How thrifty are YOU?

Philippines
July 21, 2010 11:43pm CST
This is just as simple question I want you to share with me guys [u][i] How thrifty are you?[/i][/u] How did you manage to allocate your monthly income to all your needs leaving you some amount for savings..... Keep coming and happy mylotting. Have a very bountiful day to all.
3 people like this
24 responses
@keshia2007r (2886)
• United States
22 Jul 10
I think I handle my money quite well. I have a part time job, and i work online. The money I make online pays for small bills, like my store credit cards, or gas. And the money I make from working my part time job pays for my car payment which isnt a lot at all. So I don't have to many responsibilities because im a college student living at home. But that's pretty much how i handle my money.
1 person likes this
• Philippines
23 Jul 10
Wow you are a college student and have a part time and online job! That is very awesome friend, keep up the good work always! I am sure you really have a very nice site to work with and I know for sure mylot is included..... God bless!
@dawnald (84129)
• Shingle Springs, California
22 Jul 10
Most months, yes. I need to make some cuts though, so that there is room for things such as tires, eyeglasses, etc.
1 person likes this
• Philippines
23 Jul 10
wow, I like that dawny... keep that up. More power friend...
@pinky31ps (329)
• India
22 Jul 10
well i try to manage my money in an appropriate manner and now i have learned a lil bit to do that..
1 person likes this
• Philippines
23 Jul 10
very nice of you friend.... I am also learning how to save money for the future.... keep it up! God bless! And happy mylotting for always!!!
• China
22 Jul 10
for me ,being thrifty is a excellent habit.i am a student who use parents' money to complete study,i will feel guilty if i squander the money.thinking more for my family
1 person likes this
• Philippines
23 Jul 10
Very good for you friend.... and let me tell you this.... you coming here in mylot everyday is very helpful... do you know why?
• Malaysia
22 Jul 10
i don't think i'm thrifty....i'm just a bit lousy at my own financial management. it used to be much easier when i had someone to help me plan out those stuff. i wish i had a personal assistant or financial advisor or something like that..
• Philippines
22 Jul 10
DO you need some financial assistant that flies dudeeeee? then I can suggest.... what do you think? This special someone is just so expert in terms of this matter wanna start managing your expenses right now????
• Malaysia
22 Jul 10
a financial assistant that flies? knowing you, i think i know who you're referring too maybe it would be ok.. as long as she puts down that darn whip! hehe..
@saphrina (31740)
• South Africa
22 Jul 10
Prime, what were you thinking? Mario, you are such a freaking ninny. Scared of a little whipping. Oh did i tell you, Richnai got me new ones with STUDS on them. How cool is that?
@saphrina (31740)
• South Africa
22 Jul 10
I think i might be too thrifty. I hate to buy things i don't need. Such a waste. I would rather work on a very tight budget. Better to save for emergencies than spending and be stuck. TATA.
• Philippines
22 Jul 10
wow I love that my B, I am not this thrifty that is why I have to learn with your kind help thank you so much for the spreadsheets angel.... it would help me work on my budget I know
@saphrina (31740)
• South Africa
22 Jul 10
My pleasure.
• Philippines
22 Jul 10
loss of words now my love do not tell me we have to work on pure emoticons again????
@marguicha (78388)
• Chile
22 Jul 10
I need to be thrifty becauseI´m a widow and retired. I have some savings from other moments and those are not touched except for illness. The rest I have learnt to make gourmet food with little money, I will be growing my own vewggies next year, I don´t use dryers , central heating nor aircontitioning. I have one luxury: I love to travel. So I save all my online earnings for vacations. Besides that, I have a piggybank to save coins. All that is for vacations too. I guess that´s about all.
• Philippines
22 Jul 10
I like that friend..... I also love to travel and I have been traveling last years... the good in it is the expenses was not mine it's about my last work.... I just miss traveling friend... Just continue saving and share your vacation experiences to us soon friend... God bless , more power and happy mylotting everyday!
@marguicha (78388)
• Chile
22 Jul 10
I do share them by taking pictures and placing them here. I always change my avatar so that it has something to do with my last vacations. This year I did not travel far because I had shoulder surgery. I went to the south of Chile, my country. Our national flower, the copihue, grows in the forests in the south. The picure in my avatar is a copihue. Before that I has a picture of myself aboard a sailboat at the Caribbean. I was invited by friend for a 3 week trip if I bought my airfare. It was no cruise: we were all part of the crew. But we had fun and saw awesome places.
• Philippines
23 Jul 10
wow, how nice of you my friend I would surely visit your profile soon to see those pictures, I am sure they were be very awesome... and you know I like adventure too.... this is such a nice flower.... and thank you for this new info friend... and I hope your shoulder is okay now... how is the weather of Chile by the way?
• United States
23 Jul 10
Well I have always saved money and out it back just in case I needed it. I make sure my bills are up to date and taken care of. Have I ever been in ruts before paying bills? Yes I have. But I had to learn to dig my way back to the top. I would take so much money a week and put it back so I could have it for later when I needed it without hurting the budget.
• Philippines
24 Jul 10
Wow, very nice for you my friend Sally. How are you? It's been a long time already, hehehehe. How is your daughter's pageant? I know that your soap and candle business are going so fine.... and I really sense you are so good on money matter. Keep up the good work friend and happy mylotting!
• United States
24 Jul 10
Hello Prime, Yes it has been a long time. But I am always around. I am good so far. I have to go to the doctors for allergy testing Monday. 40 shots is not going to be fun to deal with. My daughters pageant is going well so far. We have to travel to another area where her pageant is held at. We have to stay in a hotel for a couple days while she competes. I made new soap its called Tea tree oil soap. Good for poison ivy, Psoriasis and Eczema. Hugs
• Philippines
24 Jul 10
wow, I am so happy for you Sally. And please tell your daughter goodluck! And I know that allergy test would be find.... And I hope I can use that soap of yours in the coming days. God bless sally and happy mylotting!
• Philippines
23 Jul 10
i am thrifty in a sense that i am not spend money and buy things which is not necessary at all..for me i plan first who is really important to or the things that i needed most..sometimes i saw my friends they use jewelry..it is really interesting to buy too but whenever i think the money i have it is not enough to buy another things..it is enough to our daily needs..maybe i can but those accessories if i have such enough money to savings i have..for me..i can not say that i am thrifty but i can say that i am only a wise spender..
• Philippines
23 Jul 10
wow, nice spender cherwin my friend! That is really good for you you know that! I am so happy to have you as my friend at least I know you can teach me how to spend wise.... God bless friend!
@cutepenguin (6458)
• Canada
23 Jul 10
I try to be very frugal. But right now, the main reason that we are able to pay down debt at the rate that we are is that we started making a lot more money and didn't really increase our living expenses (we did have to move, but other than the increase in rent, everything else is the same).
• Philippines
23 Jul 10
that is very nice to hear from you friend I guess you have now a very good job that pays higher too I hope someday I can find a good job that pays high too or not too high, at least it can meet my expenses and left a small amount for savings, right now I am really learning how to save a little amount... thank you for this nice sharing. Happy mylotting!
@satylot (98)
22 Jul 10
Last 2-3 months i was spending more than I have ever spent in a month. so to keep in check I started writing my expenditure in a diary.In that I purchased only the items that I want the most.and was happy to control my expenditure..
• Philippines
23 Jul 10
wow, very nice friend and you know my girlfriend just give me a spreadsheet to track my expenses everyday, like yours, I know in the end of this month, I can figure out the necessary expenses i need to allocate each month for my income and the rest of it is for my savings.... Nice sharing and happy mylotting!
@Hatley (154938)
• Garden Grove, California
22 Jul 10
hi prime I have to be thrifty as Gold crest takes room and board out of my social security and ssi check every month and i am left with one hundred twenty five dollars for personal needs thus I mylot to pay my internet bill.but since I really enjoy mylotting and being with my friends, its just fun to be here on my lot and hear from all my many wonderful friends.
• Philippines
23 Jul 10
I can imagine how would you handle your money left friend and I know for sure that you are really good in allocating your budget for your daily needs.... you are really a LILAC hatley no doubt with that! You are a strong woman with a kind heart.... I know that God is always there beside you. God bless hatley my friend, have a good health always.... see you in many years to come here in mylot.....
• United States
22 Jul 10
I buy things that are on deep discount. I buy food when we are really bare to the bones. I have no cable tv in my house. I have a family plan for sprint cell phone service. I don't go out to eat anymore. I pay my rent on time every month. I pay my bills before they are do. But,I have nothing left over to save at the moment.
• Philippines
23 Jul 10
At least you are very good in allocating your budget friend I can understand that you are not able to save now we are in a serious crisis at this moment God bless and more power...
• Philippines
22 Jul 10
i don't work yet. i'm a second year college student and i've never had work experience before. i'm so excited for that time to come :D hahhaha. about being thrifty, i usually spend half of my daily allowance on food, a small percentage of it for transportation and the other half on my savings. then if i have saved enough, i usually buy stuff especially nail polish :D i'm so addicted to it :))
• Philippines
23 Jul 10
hehehehehe, at least you are learning to save now my friend that is a good start, at least you are not depending to your parents in terms of your other personal needs.... study well friend, when you are done schooling soon then you can already experience the feeling of being employed and receiving your first salary would be very special for you God bless! happy mylotting for always.
@cher913 (25895)
• Canada
22 Jul 10
i am pretty thrifty. i just dont shop that much but if i do, i shop at thrift stores and garage sales. i save as much money as i can.
• Philippines
23 Jul 10
it can also help friend... why shop any in an expensive stores if we can get what we need in cheaper ones???? Good, this is awesome friend.... Keep it up and God bless.
@kaka10 (180)
• South Africa
22 Jul 10
I am generally very thrifty, I can spend money on alot of things, but my main expenditure is on clothes as a guy I love looking good in a pair of new sneakers or jeans. I collect hats jeans music and dvd's. I always have extra money as Idon't have any expenses well they are almost non existent. I believe in making cash purchases most of the time, better than being in debt.
• Philippines
23 Jul 10
you are very thrifty dudeeeeeee, I can sense it hehehehehe
@sender621 (14956)
• United States
22 Jul 10
I am quite thrifty with my money. I have had to be in the past. Money wasn't something that was in high quantity in my house. I saved wherever i could because i had to. I don't have to be as thrifty as I used to be, but it's a habit i don't want to break.
• Philippines
23 Jul 10
very nice of you sender.... I know that you would be successful in the near future.... for me being thrifty is such a nice attitude and habit.... because the money we save would help is a lot in the comings days specially in times of crisis..... God bless and more power....
@Theresaaiza (9599)
• Australia
22 Jul 10
I am not naturally thrifty but I am disciplining myself. If I have money, I try not to go to malls so I won't be tempted to buy. My father takes care of most of the bills, and our daily consumption so I don't have that to worry much about. I do extend some help if I have money left but right now I am always broke because I have been paying some debts (personal ones), and I am schooling.
• Philippines
23 Jul 10
I am happy to know that you are trying to discipline yourself in terms of money matter friend.... when I was a student like you before I also do not care about the expenses at home but you know what, I just realize how to allocate the right amount for the right thing that now I am managing my own life.... and as early as now, we have to think of our future thus we have to find ways to save a little amount of money it can help us a lot in the coming days.... God luck and God bless.
@magtibaygom (4865)
• Philippines
22 Jul 10
I am very thrifty. Or, should I say, I am very frugal. I am an entrepreneur, and all of my income, either from online or offline sources, are allocated for things that will generate me more money, like expansion or a new business opportunity. I want to become a serial entrepreneur, the one who owns multiple businesses, even businesses that are outside my field of expertise which is pharmacy business. I want to venture in new kinds of businesses, like food processing for export. I only set aside a small amount to buy my needs (and not my wants). That's how hard core I am when it comes to treating my earned income.
• Philippines
23 Jul 10
Thank you so much for sharing this friend.... You know, you are just doing the best things for life I know now that it the most important thing is not that our wants is to be achieve over time, it is to become fruitful over time.... I know that you would become more successful in the coming days... God bless you. I am too trying myself to become thrifty nowadays.... at this point of time that we are in the midst of crisis, we just need to allocate our money properly for the right things... thank you for this nice sharing....
@jaiho2009 (39079)
• Philippines
22 Jul 10
Hello prime, At this time of hardship,crisis,unemployment and etc,it is really hard to budget and save money from a very little/small salary. It all depends on your work,salary and how many are there in the family. I only had 3 kids,one in college,one in highschool and elementary. Good thing is,we are not renting a house. With the high electric bills and so many bills to pay on,truly i admit,sometimes my allocated allowance for a month is not enough. Lucky if i can save a hundred or got spare hundreds for the next month. But,i am trying to save at least for emergency cases. I can say i am thrifty,thu how much i tried so hard to cut some costings,still the high price of commodities are not enough to save me for meeting ends with our monthly allowances.
• Philippines
23 Jul 10
correct, this is true. we have a little salary over big amounts of expenses... commodities are so expensive, bills are high it is really hard to save a little amount after the end of each month and you are so lucky jai that you are not paying house rental because it would take a big allocation of your income you know I am really planning to apply some PAG-IBIG house someday though I would still allocate money for it at least I know it would be my house.... and look jai, you are really a model to all mothers, you are able to send those children of yours in school despite of the situation. Good luck friend and God bless you and your children....