The Muggers No Longer Use Guns
By Jim Bauer
@porwest (102401)
United States
June 28, 2025 7:40am CST
They're screwing us, one penny, one nickel, or 75 cents a time, and they are doing it for good reason.
Because they can.
Now, it's all for a good cause, they will tell you. But is it really?
What I am talking about is the culture of the "round up." So many stores and places are now doing this, and it has become as annoying as the growing trend in tip culture.
It's gotten out of hand.
There are two things behind this trend that make it successful. For one thing, people are just careless with their money and even though many would never tell you outright they are willing to waste their money...
The reality is that most people waste money even if they are not keenly aware that that's what they are doing.
People will say, "What's a nickel," or "It's only 60 cents." Well, say that 100 times and that's no longer a nickel or 60 cents. It's $5 or $60. Now, if someone just came up to you on the street and asked you to just hand them $60 would you do it?
No.
But if someone asks you for 60 cents? Maybe. 100 times? Maybe. "What's 60 cents?" after all, right? You don't see the $60 so you don't mind the 60 cents.
What else makes this work? Guilt. I mean, you can't spare your change for some hungry or diseased kids? What's wrong with you? The cashier will see you. The guy behind you in line will see you.
Your heart starts to race as unseen eyes and faces scowl at you in disgust.
I don't do it. Not because I don't care. But because I refuse to feel obligated to make a donation anywhere, anytime, on demand. And because I value my money. And because I want to be in charge of where it goes and who gets it and why and in what amount.
We're being robbed. We're being suckered. And we're allowing ourselves to be. It needs to end.
6 people like this
4 responses
@LindaOHio (193203)
• United States
28 Jun
I think I did this one time with an online grocery order from Walmart; but as you said, who knows where the money actually goes.
1 person likes this

@LindaOHio (193203)
• United States
29 Jun
@porwest Yes. I always make sure to check out a charity before I add them to the will list. Found out I can donate to the Humane Society but not to the Dog Shelter. Sniff. Sniff.
1 person likes this
@porwest (102401)
• United States
Just now
@LindaOHio Even a lot of the reputable ones have small amounts going to the actual cause. But it's part of the deal to understand that when you donate, your money will not 100% go to whatever it is you are donating to.
Being choosy is a good idea, and picking the best ones who best manage the money is always something to do.
@porwest (102401)
• United States
29 Jun
What most people don't know is that when a retail store or other type of business collects donations, they typically can add "processing fees" up to 10%-15% of the donations. Their argument is that it requires resources to tally, process, track, manage and disperse the funds to the desired charities. So, that comes off the top, and then when the charity gets the money, most of that goes into administrative costs that are mostly comprised of salaries of executives and other employees within the organizations.
It really is a business. That's not to say charities don't do good. It IS to say most of the money isn't going to the cause.
1 person likes this

@Ineeddentures (7775)
•
28 Jun
I don't do it because I don't want to do it
End of story really.
I don't need to explain
I just did
1 person likes this
@Ineeddentures (7775)
•
29 Jun
@porwest
I once did tell someone at the till to go and **** themselves when they asked me if I wanted to round up £2.91 to £3
He is my pal, runs an Asian shop
He called me a tight fisted Scottish ****
@marguicha (227720)
• Chile
28 Jun
I doubt that that money finally goes tto charity. So I don´t donate.
1 person likes this
@dgobucks226 (36645)
•
30 Jun
Oh yes, I agree with you on the rounding off donation game some merchants play. I had done this in the past when getting my car serviced at Firestone, the donation going to the Boy Scouts of America. But after they went "WOKE" no way!
Just like the tip jar at the cashier counter for pizza I feel like I'm being panhandled to by someone down on their luck. And I don't like the feeling!
1 person likes this
@porwest (102401)
• United States
Just now
I am not a huge fan of the Boy Scouts either. They badly ruined a good thing. But yeah, most of this comes down to making people feel guilty so they part with their money. When someone says, "But it goes to charity," you can't be fooled. If I collect $1 from you for a charitable cause, I can keep 20 cents of it to "process it." So, it's not just a good cause the businesses are interested in promoting. They want that 20 cents to add to their bottom lines.
We won't even get into how much of a charitable organization's funding goes into salaries and other administrative costs before it even begins to touch the "cause."
As for tips, I understood it when someone was paid below minimum wage. I even understood tipping the cab driver or the bell hop. But when it comes to tipping everyone, for everything, even when they are making a full wage?
Now I am just being gouged, and like you said...I don't like the feeling.
