Another Question for my Friends
By Ruby Hawk
@RubyHawk (99367)
Atlanta, Georgia
June 28, 2016 4:41pm CST
I have enjoyed the discussion with all of you about gun control. Your answers were profound and interesting.
Now, I want to ask you a serious question about health care in your country. As most of you know we have many people in America who have no health insurance. Insurances policies are costly and many people cannot afford to pay the premium.
When president Obama was elected, a law was passed that required everyone to buy health insurance. Those with very low wages receive help from the government to pay for health insurance, but the insurance premimuns are still too costly for many families.
They must pay a fine and still have no insurance. In some states Medicaid is provided free for those who qualify, but Georgia is not among those states.
People 65 and older have Medicare which they have paid for all their working lives. But they must pay high premiums for supplemental policies and medications. And a certain amount for most hospital stay and services.
Please tell us about the health care in your countries, All your answers will be much appreciated.
13 people like this
12 responses
@Tampa_girl7 (54714)
• United States
29 Jun 16
I wish that it was free here to those in need.
3 people like this
@celticeagle (189793)
• Boise, Idaho
29 Jun 16
I live in Idaho in the US. I was so relieved, when I had to take a early retirement due to medical issues, that my community had a semi insurance that paid for me to have basic medical care for a period of time. I was too young by a couple of years to get medicare.
I have one issue which I wish there was a department or help with which is transportation. I gave up driving last year. My only option is to buy what is called script and I would get about 50% off on taxis. I haven't gotten any. Now if I was on Medicaid I would get free transportation. But, I get too much medicare. Although Medicaid does help me with my premiums on Part D Medicare.
I think that it is terrible that people have to pay a fine when they can't afford insurance. I do like that Obamacare does provide for some but, I feel it really needs to be tweaked to help all or not at all. Something new needs to be added.
2 people like this

@celticeagle (189793)
• Boise, Idaho
29 Jun 16
@RubyHawk .....A fine doesn't seem very proactive.
1 person likes this
@cmoneyspinner (9218)
• Austin, Texas
29 Jun 16
@RubyHawk - I don't think a fine is levied against persons who can't pay. But rather those who can and don't. I'm not sure. That's what I was told. How do they know if you can pay? Uumm? … if you file your income tax returns, that's how they know! Right? That's how they know to fine you. Isn't it?
I hate that a lot of people can not pay their premiums. But unfortunately it's a lot of poor people in America. I'm talking about people who can not. Not people who will not.
* All American citizens should have access to needed health care. *
That's the baseline we need to work from.
As to how to accomplish that? Obamacare is an attempt. If it's not working, I seem to remember Obama himself saying: It's not written in stone. Figure out what's wrong with it and fix it! All of the health care legislation that was passed into law isn't bad.
But if responsible parties (politicians, government workers, healthcare providers, etc.) can come up with a system that works for everybody – rich or poor - and that means scrap Obamacare … Who cares? All of US just want to be able to go to a doctor when we get sick and buy medicine if we need it, to get better!
I'm sure responsible people in this country have studied the healthcare procedures and processes around the world already. If there is a health care system that works well in another country why can't we just copy what they do? There is no excuse. While all the bickering and politicking is going on people are getting sicker and sicker, and some of them are dying!
3 people like this

@shaggin (74988)
• United States
30 Jun 16
My father is disabled and has to pay I think $600 a year for insurance. For him it is necessary to have insurance in case of another stroke or something. I could go without but being that I am low income I do have the obamacare. I did not have any insurance for years until this came around. I had to accept it or I would be fined they said for not having any insurance so I took the free insurance. I am thankful to have it but I rarely go to the doctor to need it. I try to avoid the doctor as much as possible.
1 person likes this

@shaggin (74988)
• United States
30 Jun 16
@RubyHawk I think it was through the welfare office I really don't know. I just remember being sent a paper in the mail telling me if I didn't chose an insurance I would be fined and that I was eligible for the free insurance... medicaid.
1 person likes this
@RubyHawk (99367)
• Atlanta, Georgia
30 Jun 16
Your dad is so lucky to only have to pay 600 a year. I'm happy you have insurance, but I hadn't heard anything about free insurance. Who did you contact to get it. i know people who can't afford Obama care and they know nothing about free insurance. I would like to give them that information.

@jaboUK (64346)
• United Kingdom
29 Jun 16
I'm so lucky to live in England. Every worker has National Health contributions deducted from their salary, but EVERYONE gets health care when needed, whether they have contributed or not. We may have to wait a while for non-emergency operations, but we get them in the end.
Senior citizens and disabled people don't pay for prescriptions (meds), but everyone else does.
it's an excellent system - who wants to have to worry about cost when you are ill or have an accident?
2 people like this
@crazyhorseladycx (39503)
• United States
28 Jun 16
oh, a very sore subject, ms. ruby - 't least fer myself. the hubs'n i aint got no health insurance. we paid premiums fer the first 3 months'f this year - $750/month total. jest to find that e'en though we were finally abidin' by the law, we couldn't afford to use the danged schtuff. the deductible 'twas $6500 each. we'd 'bout decided to heck with't (put a huge strain'n the pocket book 'n savings quickly dwindled to make'p fer the added 'xpense) when the insurance company decided to go'p 'nother $200 per month.
the irony bein' that prior to the "affordable healthcare act" we'd both insurance'n could afford to use't. all this law's done here's dwindle down options (there's 2 carriers fer my area, neither'f which'll pay if'n i got to texas fer care...where all my doc's 're coz there's no specialists within 250 miles that could tend my needs). the insurance companies'f been allowed major increases'n their premiums yearly. blue cross bailed out entirely from individual policies this year - coz the state'd not allow a 64% increase.
i find such a request despicable, 's well's the cost'f care here'n my state. so, i've been without the proper check-ups fer my chronic condition now since 2014.
1 person likes this
@RubyHawk (99367)
• Atlanta, Georgia
28 Jun 16
That is exactly what I knew was happening. I really wish we had some kind of health care for everyone, even if it isn't the best in the world , I would like to see everyone have equal health care. Someone told me at the lowest insurance they could find, their premium would be more than they could pay and still the deductible was several thousand dollars. They don't have health insurance coverage and must pay the fine because they can't do otherwise. It's a shame on our country.
1 person likes this
@crazyhorseladycx (39503)
• United States
29 Jun 16
@RubyHawk i agree, hon. one'f many shames... the medical community's become a commodity. insurance companies've been reportin' record profits since this law went into order, yet they still demand more money. they should be tarred'n feathered.
1 person likes this
@RubyHawk (99367)
• Atlanta, Georgia
29 Jun 16
@crazyhorseladycx Yes, I've heard the insurance companies are making a huge profit.
1 person likes this



@Lolaze (5092)
• St. Louis, Missouri
1 Jul 16
Well I'm in America but I'm on Medicaid as I'm disabled. Missouri has NOT expanded Medicaid for the poor but I wish it would. I'd like to see a national health system like Medicaid where you pay an amount based on your income. I pay only $1 or $2 for my medications and $.50 to see my primary care doctor. My hospital stays for mental health have been about $2.00 for 4 days. The only problem is a lot of doctors don't take Medicaid. For my therapist and psychiatrist, my mom is kind enough to pay cash for me to see them.
I think we should have a large pool of doctors willing to take a national health insurance and then if you don't want to see them, you can pay out of pocket for a private doctor.
1 person likes this
@DianneN (254949)
• United States
29 Jun 16
I'm interested in hearing more about the health care in other countries. It was explained to me when I was in Norway and other Scandinavian countries, but I don't care for socialism. I know one person who is basically penniless in the USA, and has had free medical care throughout his adult life. How, I don't know.
1 person likes this

@JudyEv (381739)
• Rockingham, Australia
29 Jun 16
From all I've read here our health care system is much better but I would really need to research a bit more. We (ourselves) pay quite highly for private cover but it covers hospital, dental, ambulance, also some optomestrist fees. I should think we'll get a discount on our hearing aids too when we get them. With the basic Medicare provided by the government you have to wait for some operations although in an emergency you'd be treated sooner. You wouldn't have a choice of a private room or doctor - stuff like that. Quite a few medicines are subsidised - those for diabetes, heart disease, BP. There is a Health Care card for those in straightened circumstances and seniors have some extra benefits. All in all, I think it is quite good although of course people still complain.
Many of our doctors bulk bill so when I go to the doctor I normally don't pay anything. The doctor bills the government. Mammograms, Pap smears are free.
1 person likes this

@RubyHawk (99367)
• Atlanta, Georgia
29 Jun 16
Your health coverage sounds pretty good. Even with the best insurance here, from what I understand, the patient still has to pay a good sum. We do. Also, no medications are free that i know of. We must also must have insurance for medication. My better half has diabetes and with insurance his insulin is still very expensive and also other medications he has to take. I have been lucky so far, I don't have to have any expensive medication. Dental insurance is seperate if you can afford it, most people cant. No tests are free that I know of. Hearing aids are not free and they are very expensive.
1 person likes this
@cindiowens (5120)
• North Myrtle Beach, South Carolina
30 Jun 16
I too am in The "Good 'ol US of A". I work in a hospital as a nurse. I see many people who are admitted, who worry their entire stay about their bill. Bill collectors pay them a visit before they are even discharged. I am enraged about this. Many homeless people come through, and the social workers try to get them on medicaid. If they do not qualify, we foot the bill. By "we" I mean me, you, and everyone else who pays taxes. My insurance is ridiculous. I work in a hospital, and I can't afford to go to a doctor to get the medications I need. Something is very wrong with this picture. I hope someone can fix it, but I seriously doubt they will.



1 person likes this

@cindiowens (5120)
• North Myrtle Beach, South Carolina
30 Jun 16
@RubyHawk Even those of us who "make money" can't afford insurance.
1 person likes this
@RubyHawk (99367)
• Atlanta, Georgia
30 Jun 16
My hope is that our health care system will be fixed. People are suffering that cannot get medical care. It's shameful that we don't have health care for everyone. People should not be neglected and left without medical care because they can't pay, while those who have money get the best of care.
1 person likes this













