Should Insurance companies offer Bullying Insurance?
@crysontherocks77 (1273)
United States
August 31, 2010 6:14pm CST
I was reading some posting discussions about bullys at school. So, here's my question and reasoning behind this question.
Should insurance companies offer bullying insurance for those parents who have children in elementary, middle, or highschool. They would have to bring proof of there child attending the school and attending on a regular basis in order to keep it. Say for instance so that if a child gets injured because of a bully and has doctor bills or hospital bills that they are covered with insurance and have some capability to fight back.
other question: If the bullies knew that the children could have bully insurance do you think they would still do it if they could be found liable for the damages caused to the child?
1 person likes this
3 responses
@bobmnu (8157)
• United States
1 Sep 10
My question is Why??? Why not just let the children stick up for each other. We are teaching our children to be submissive. By providing insurance you are telling the people it is OK if you are picked on someone else will fight your battles. If we let students take care of it things might get better. My daughter attended a school where one boy used to come up behind a girl and grab her around the waist and tickle her. He did that to my daughter and she gave hm an elbow in the stomach and he never bothered he again. In fact he would go out of his way to avoid her. She is about 5' 6" an is a High School teacher of Emotionally Disturbed Children and has had no problems dealing with them. She is confidant and self assured. That is what we need to teach our children. When you read about the men who prey on women they avoid the woman who is walking confidently or who is a assertive person. They look for a person who thinks and acts like they are a victim and go after them.
@crysontherocks77 (1273)
• United States
1 Sep 10
i was just posing it as a discussion. I do think its good that children in general learn to take up for themselves. My child's school has a no tolerance on bullying. So, if my child fights back she might be considered to be a bully unless there were witnesses of course. That's why I was asking about the bully insurance. They have insurance for everything else in the world that happens.
@dorannmwin (36392)
• United States
13 Sep 10
I actually don't think that something like this would make any kind of a difference at all. That said, our local school district does offer "school" insurance for while the child is on the school property and that does cover any kind of an accident that happens at the school. It might be hard to get them to pay for school based accidents, but it does work. I was injured in a freak accident at school when I was a child and that insurance did have to cover everything that my primary insurance didn't cover. I think it would just make things convoluted to add a specific bully insurance.
@dawnald (85135)
• Shingle Springs, California
1 Sep 10
They can be found liable now. But were you thinking of the bully's insurance covering expenses or the bullied child's insurance?
