree with Micmac!
@allknowing (130269)
• India
6 Jan 13
@Micmac - There you are!!! I never thought of that!
@WakeUpKitty (8694)
• Netherlands
4 Jan 13
Stop explaining, by now you did found out it's useless and it only cost you energy. Since this is YOUR life do what is best for you. This is not about your family, or that lady her life but about yours. You are the only one who knows what is best for you. Make your own plan, see how you can go for your goals, build your own life step by step. This lady is not very nice to you. Someone who forces you to go for a family like that is not very nice. Let her be who she is and tell her you know her opinion by now and you are not willing to talk about it anymore. Drink a cup of tea, talk about the weather or what to cook. Simple things. If she starts about the subject again ignore it, do something else, talk about something else or leave. BTW people who are friendly are harder to reject as those who are rude. That is for sure. But if you don't do it this way, you will snap sooner or later and be rude, if you like it or not. I wish you strenght but above all your own life, choices, safety and freedom.
@vandana7 (99058)
• India
5 Jan 13
You said it...people who are friendly are very hard to reject...and it hurts when you feel they are not on your side, but you know that is because of age, and inability to remember and understand the situation rather than with an ulterior motive. It is quite a conflicting situation. You know they didnt mean it. And yet you know you are hurting.
@mariaperalta (19073)
• Mexico
4 Jan 13
thats the reason why communication is so important in any kind of relationship. In love, family or just friends. Sit down and talk these things out. Good luck to you there.
@vandana7 (99058)
• India
5 Jan 13
Trust me I talked at least 5 to 7 times...but there can be a time when I will snap, and I am afraid of that me. Lets just say, my past record has not been very good when constantly being subjected to such irritation.
@ZoeJoy (1392)
• United States
4 Jan 13
Why do you call her? And when she calls you, talk about the weather or the nice dress you just bought or your new kitty or anything other than your personal finances. When she starts talking, interrupt her and talk about your newest boyfriend or what you plan to cook for dinner or Mylot or whatever. You don't have to listen to her and certainly, you don't have to phone her. You don't have to be rude, so you can politely start sharing with her about how you want to take a vacation. :)
1 person likes this
@vandana7 (99058)
• India
4 Jan 13
Honestly, I dont call her much. But she always remembers me and sends things for me. Always tries to treat me at par with her daughters. Yes, I tried to change the topic today and spoke about my hair and all that. :) Let me continue that way. Hope she will realize that it is futile talking about issues that are over and done with.