Not completely debt-free

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I know that I paid up some of my debts, but others are still skyrocketing with the amount of the interest rates. I have been on the look-out for quite sometime, and it scares me to think that I'm being watched and observed by the investigators of the companies that I borrowed money from. I have no intentions of running away, but my fear is not being given a chance to stand back up on my feet to pay what is due to others. Deep inside, I want to be more responsible and make sure that I pay up. I understand that what goes around, comes around.