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And hopefully, some more people will stop by and readvthis post.... A friend of mine told me about an insurance that he found on line... It's  for when you hire a car and have to cover the excess costs, in the event of an accident or theft or breakdown of the vehicle... usually known as Loss and CDW (collision damage waiver).  The car hire company offer a basic package for free when you hire the car..., but..., if you read the terms and conditions, you'll  see that it doesn't  cover certain things..., things that you would think, would be included.., for eg... lights, tyres and windscreen, you have to pay extra for those, and they can be expensive on top of the cost of hiring the car.  I remember once, I resented paying the extra for the lights and windscreen cover etc... so I didn't... but, I was paranoid the whole time I had the car... I was worried about parking it anywhere where it could get damaged... so from then on I paid for the extra... begrudgingly ... But... this new insurance means I do not have to take out extra cover.... Unlike the hire car rental policies, this one is all inclusive, you don't  have to take out an extra policy for lights, tyres , windscreen,  mirrors and breakdown,  one price covers all.. and you can buy an annual policy that covers multple hires,  or.. on a, as and when required basis... I do not have a car in the uk..., and often hire a car when travelling there, especially   when  train times and bus timetables do not fit my travel plans. Today I purchased an annual policy for £37.99  which gives me complete peace of mind, knowing I'm financially  protected and have full  vehicle damage insurance. I'm so pleased he shared this with me ... so I thought I would share it with you. I don't  know if you know about it..or have need of it... but I thought it was interesting.... the photo is mine ... I don't have a photo of any hire cars...