money lending

@Kmz059 (652)
Philippines
April 24, 2013 4:08am CST
I have a friend that borrowed a money from me, she borrowed me 500 pesos last March 15. She insists me to send the money thru money remittance, so as a friend I send the money. I lend her with no doubt, and until now she didn't not yet pay me. I tried to text and send her private messages on facebook, I told her that send me the money because I need the money right away, but I didn't receive any text or call from her. I also told her that just go here at house and give the money because I can't go anywhere because I have a son that need's me. She did not go, haaay. I send her again a private message no reply from her but she posted status and she commented on some pictures but I don't know why she did not reply on my messages. 500 pesos is a big amount form me, you can't just get 500 pesos if you walk around. So what will I do?
6 people like this
37 responses
@jenny1015 (13366)
• Philippines
24 Apr 13
I am so sorry that you have a friend who only comes to you when she needs something. I think it is better not to expect from her anymore. And next time, try to be careful with people especially regarding money.
1 person likes this
@Kmz059 (652)
• Philippines
24 Apr 13
We're friends since High School, and I guess her money is not enough to pay for me because she is just newly graduated, no allowance. I understand her but the point is don't promised if you can do it. Or she can talk to me and tell the truth.
1 person likes this
@jenny1015 (13366)
• Philippines
24 Apr 13
Precisely the point. She should have told you that she might not be able to pay you on the promised date and not leave you hanging that way. You gave her the money without hesitation. The least she could do was to inform you what's keeping her from paying you now.
1 person likes this
@ajithlal (14716)
• India
26 Apr 13
I think some friends are like this they come to us only when they need us. I think we should identify the good friends from the fake friends.
@jambi462 (4576)
• United States
26 Apr 13
I too have a "friend" or I guess you could call him that, but he owes me five hundred American dollars and it's been over a year now. I remind him occasionally and he keeps claiming that he will pay me back. He claims that it is tough to come up with the money while he's in college but when he borrowed the money from me I was in college and needed the money that I had lent him. I used to always give people my trust until they violated it but I found that I can't do that anymore. I know two people that owe me four hundred and five hundred dollars. I just can't afford to work for free anymore and I won't lend people money unless I know I can trust them anymore.
1 person likes this
@popciclecold (35637)
• United States
25 Apr 13
Well, I don't know how much 500 pesos are, buy I have a friend,who came to me twice, and borrowed money from me with a promise to me back as soon as he got paid. Well a second time he came it was a little more, and he comes in the store where I work and never says anything about paying me back. Well I have come to one conclusion. I heard a preacher say fool me once shame on you, fool me twice shame on me. The bottom line is he ever want to borrow from me then shame on him, I want fall into that anymore, and I gonna tell him so. popciclecold
@yanzalong (18981)
• Indonesia
24 Apr 13
The problems is probably she is ashamed of you for not being able to pay the money back. She has the intention to pay you back but is not certain when she can do it. Because she is your friend, I don't think she will pull the wool over your eyes. It is only a matter of not being able to pay back in time. If you know where she lives, I suggest you come over or ring her up.
@ryanong (9665)
• Vietnam
25 Apr 13
No, i don't think she is ashamed at all, if she is, she should tell her that right now she has no money to pay back yet, and ask her to give more time. In here, she just ignored messages, she is very rude
@Aja103654 (5646)
• Philippines
25 Apr 13
Sorry, hon, it's your mistake for trusting such a person. Such demanding friends are not really good friends, especially when they don't keep their promises and pay their dues. Once you let someone borrow money, you should bare in mind that they may not be able to pay you. So if you think you will have problems not getting the money back, don't lend it to them. No need to feel guilty. There are a lot of people like your friend who don't pay their dues. It's a waste of time and effort to expect them to pay you back. I say, forget about the money and forget about that person. It's for your own good. You can get the 500 pesos back if you earn about 10 to 15 dollars in mylot. That usually takes about a month or so.
1 person likes this
@missjahn (4574)
• Philippines
25 Apr 13
nowadays, that is the latest trend now. there are lots of borrowers who do not know how to pay the amount of money they lend or borrowed. that five hundred pesos is big enough more if we are in need. but to say, there are these annoying people could only remember you when they want to borrow money from you and hide and never pay attention when payment time comes. like these people who borrowed money from my mother, it is not just hundreds but it is ten thousand each of these three people. they always made promises but until now, the money is not yet returned to my mother. they do not have shame. we told ourselves that if someone would borrow some amount, we will not lend them no more. we're feed up of their promises. but what is worst is that, people could borrow money from us easily if we have money but if we are in debt on them, they are much faster than a lightning to ask back the money from us. for me, i just cannot understand how a person use to manage their feelings when they have debts and they are not paying attention to pay it. myself cannot sleep whenever i borrowed money and i do not have anything to pay them. but for sure, i will find a way to return back the money i lend. it is very hard to trust these days
1 person likes this
@ajithlal (14716)
• India
26 Apr 13
I think it is always not to lend money to the friends. I think some of them might not returned back and some of them might lose friendships on the matter of money. I think it is always good to give money only if absolutely necessary.
@ryanong (9665)
• Vietnam
25 Apr 13
When you lend money, why didn't you ask her when she will pay your back? better you make phone calls to her and speak directly to her, tell her return money to you since you need money. To be honest, i don't like any person like her, it is easy to borrow but difficult to return money. In the next time, you should be careful before lending money
• India
26 Apr 13
What to say? Being a good friend you helped your friend when she needed you, but now when you need your own money back she is behaving this way. However big or small amount one lends to somebody it matters a lot. Your friend has taken your kindness for granted and seems she has no plans to return your money. It would be better not to lend money to such people in future.
@Pegasus72 (1898)
27 Apr 13
I hope that she will keep her word and even though she is late that she will pay you back. Your friendship should be something she wants to keep and not lose over money.
@champoy186 (1638)
• Philippines
25 Apr 13
I guess the reason why she keeps on ignoring your message is that she has no money to pay you back. It's quite disappointing that she didn't give any response to your messages. If that happens to me, I guess I'm going to be so mad to her. She's not trustworthy. She should have told you why she can't pay you. Just give her some time. Maybe she will pay you next month. It's too late but at least she will return your money.
• Indonesia
2 May 13
I have the friend like that…That reminds me with my friend, she borrowed money not only from me but also from all our friends. She’s being unrensposible by don’t want to work and just try to get money from her friends…Foolish me, feel pity of her when she told us that her inheritance is being used up, so I lend her money. Did she return it, no….and all our friends don’t want to lend our money ever again. Next time, be careful, since money doesn’t know friends and family…even relatives may betray you for money….
@kokomo (1867)
• Philippines
26 Apr 13
I know what you feel. I also a friend like that but they are not that bad as your friend are. They feel so sorry for me that they cannot be able to pay their debts because one of them is unemployed and she cannot be able to produce money as she is only relying on her parents. It was December when she borrowed Php 1000 from me and it is end of April already.I am still lucky that when I need money, there were still a friend who helps me when I am in need.
• Pakistan
25 Apr 13
you are sorry fotr that always remember giving borrow money to some one in the hope that if it not return you spend your life easily because majority of people seem to be selfish they donot understand the need of other
@dream_ozn (1754)
• Singapore
25 Apr 13
Hey kmz, that's a very bad friend you have indeed. DO you know this person fairly well, or is she just a normal friend. I think you are very kind to her by lending her money. Plus u even followed her request to send it to her through money remittance. How must is 500 peso converted to USD? it seems like this friend of your is trying to evade u by not replying to your private messages on FB. I really hope you will get your money back soon. THere are just such people around so we should be really careful when we lend someone money
@Dominique25 (9464)
• United States
25 Apr 13
Sorry to hear that she hasn't repaid you. I hope that your friend will pay you your money back. It sounds like she doesn't plan on paying you back, or she is avoiding you because she doesn't have the money or know when she will have it. It is best not to loan people money it really can ruin friendships.
• Philippines
24 Apr 13
i can totally relate. i have been in your situation before. i also private message her, texted her, went over to their house, but i didn't get my money back. after months of asking her, i gave up. i let her be. and i learned my lesson. so the next time she asked for help, i told her that she still owes me and i can't lend her again.
• Philippines
25 Apr 13
Probably she still doesn't have the money to pay you back that's why she's not responding to your texts and messages in facebook. Dont you have any other means of communicating with her? Do you have any common friends perhaps that you can ask to get the money from her? This is really sad when others take advantage of you. Let us just hope that she only has no means of paying you back right now.
• India
25 Apr 13
You can just wait. All of us have the habit of trusting very easily. I never lend money to anyone. Its better not to help rather than getting cheated.
• Philippines
25 Apr 13
Well, I think all you can do is keep reminding her about her debt.You also have the rights to brag her to pay you. But if you cant do these two things considering about your friendship, then you got nothing to do with it anymore but to wait. Yes, 500 pesos is indeed a big thing already. Ive been on that kind of situation too. My friend who borrowed money earns better than me and yet she forgets to pay me 100 pesos, so i really reminded her two weeks later. If she happens to be poorer than me I wouldnt mind. Well, I think she is also having a hard time budgeting for now. Give her some time, maybe she will pay you any days from now. Just be patient.