Credit Card Declined!!!!
By Danna B.
@db20747 (43419)
Washington, District Of Columbia
9 responses
@toniganzon (77184)
• Philippines
4 Apr 18
I usually never depend on my credit cards at all. I always carry cash with me all the time.
2 people like this
@moffittjc (128835)
• Gainesville, Florida
7 Apr 18
I remember those days of playing the guessing game as to which one of my credit cards actually still had some available credit on it. It was like eenie-meenie-minie-moh, which one will get declined today?
I have worked hard to build up a large cash balance in my savings so that I don't have to worry about that anymore. I have also been aggressively paying down all my credit card debt, and I now have large amounts of credit at my disposal that I hope to never have to use.
You can always go sell your blood plasma at the local plasma center to make quick cash! lol
1 person likes this
@moffittjc (128835)
• Gainesville, Florida
13 Apr 18
@db20747 Sometimes saving is easier said than done! I wish you the best of luck!
1 person likes this
@db20747 (43419)
• Washington, District Of Columbia
13 Apr 18
@moffittjc tell me about it!! Thank U!!!!!
1 person likes this
@allen0187 (59761)
• Philippines
4 Apr 18
So sorry to hear this.
Hope everything is sorted out.
1 person likes this
@Freelanzer (10782)
• Canada
3 Apr 18
In the earlier days raising a family I had some overdrawn situations at the bank but never had a credit card declined. Luckily I am able to save and always have savings I can access.
1 person likes this
@Freelanzer (10782)
• Canada
4 Apr 18
@db20747 I had a friend who was in a similar situation and it seemed like she was trapped. I advised her to take advantage of our free credit counselling service here and I was surprised at how much good it did her, A few years later and I was surprised at how she was back in good shape with her credit cards and other credit. Now she is free of debt and has money saved.
1 person likes this
@db20747 (43419)
• Washington, District Of Columbia
4 Apr 18
@Freelanzer Thank U, I'm going to check that out ASAP!!! The credit cards are Out Of Control !!!
1 person likes this
@NJChicaa (127140)
• United States
4 Apr 18
@db20747 Credit cards can really get you into trouble. I try not to use them. My husband has me do the groceries and gas on our Amazon Prime card b/c we get cash back at those places but he always pays the balance off for that stuff each month so it doesn't carry over. We do our big purchases like washing machine/dryer on store cards because they will give you 0% interest for a certain number of months/years so why not? But otherwise we try to pay cash for stuff.
2 people like this
@1hopefulman (45111)
• Canada
10 Apr 18
I borrowed from family and then paid them back when my financial situation changed for the better.
1 person likes this
@LovingMyBabies (85923)
• Valdosta, Georgia
4 Apr 18
I trust in God to provide as He always does. =)
ive never been in that position, i dont have credit cards, i try to make my money last for as long as it can go.