Paypal unverified?

United States
May 6, 2008 2:23pm CST
Is there anyone who can clarify this question that is bothering me right now...... It says in my profile that my paypal account is unverified? is it because I have no bank account? another thing is.......is it possible for me to use my earning in ebay even if it says there, that it is unverified? any help? or suggestions? I appreciate for any output! As always dear members, Thank you so much!
1 person likes this
22 responses
@jairgirl (2877)
• United States
6 May 08
hello, paypal will write that you are unverified if you dont have a valid bank account of your own for them to check your authenticity, you cannot ask for a debit card as well not until you are verified. since you live here in US, you can just follow their instruction of being a verified member and give your account to them (you can be verified manually or online) and viola you're verifed. regarding your ebay money, yes you can still do whatever you want even though you are unverified member of paypal, the only advantage of being verified is that you are a trusted member of paypal and you do really have a bank as your back up and request for a debit card within 60 days other than that you can be a normal user like every body else who is not verified like you do. btw, what do you mean using your earnings in ebay? do you mean you want to buy something in ebay? if this is the case some sellers there prefer that that buyer is a verified paypal card holder only coz some who is not take advantage of the seller (they really dont have the money there or some hoax) so they prefer to see if the buyer is verified or not before they send the item. i hope that helps if you have other question let me know, we have been a paypal user for so long now so hope my knowledge will help you somehow. takecare!
• United States
6 May 08
Very detailed and infromative jairgirl! Thanks a lot. It clears all my inquiries and about ebay thing, you got it right! You have just answered my questions perfectly.Thanks for dropping by! Happy posting!
@jairgirl (2877)
• United States
7 May 08
you're very much welcome, btw, somebody here suggested the manual way of being verified, i suggest that if you want to be verified chose the online way as it takes only few seconds to a minute and you dont have to confuse yourself finding out what paypal sent to your bank account. anyway, great to know that the information serves it purpose. takecare and have a great evening!
• United States
7 May 08
I will give a try on that! Have a great time jairgirl!
@neildc (17253)
• Lapu-Lapu City, Philippines
7 May 08
i just want to share you my experience with paypal. i applied for an account. then i use my debit card to verif my paypal account. they charge me $1.95 and good thing is i still have $2.00. after 2 or 3 days, i checked my paypal account and they returned my $1.95 but is already in my paypal account. after that, they informed my that i am a verified paypal member. :-)
• United States
7 May 08
wow! That's great neildc! thanks for this information, my problem is I don't have any debit card or credit card this time, I am still jobless and decided to cut off my credit card! I hope though I am unverified, It is possible for me to make any transactions at ebay!
• United States
7 May 08
i wonder if you can use prepaid charge cards to verify-they reduced me to non verified after i closed my bank account.i don't want to get a new account just for that.
• United States
7 May 08
Hi scarlet, that's a great idea! thanks for dropping by!
@gemini_rose (16194)
6 May 08
If you have no bank account then this is what it is, you can still use paypal as normal as long as you have money in the paypal account.
• United States
6 May 08
I see. thanks gemini! I was thinking when it is unverified even if I have some amount there, I can't use it! This really answer my question! Have a great day!
• Philippines
7 May 08
I dont know much about paypal also and I also observed that word unverified but I didnt mind it since I still dont have money there. Thanks for this info, at least I know now that if I already have money at paypal I could use it even without registering my bank account or credit card.
• United States
7 May 08
HI longbangod, It will be my first time to receive my earning this 15th so I was thinking if its possible for me to use my paypal if I will plan to buy something at ebay! Maybe you will also get your first payment this 15th! Happy posting!
• United States
7 May 08
I don;t think y acan buy anything from ebay without your oaypal beging unverified. before ya can send any money anywhere I ;m pretty sure ya have to be verified
• United States
8 May 08
I see..wow! I have to take an action about this matter sooner, since I wanted to purchase something there by 15th, I believe that is the day we will get our earnings! Thanks for dropping by Cajunhellcat!
@kaleegirl45 (1474)
• United States
7 May 08
when I started using paypal, and it said unverified. I had to verify the amount the paypal took out of my account, which would be 3 or 5 cents and once you confirm the amount they took out than you can use it. I guess they want to be sure you do have an some type of account. If you look in your bank statement, you will see a charge of a couple cents, that's paypal. you can also ask them what happen if you don't have a bank account and see what they tell you.
• United States
7 May 08
Thanks kaleegirl, that is the best thing I can do i guess, ask them and inquire from them! Thanks for dropping by and have a great time!
@Cocoa33 (921)
• United States
7 May 08
i had the same problem when i had an account with ebay. u need to have a bank account so transfer the funds from your paypal. that is the only way u will get it unverified to verified.
• United States
7 May 08
Thanks Cocoa! Happy posting!
@claire03 (1444)
• United States
7 May 08
hi checapricorn, my account in paypal is unverified before until i just added my bank account to it so i can transfer all my paypal earnings to my bank account and vice versa if i buy something online i use my paypal account which is link to my bank account, and it would deduct the payment to my bank account if i don't have enough money in my paypal account. if you always use paypal i think you have a good standing with them if you are a verified user. anyway, it's really depends on how you would like to use it. God bless!
• United States
7 May 08
Thanks for sharing claire! I appreciate it! Happy posting!
@as2006 (5041)
• Israel
7 May 08
Yes it's because you have no bank account?
• United States
7 May 08
i see...Thanks for dropping by as2006!
• Singapore
7 May 08
Even if you're unverified, you're still able to use the services that paypal provides. I added a bank account in my paypal, I still get unverified too. But it doesn't stop me from using it. So dun worry man.
• United States
7 May 08
wow! Thanks for the assurance diatomics! I was thinking being unverified will stop me from any transactions online!
@nengs10 (3188)
• Philippines
7 May 08
Like you, my paypal account was also unverified before. What I did was I enrolled my credit card with them. After days, my account became verified. They even added 1.95 USD to my account for doing so. When your account is verified, you can receive and withdraw without limitations.
• United States
7 May 08
ahh ok! cool! thanks for this information nengs! Happy posting!
@alexdra77 (147)
7 May 08
Well i can attempt to answer the paypal bit because i have the same problem, i think you need to add a bank account, or a credit card. even without mine being verified i can still use it for transaction. I have an account on mine but because there was an old account before I have to close the old one etc.etc.
• United States
7 May 08
Ok, so have you tried buying anything at ebay using your account? that's my worry that no one will trust me for unverified account even if I have an amount there! thanks for dropping by alexdra!
@subha12 (18453)
• India
7 May 08
i also have paypal unverified. as far as i remember, to be verified you need a credit card that is accepted at paypal. my paypal account is also unverified. i still have no problem receiving or transferring money. with verified may be there is no limit of money you can get with it.
• United States
7 May 08
I see, have you tried purchasing anything online subha while it was unverified? was it successful? have you tried buying at ebay? Thanks for the information! Have a great time!
@kalav56 (11502)
• India
7 May 08
Only when you enter your credit card number to your paypal account[where they ask you to verify it by entering your credit card number] your account becomes a verified oNE. oNLY WHEN YOU ARE GOING TO WITHDRAW MORE THAN 500 DOLLARS PER MONTH THE NEED MAY ARISE[THIS IS MY GUESS]. Till now I have also not verified my account but have withdrawn money from my paypal account to my bank account. I was indeed impressed by this facility. Earlier it wa s not available in I ndia but now we are able to do it.
• United States
7 May 08
I see..Thanks for the input kalav! have a great time!
• India
7 May 08
i think paypal account unverified means you have not added a credit card to your paypal account.if you add a credit card to your account. then you get verified. i too have not added credit card to my paypal account.i am getting unverified
• United States
7 May 08
I see, you are correct vamsimajeti, I didn't add my bank account! Thanks for dropping by!
@yepez39 (10)
• Indonesia
7 May 08
Yeah i too, because i get unverified and get limited to, because i must add a credit card and upload some document about my self
• United States
7 May 08
Thanks for sharing yepez! Have a great time!
@wisconsin26 (3859)
• United States
7 May 08
Yes that would be the answer there is no bank account to your pay pal account... I kind of think it rats because if you have a credit card on your pay pal it should be auto verified.. I think you should be able to use anything that is in your account money wise of course... Money is money so I don't think there is any limit on using it on e-bay... I hope this helps!
• United States
7 May 08
Thanks for sharing wisconsin! I was just worried about being unverified is any seller will trust me even if I have my money in my account! It will be my first time to receive an earning here at Mylot by 15, so, I posted this in advance! Have a great time!
• United States
6 May 08
As far as you being unverified, it is because you haven't verified a bank account or credit card with them. I do believe you can still make purchases in e-bay, but some sellers may refuse to sell to you because you are unverified. Its to protect themselves, because you may reneg on paying.
• United States
7 May 08
I understand and thanks for the information you have provided drknlvly! Happy posting!
@nova1945 (1614)
• United States
6 May 08
Yes, it is because you have no bank account linked to your paypal account. You can link a credit card if you like. I don't know if you can use your Paypal on ebay if it is not verified. There should be something in the FAQs to let you know in Paypal. Good luck.
• United States
6 May 08
Thanks nova, I will try there also. I hope I will be able but I also agree with what jairgirl have mentioned that seller prefer to send items purchased at ebay if the buyer is verified! Anyway, I will try to do further research...Thanks for dropping by!
@ElicBxn (60894)
• United States
6 May 08
I do it all the time, your fine. You just can't cash it out.
• United States
6 May 08
I see..Thanks for dropping ElicBxn!
@slickcut (8141)
• United States
6 May 08
mine says the same thing and i do have a bank account...I have even had paypal send my money to my bank,and mine also says that..I am not really sure what "unverified" means...Hopefully someone can answer thos question for you and i am glad you askes,since i have wondered the same thing...
• United States
6 May 08
Hi slickcut, thanks for dropping by and I am enlighten now! Have a great time!