We've Had To Freeze Our Credit Bureau Accounts

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The identity theft insurance company who is handling our claim for hubby's lost wallet advised us to both freeze our credit reports in both of our names, at all three credit rating bureaus to protect ourselves. It was a lot of poking around on websites getting this done, and then we found mistakes in our credit reports that we had to file disputes about - simple things like addresses where we've never lived, names we've never gone by, etc. But a review of our credit reports revealed that nothing bad has happened - - - yet. Freezing our credit reports means that no one can open any credit accounts or loans in our names. Have you ever had to freeze your credit bureau accounts?