If you had 1 million dollars today, what would you do first?
By cuttyrish
@cuttyrish (3264)
United States
March 19, 2026 1:43am CST
Imagine waking up today and suddenly having 1 million dollars in your bank account. It sounds exciting, but it also makes you think about priorities and what truly matters.
The first thing I think I would do is set aside a portion for savings and emergencies, just to make sure the money lasts. After that, I’d probably help my family and maybe invest in something that could grow the money over time. Of course, it would also be tempting to treat myself to something I’ve always wanted. Like an iphone or new macbook, but only when I have extra and have save and finished all that needs to be done.
Try to find some ways to invests where I still get to keep the million dollars, and I just use the interest. But this too good to be true now, hard to even earn when you have a lot of bills to pay.
Having that amount of money could really change a lot of things, but it also comes with big decisions.
What about you? If you had 1 million dollars today, what would be the very first thing you’d do with it?
9 people like this
11 responses
@cuttyrish (3264)
• United States
19 Mar
Whad will you do if it does not reverse?
1 person likes this
@Jehanne (2048)
• Philippines
20 Mar
@cuttyrish I'm not sure, but investing it to business will surely works for me.
@cuttyrish (3264)
• United States
19 Mar
it's nice not to have any debts to think about
2 people like this
@LadyDuck (502657)
• Italy
20 Mar
@cuttyrish - We tried to stay debt free during all our life.
1 person likes this
@AmbiePam (120944)
• United States
19 Mar
Okay, are we saying one million dollars tax free? Because taxes would take 40% probably. For fun, I’m going to say it’s a million dollars tax free. First, I’d pay tithes to my church. Secondly, I’d give some to my dad and his wife. Third, I’d move to a better apartment, and adopt another dog (I already have one). After that, I’d put it into savings or invest. I don’t want to live large. I just want a decent life. If I splurged on one thing it would be to go on a fancy cruise and take my family.
2 people like this
@cuttyrish (3264)
• United States
19 Mar
Is there a partciular area to want to go for a cruise?
1 person likes this
@AmbiePam (120944)
• United States
19 Mar
@cuttyrish I’d like to cruise to Iceland. I know people who went, and the pictures look amazing.
@Traceyjayne (11424)
• United Kingdom
19 Mar
Invest some ….pay off all bills to date, have a lovely long travelling time …..
1 person likes this
@pitsipeahie (5758)
•
19 Mar
Honestly, if that happens, the first thing I’d do is set aside a portion and invest it in something that can generate income, maybe a business or anything that can create passive income over time. My priority would be to secure our financial future first.
After that, I’d still make sure to keep saving. I’d also give back by donating to church and to charity, especially animal-related causes since that’s something I’m really passionate about.
Those three would be my non-negotiables. Whatever is left after that would just be for enjoying life a bit more.
1 person likes this
@luisadannointed (11847)
• Philippines
15 May
Give my tithes and offerings to the church.
Invest in business... create passive income like building apartments, buying a condo to make it a profitable investment.
Save money.
Share some to my sister, and pamper my parents.
@cuttyrish (3264)
• United States
20 Apr
Cool, i hope to do that as well when i have wxtra
1 person likes this
@id_peace (17036)
• Singapore
22 Apr
@cuttyrish Do start off with a bit. Having a bit is better than not having any.
@LindaOHio (222624)
• United States
20 Mar
I would make some repairs around the house. Then I would put some in savings...then I would give some to my favorite charities.
@Shivram59 (50283)
• India
22 Mar
The first thing I would do is buying books of my choice. I love books. Secondly, I'll go to wildlife sanctuaries. I love wildlife either.
