That's Not What it's For

@porwest (113505)
United States
June 27, 2026 9:36am CST
Sometimes my wife rolls her eyes at me. Okay. She actually does this often. I think it's somewhere in the vows. "I promise to roll my eyes any time my husband thinks he is stating something profound, sensical, or brilliant." We have had some expected and unexpected expenses of late. Nothing new. A lot of them are just "summer stuff" like pool supplies which are always expensive and camping trips. We spent $200 filling the pool back up. The blown tire on the rider cost me $126. We paid out $400 to fix the drive belt on the rider as well. The pool pump died and that ran us out of $225. We're buying mom's car which will likely set us back around $500 or so in taxes and whatever else goes along with that. I'm actually budgeting $700. Wifey wants a new robot vacuum for the pool and that'll set us back another $200 at least. Plus, we've ramped up camping a bit, and that runs about $500 a pop and so far, we've done two extra ones—or it will be two extra after next week. I keep the Tuesday Challenge envelope handy, and it has around $2,800 in it to date. Whenever a lot of money goes out all at once, I get a little agitated. It's just my way. It's not like any of it breaks the bank. I just don't like it when it feels like it's just pouring out of me. All said, since April, outflows have been around $6,050 and we're scheduled out for various more expenses through October. For example, my wife has a trip in October which will kill about $800, and we have a wedding to attend in September in Holland, Michigan. We'll probably budget close to $1,000 for that, depending. I think, conservatively, by the time we get to the end of this summer we'll part with close to $10,000. "Why don't you just take the money from the Tuesday Challenge to help out with some of it?" my wife has suggested. "What? Are you crazy? That's not what it's for!" My wife may never get it. She may never understand me, and that's fine. But there's a reason we have any of this money to be able to put it out without too much consequence, even if it still causes me headaches. There's a reason I handle the money. It may not make sense to her. But it makes perfect sense to me. On top of that our dent will be around $10k, but when I get done doing my "magic tricks," it will likely only cost us around $3k out of pocket. Roll your eyes, babe, all you want. It's working.
4 people like this
4 responses
@lovebuglena (52594)
• Staten Island, New York
28 Jun
Spending thousands on things is not something we enjoy doing.
1 person likes this
@porwest (113505)
• United States
28 Jun
It depends. I have to say, the least I mind it is when the spending is for something we want to do or enjoy doing. Like certain trips we take, or when we go camping. It still hurts, but it just hurts a little less. Like my grandpa used to always say, "It's important to save. But it is also important to live."
1 person likes this
@lovebuglena (52594)
• Staten Island, New York
28 Jun
@porwest If we don’t live then what’s the point?
@porwest (113505)
• United States
28 Jun
@lovebuglena Right. Exactly. That's why some spending is necessary.
1 person likes this
@snowy22315 (210487)
• United States
27 Jun
So, what are your magic tricks? I have an expensive trip coming up in September as well. The airfare should be covered though..and hopefully we will have a major discount on the hotel.
1 person likes this
@porwest (113505)
• United States
27 Jun
The "magic tricks" are multi-fold. For one, we own a lot of stocks and so, as such, we get paid quite a bit in dividends. That's almost like free money. Secondly, owning the stocks also lets you sell options contracts on the underlying securities which gives the buyer of the contract the option to purchase your shares by a specified date and at a specified price for which you receive a premium for that, that you get to keep no matter what happens. The way I price my contracts is the underlying stock must already be "in the money," in other words, can only be sold at a profit, AND I try to set the prices at points I don't believe the stock will ever reach by expiration, which means not only do I get to pocket the premium, but I also don't have to sell my shares, which means, done right, I can do this over and over and over again.
1 person likes this
@snowy22315 (210487)
• United States
27 Jun
@porwest OK, it is actually your money then. I thought you had some other ways. You are still spending the money then just how you choose which is always great!
1 person likes this
@porwest (113505)
• United States
27 Jun
@snowy22315 Kinda, sorta. The money earned from the premiums is someone else's money. It's mine when someone pays me for the option to buy my shares. Money makes money, and when you have enough of it, you no longer have to work for it. It just comes to you. lol
@xFiacre (14949)
• Ireland
27 Jun
@porwest There’s method in the madness. Otherwise we’re all stuffed.
1 person likes this
@porwest (113505)
• United States
28 Jun
When it comes to money, there is always a method. I like money that comes in just because. It's the best money I have ever made. Money that the money made. When you have enough money, it just takes care of itself. All you have to do is collect it and manage it. It's one of the early lessons I learned from a rich guy. I asked him, "Why do the rich get richer and richer?" He said simply, "Because once you have it, you no longer need to earn it. The money itself earns money, and before you know it, you just have this massive stream of income." He was right.
@Wrexxo (3444)
27 Jun
You have a lot of expenses and I feel you..I also feel agitated when I'm spending a lot of money. Well, let's hope your magic trick works. At the end of the day, you just gotta do what's best for both of you
1 person likes this
@porwest (113505)
• United States
27 Jun
Well, I know the "magic tricks" will work. I've been doing this for a very long time, and I know how to get money out of money. As the old saying goes, money makes money. It's still irritating. lol
1 person likes this