Engaged! Prefer a Diamond or Money in a Bank Account??

@artistry (4154)
United States
December 22, 2009 3:55am CST
If you were engaged to be married and your future husband had saved a good bit of money for an expensive ring, would you want the ring or one of lesser value and put the rest of the money in the bank for both your futures?
1 person likes this
9 responses
• China
27 Nov 10
I think I will prefer money.You can just buy a fake diamond to wear, no one will find out it is fake. Some of the money can be put into the bank as savings to get you interests;some of the money can be used to buy stocks or funds, to get you more profit, and then the interests and profit also begin to bring more money for you. What a wonderful thing?
1 person likes this
@artistry (4154)
• United States
27 Nov 10
...Hi there Susanayako, Your response seems to make a lot of practical sense. I cetainly would not be able to tell the difference between a real diamond and a cubic zarconia or whatever they are called. If it's real you have to worry about theft as well, so an imitation diamond lessens that. The money in the bank is a form of security so to me, spending less on a ring is a very good thing. Thanks for stopping by. Take care.
@sid556 (31005)
• United States
3 Aug 10
I'm not a big fan of jewlery and especially expensive stuff. I would rather put the money toward something more practical. When my 2nd husband and I married, I did not get nor did I want an engagement ring. Our wedding rings were custom made by an indian jewelry maker. They were simple and very little cost and meant just as much as an expensive ring.
1 person likes this
@artistry (4154)
• United States
4 Aug 10
...Hi sid, Hope you are well. Sorry to take so long getting back to you. I am totally in agreement with you. I cannot even understand spending thousands of dollars on weddings, let alone millions, even though I know it is a one time, first time thing, and it is all relative, what's a million dollars to someone who has 100 million? But it seems so very wasteful. And I am sorry to say this, but especially given the divorce rate in this country. Thanks for your response, take care.
@happy6162 (3011)
• United States
23 Dec 09
When I was younger I would have prefer the cheaper ring and then put the rest of the money in the bank for our future. When I got married I took my husband I only wanted the wedding rings for both of us and he did not need to by an engagement ring because I do not like to wear rings. My wedding band is the only ring that I wear.
@artistry (4154)
• United States
23 Dec 09
....Hi happy, We all, I think. look back on something and rethink what we should or should not have done, but at the time it was whst we thought was the best. Your wedding band is symbolic of the love that you two shared and are still sharing it was a good thing that happened. Celebrate your good fortune, the wedding band represents solidity. Good cheer to you and your family. Happy New Year.
• Philippines
22 Dec 09
Hello fellow myLotter. If my boyfriend is rich and will propose a marriage to me, I would probably choose to have a simple ring plus a money saved on a bank account. That money can already be used for emergency purposes in the future. If I will choose a diamond ring, then there is a tendency that it will be lost or be stolen from me and if that will happen, everything will be useless.
@artistry (4154)
• United States
22 Dec 09
...Hi there pentagan12, Now there's something to think about. I was just relating a story to someone about my sister having a very expensive gold chain grabbed off of her neck by a thief in New York city. So the possibility of aring being stolen or lost is a possibility. There are very elegant small rings which with their simplicity look better than the larger ones. It naturally is also a matter of taste. Thank you for your thoughtful and forward thinking comment. take care.
• India
22 Dec 09
good question . i will prefer diamond ,its rate will surely increase in future and also it help to remember that occasion
@artistry (4154)
• United States
22 Dec 09
..Hi there ramaswamyvtkv, thanks for your comment. This is some women's only time to be engaged and they want to remember it as a special occasion as you say. So my thought, even though I have a problem thought wise about even the safety of wearing thousands of dollars around on ones finger, would be that it is between the two people, what they want to do as a couple, that mkes them both happy is what the two should do. To start off with a unified front would be the way to go, expensive, inexpensive, their decision, Take care and thanks very much for your comment.
@maximax8 (28490)
• United Kingdom
22 Dec 09
I would prefer a modestly priced ring like a blue or green stone and 9 carrot gold. I would wish the money to be spent on the honeymoon to a tropical island. I don't think it would be worth buying an expensive diamond ring. I heard about a lady from Johannesburg and she visited Mossel Bay. She had lots of expensive jewelry on. A lady asked why and she said because at home she couldn't wear any jewelry. She would get mugged very probably. So she was safe in the Garden Route. If I had a diamond ring I would attract thieves. I am an experienced traveler and I like to stay safe.
@artistry (4154)
• United States
22 Dec 09
..himaximax8, Interesting, your points are sensibly put. Your story reminds me of my sister who loves jewelry and has a lot of it. She and her fiancee were in New York city one week-end walking down the street window shopping. She had on a very expensive gold chain around her neck, a thief rushed up to them, yanked the chain off of her neck, injuring her in the mean time and ran off, never to be seen again. Needless to say, she started to remove her jewelry when walking around in cities like New York. Now it's probably bad in smaller cities. Your ring idea sounds elegant and classy. Somehow wearing thousands of dollars around on ones finger, even though it reflects traditional is a bit much. Take care, thanks for your interesting comment, love that tropical island getaway.
@lelin1123 (15645)
• Puerto Rico
22 Dec 09
If I was younger and just starting out I would settle for a less expensive ring. I wouldn't need one that cost thousand of dollars. I would rather have the money in the bank to buy a house. That is more important then an expensive engagement ring.
@artistry (4154)
• United States
22 Dec 09
...Hi there lelin1123, I think you reflect my thinking as well. I don't know if when we are younger we think of what might be needed in the future, our friends are having big weddings, getting large stones and we want to be a part of the immediate scene. Then, unless our family is wealthy, we stay in a little apartment until we have saved enough money for a down payment on a house, our values change as we get older and hopefully wiser. Thanks so much for an insightful comment. Take care.
@madteaparty (2762)
• Japan
22 Dec 09
I'm not too keen on diamonds, so I would prefer just something cheaper and symbolic and to put the rest of the money in the bank for our futures. I have learned through years that it's always better to think in advance, as you never know when a decision taken beforehand will end up helping you in the future.
@artistry (4154)
• United States
22 Dec 09
...Hi madteaparty, Very thoughtful ideas. It is a once in a lifetime thing, but the money that is spent on big weddings always amazes me as well. It is relative, because those who are rich or well off can afford to spend a lot and still have money for everything else. But a small, classy service and off to a honeymoon sounds great to me, but it's not my experience so la ve. Take care and thanks for commenting.
@thea09 (18324)
• Greece
22 Dec 09
Hi artistry, well I certainly wouldn't want an engagement ring so all of the cash please. If he wanted to buy me a ring for no reason an eternity ring would be more my type of thing.
@artistry (4154)
• United States
22 Dec 09
..Hi thea, With a couple, I think the two should talk about it and decide, if he wants to spend his money on the expensive ring and she wants it on her finger, then fine, fine, fine. But if they want a house or whatever, then maybe some thought would go into how much of the money to spend on the ring. But a mutual decision should be the key. Some women only get one engagement ring. An eternity ring sounds rich, classy and representative of forever, sounds like a great idea to me. Take care.