Ways To Save Money #2A
By Jim Bauer
@porwest (112717)
United States
January 12, 2020 8:41am CST
Why #2A? Because I have already written other installments ready to upload when I want to, and then I would have to go back and change all the numbers on the series...
And I just don't feel like doing all of that. So, I will just call this 2A.
BUT, if you will recall, I said I would come up with both obvious things as well as perhaps unconventional ways to save money. And reading a recent post by @sharon6345 it got me to thinking of a way to FORCE a little extra savings.
Charge yourself for your indulgences.
Maybe you appreciate something sweet, or maybe a salty snack. Perhaps, like for me, you like your beer. Why not charge yourself every time you partake? Maybe, say, 50 cents for each splurging, or in my case, 50 cents per beer.
Keep a little container to plop the coins into, and then when you are ready (or the container is full) take the coins to the bank and deposit them into your savings account.
It's just FORCING you to set some money aside. And maybe also limiting you a bit on your indulgences since there may be some days you don't have the extra change to pay for them. 
9 people like this
7 responses
@Writingghost (5196)
• United States
12 Jan 20
Wow, how would it be to be so perfect? Impressive.
2 people like this
@porwest (112717)
• United States
12 Jan 20
@Writingghost If she were Pinnocchio her nose would be growing right now. 
1 person likes this
@andriaperry (118793)
• Anniston, Alabama
12 Jan 20
I quit smoking years ago, I bought a car. I dont drink and I refuse to have a credit card. I bought a house. ..... last year I gave up pizza and I bought my a new life.
2 people like this
@porwest (112717)
• United States
12 Jan 20
Definitely saving money by not smoking. That is definitely an expensive habit. As for credit cards, I only use mostly my Discover card and only for the cash back rewards. I pay them off as I go so as not to have a balance. The cash back rewards are on money I would have spent anyway and I don't have to pay interest, so it works for me.
@JohnRoberts (109841)
• Los Angeles, California
12 Jan 20
I never have to force myself to save. It comes naturally.
2 people like this
@LindaOHio (222222)
• United States
12 Jan 20
We're real savers; so we don't need any incentive; but that's a good idea. I have a little piggy bank that we put quarters in from time to time. It's getting pretty heavy.
1 person likes this
@LindaOHio (222222)
• United States
12 Jan 20
@porwest My husband saves his spare change too; and we have one jar that we should wrap and turn in. Now that we've retired, my investing strategy has turned from taking risks to steady income.
1 person likes this
@porwest (112717)
• United States
12 Jan 20
@LindaOHio That is a good strategy and one I always recommend. As for wrapping change, luckily my bank has a machine. You just pour in the coins, it prints out a receipt, and you take that to the teller for cash or to deposit it. Easy peasey lemon squeezy.
1 person likes this
@Writingghost (5196)
• United States
12 Jan 20
Humm, who would keep me honest? I think I might just cheat!
1 person likes this
@ScribbledAdNauseum (104615)
• United States
12 Jan 20
I keep the calculator app open on my phone when I shop. I pay with cash (unless it's at Trader Joe's where I tend to pay with my debit card) for my groceries, and so I'll tap in what something costs, considering the sale but not considering the coupons I have for the item. So if something is 2/$5 and I get one of them , I type in $2.50. Even if I have a coupon for 50 cents off, I'll type in that $2.50. It keeps me accountable.
1 person likes this
