Home Repair Update - Procrastination and Insurance

@LindaOHio (158341)
United States
November 9, 2019 10:22am CST
I remember telling you that my husband's procrastination allowed the roof to leak and bring down the ceiling in two rooms and a wall in another. We also had to have the yard brush hogged twice to knock down all the overgrowth. Well, the insurance company made note of the bad roof and the overgrown yard, made the assumption that the property is vacant and is cancelling our insurance as of December 8. My husband didn't even show me the letter from the insurance company for two days. He said, "What's done is done". Well, that's not true! I immediately got on the phone and started calling insurance companies. It just so happens that there are three companies that will insure a vacant home...at a price. So far the quotes I have are $1,700-1,800 per year. I'm doing everything I can to hold my anger in. We will have to accept one of these quotes to be sure that the house is protected. Don't procrastinate...it can only lead to problems. Photo Credit: Free Images
7 people like this
7 responses
@paigea (35823)
• Canada
9 Nov 19
Oh, that is unfortunate. Do you want to keep that property?
1 person likes this
@paigea (35823)
• Canada
10 Nov 19
@LindaOHio I hope it can all be dealt with quickly!
1 person likes this
@LindaOHio (158341)
• United States
10 Nov 19
@paigea Me too!
1 person likes this
@LindaOHio (158341)
• United States
10 Nov 19
No, we want to sell it as soon as it's repaired.
1 person likes this
@CarolDM (203449)
• Nashville, Tennessee
9 Nov 19
I wondered how things were going. Oh my goodness about the insurance. So sorry.
1 person likes this
@LindaOHio (158341)
• United States
10 Nov 19
What angered me most was that he was ready to take the cancellation without even exploring other insurance possibilities!
1 person likes this
@CarolDM (203449)
• Nashville, Tennessee
10 Nov 19
@LindaOHio Yikes, sorry!
1 person likes this
@GardenGerty (157837)
• United States
9 Nov 19
Anger is not good for you. Is your house actually vacant? I have not been keeping up with you.
1 person likes this
@LindaOHio (158341)
• United States
9 Nov 19
Yes, it's vacant.
@andriaperry (116860)
• Anniston, Alabama
10 Nov 19
Stay on it, you will get a cheaper quote. Is the house up for sale now? If so let them know. If you have a realtor let them know.
1 person likes this
@LindaOHio (158341)
• United States
10 Nov 19
No, there's been nothing else done beside the roof. My husband wants to get over there before they empty out the house. He's had 3 weeks to do that; and next week he has 3 appts.; so I know he won't do it next week.
@NJChicaa (116270)
• United States
9 Nov 19
How did things get so bad?
1 person likes this
@LindaOHio (158341)
• United States
9 Nov 19
Because my husband didn't go over to the house (6 miles away) for TWO YEARS!
1 person likes this
@NJChicaa (116270)
• United States
9 Nov 19
@LindaOHio oh wow
1 person likes this
@JohnRoberts (109857)
• Los Angeles, California
9 Nov 19
Oh man, this is bad. You must be so angry.
1 person likes this
@LindaOHio (158341)
• United States
9 Nov 19
I'm actually handling it pretty well. Probably because I have decades of experience with this sort of thing since we've been married a long time!
2 people like this
@marlina (154165)
• Canada
9 Nov 19
OMG, it sure does not pay for procrastinating.
1 person likes this