Double Dipping (Part 1)

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Anyone who wants to know why I’m a very happy credit union member instead of a “bank customer” need only look at what happened today. Last month I sent a little donation to an organization. I noticed that the check hadn’t cleared the bank, so I called. Sure enough, they hadn’t received it. (I mentioned this in a discussion about how the post office clerk laughed at the notion of trying to find the lost check.) To be safe, I went to the credit union and stopped payment on the check. Simple process. I paid the $12 (as opposed to bank fees as much as $40) from my savings account to stop the check payment, then went on my merry way. I checked my account yesterday for the other half of this double dipping tale, and I noticed that the credit union had taken another stop payment fee out of my account, this time out of checking. To make a short story long (seriously, it’s taken longer to type this than the reparation did!), the clerk at the credit union called who she needed to call, and the extra $12 fee was put back in my savings account. If I’d been a bank customer I’d probably still be there, an hour after I showed up, filling out forms. And there’d probably had been a fee to recover my fee! Instead, I have my twelve bucks back, and I’m in Chuy’s having lunch and listening to Slade on the piped-in music. Life is good. Here’s the Slade song that was playing: