how many credit card do you have?

Singapore
April 29, 2009 4:05am CST
most of the people have more than 1 credit card, how many credit card do you have, do you excess the credit amount every month
1 person likes this
9 responses
@bloglog (628)
• Singapore
29 Apr 09
I used to have a few, but I had reduced them to one. Since the basic function of the credit cards are similar, I feel one is enough. I seldom use my card anyway. And if in any case I have used it, I will make the payment before due date. So that I will not be accumulating my debt and then ended up in trouble.
1 person likes this
• China
29 Apr 09
I have two,but i am thinking about cancelling one that I don't usually use. I think if you don't have strong self-mastery,you'd better not use credit card,or you'll excess the amount usually. If you can't afford the goods,don't use credit card,or it may leave you a big burden and make you have a bad credit.
@coldmoon (1088)
• France
29 Apr 09
I have a credit card which is cumulated with debit card, so I never excess the credit amount.
@gicolet (1702)
• United States
29 Apr 09
I have 4 credit cards and I never go over my limit. It's all about self control when shopping. I pay my monthly balance in full so that I could establish a good credit for myself.
@yonkie (440)
• Philippines
29 Apr 09
In our country, having no credit card is not a big deal. I don't have one. I want avail it because I know it would be useful in emergency cases. However, most of my friends who have credit cards advise me not to get one. They said that if I want to have savings I should not get a credit card. They said I am an impulse buyer. Having a credit card will worsen my spending habit. I think they are right. So better not have one.
• Indonesia
29 Apr 09
I don't have credit card. And not planning to have one in these days.. But I have debit card. I prefer using my own money to buy something. I don't like the idea buying things by credit, because we must pay higher than the original price. And also it prevent me buying something that I don't really need.
@Ravenladyj (22904)
• United States
29 Apr 09
I dont have any credit cards and though I'm tempted at times to get one I know it wouldnt be a smart idea LOL....
@roberten (3128)
• United States
29 Apr 09
Proud to say not a one! I use prepaid debit cards instead of credit. I have been much happier without them.
@michmich2 (432)
• United States
29 Apr 09
I have 2 credit cards. One of them I use but pay off in full every month. I like using it because it helps to build up my positive credit, plus I like getting the card perks. The other credit card I never use but I keep it for emergencies. Several years ago I had a bunch of cards with low limits that I kept maxing out - I'm not going down that road again!