A bit more about Kiva
By Judy Evans
@JudyEv (385450)
Rockingham, Australia
May 27, 2026 7:53am CST
I’ve spoken before about lending money to various individuals through an organisation called Kiva, an international nonprofit organisation that connects people through crowdfunded loans. The recipients of the loans are mostly in third world countries and find it difficult, if not impossible, to get a loan through the usual channels.
Over a few years, I’ve donated four amounts of $25. As each loan is paid off, I relend to another person. My small contribution has so far helped 14 people in ten different countries. You choose where you want your loan to go, which might be to individuals or to a collective. I like that I don’t have to keep forking out money but the little I have contributed continues to help people so much worse off than me.
The photo was taken in Nepal.
11 people like this
10 responses
@LindaOHio (223902)
• United States
29 May
Interesting. Kudos for taking part in this effort.
1 person likes this
@JudyEv (385450)
• Rockingham, Australia
1 Jun
Some of the loans are only for small amounts - $200, $300 - to buy an extra cow or stock food for the winter; extra products for a tiny shop, university fees. Some are much bigger amounts to install whatever is needed to provide clean water for a village, etc. I'm glad you approve. 
@Freelanzer (10782)
• Canada
28 May
Never heard of that organization but seems like a really good idea.
1 person likes this
@JudyEv (385450)
• Rockingham, Australia
28 May
It can be a long time before you get your money back and can choose another person which is the bit I like. I mostly choose someone whose loan is just about filled. 
Once you've chosen then you can forget about anything happening for quite a while but then the loan eventually gets paid and you can do it all again.
Once you've chosen then you can forget about anything happening for quite a while but then the loan eventually gets paid and you can do it all again.
@Ineeddentures (40211)
•
27 May
That's an awesome idea Judy.
I must admit that I only help Cats.
I knew this kid at school once and when a Geography teacher asked him if he knew where Nepal was, he said on my chest in 2 places
1 person likes this
@snowy22315 (211514)
• United States
27 May
It sounds like a great organization.
1 person likes this
@luisadannointed (11987)
• Philippines
27 May
You are so kind to join organization that can help others. God bless you more.
1 person likes this
@FourWalls (88080)
• United States
27 May
That’s a fabulous idea! You can choose what the money’s used for and you don’t have to worry about them just running off with it. Plus, it’s going around the b it banks and their big interest rates and impossible requirements for loans. Great for you, and great for them!!! 
1 person likes this
@JudyEv (385450)
• Rockingham, Australia
28 May
There are categories you can choose from - agriculture, environment, commerce, men, women, animals - the list goes on and on.
These people don't have credit/debit cards etc and often have no way of getting a loan. I think it is a great scheme.
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